senate Bill S1786

2013-2014 Legislative Session

Prohibits the mailing of credit card applications

download bill text pdf

Sponsored By

Archive: Last Bill Status -

  • Introduced
  • In Committee
  • On Floor Calendar
    • Passed Senate
    • Passed Assembly
  • Delivered to Governor
  • Signed/Vetoed by Governor

do you support this legislation?

You must fill out the form below in order to support or oppose this bill. X

You must login or fill out the fields below for the senator to have an accurate account of the support or opposition to this bill.

Create an account. An account allows you to officially support or oppose key legislation, sign petitions with a single click, and follow issues, committees, and bills that matter to you. When you create an account, you agree to this platform's terms of participation.
Use this box to enter a message to your senator.


view actions (2)
Assembly Actions - Lowercase
Senate Actions - UPPERCASE
Jan 08, 2014 referred to consumer protection
Jan 09, 2013 referred to consumer protection

S1786 - Details

Law Section:
General Business Law
Laws Affected:
Amd §520, Gen Bus L; amd §108, Bank L; amd §413, Pers Prop L
Versions Introduced in Previous Legislative Sessions:
2011-2012: S4299
2009-2010: S1915

S1786 - Summary

Prohibits the mailing of credit card applications; provides for a penalty of no more than one thousand dollars per occurrence; makes exemptions.

S1786 - Sponsor Memo

S1786 - Bill Text download pdf

                    S T A T E   O F   N E W   Y O R K


                       2013-2014 Regular Sessions

                            I N  S E N A T E


                             January 9, 2013

Introduced  by Sen. CARLUCCI -- read twice and ordered printed, and when
  printed to be committed to the Committee on Consumer Protection

AN ACT to amend the general  business  law,  the  banking  law  and  the
  personal  property law, in relation to prohibiting unsolicited mailing
  of credit card applications


  Section  1.  The opening paragraph and subdivision 9 of section 520 of
the general business law, the opening paragraph as added by chapter  200
of  the  laws  of  1987 and subdivision 9 as added by chapter 485 of the
laws of 1996, are amended and three new subdivisions 10, 11 and  12  are
added to read as follows:
  Any  application  form  [or preapproved written solicitation] to enter
into a credit card agreement for personal, family, or household purposes
which is mailed to an individual residing in  this  state  on  or  after
January  first, nineteen hundred eighty-eight, by or on behalf of [a] AN
issuer, whether or not the issuer is located in this state,  other  than
an  application  form or solicitation included in a magazine, newspaper,
or other publication distributed by someone other than the issuer,  and,
any  application  primarily  for  a credit card to be used for personal,
family or household purposes which is distributed or made  available  in
this  state to a resident of this state on or after January first, nine-
teen hundred eighty-eight in an office or other place of business  owned
or  operated  by  the issuer, shall contain the following disclosures in
chart form and shall put chart headings in bold face type  of  at  least
ten  point in size and material inside the chart of at least eight point
type in size. Such chart shall use substantially  the  same  format  and
terminology  shown below.   In completing the chart with the information
required for each category, the guidelines hereinafter contained in  the
corresponding subdivisions numbered one through four shall be utilized:

 EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                      [ ] is old law to be omitted.


Open Legislation comments facilitate discussion of New York State legislation. All comments are subject to moderation. Comments deemed off-topic, commercial, campaign-related, self-promotional; or that contain profanity or hate speech; or that link to sites outside of the domain are not permitted, and will not be published. Comment moderation is generally performed Monday through Friday.

By contributing or voting you agree to the Terms of Participation and verify you are over 13.