senate Bill S2432A

2013-2014 Legislative Session

Prohibits fee charges for payment of an account regardless of the method of payment

download bill text pdf

Sponsored By

Archive: Last Bill Status - In Senate Committee


  • Introduced
  • In Committee
  • On Floor Calendar
    • Passed Senate
    • Passed Assembly
  • Delivered to Governor
  • Signed/Vetoed by Governor

do you support this legislation?

You must fill out the form below in order to support or oppose this bill. X

You must login or fill out the fields below for the senator to have an accurate account of the support or opposition to this bill.

Create an account. An account allows you to officially support or oppose key legislation, sign petitions with a single click, and follow issues, committees, and bills that matter to you. When you create an account, you agree to this platform's terms of participation.
Use this box to enter a message to your senator.

Actions

view actions (11)
Assembly Actions - Lowercase
Senate Actions - UPPERCASE
Jun 20, 2014 committed to rules
Feb 10, 2014 advanced to third reading
Feb 04, 2014 2nd report cal.
Feb 03, 2014 1st report cal.84
Jan 08, 2014 referred to consumer protection
Jun 21, 2013 committed to rules
Jun 12, 2013 amended on third reading 2432a
May 01, 2013 advanced to third reading
Apr 30, 2013 2nd report cal.
Apr 29, 2013 1st report cal.445
Jan 17, 2013 referred to consumer protection

Votes

view votes

Feb 3, 2014 - Consumer Protection committee Vote

S2432A
9
0
committee
9
Aye
0
Nay
1
Aye with Reservations
0
Absent
0
Excused
0
Abstained
show Consumer Protection committee vote details

Consumer Protection Committee Vote: Feb 3, 2014

aye wr (1)

Apr 29, 2013 - Consumer Protection committee Vote

S2432
9
0
committee
9
Aye
0
Nay
2
Aye with Reservations
0
Absent
0
Excused
0
Abstained
show committee vote details

Committee Vote: Apr 29, 2013

aye wr (2)

Co-Sponsors

S2432 - Details

See Assembly Version of this Bill:
A370B
Law Section:
General Business Law
Laws Affected:
Amd §399-zzz, Gen Bus L
Versions Introduced in 2011-2012 Legislative Session:
S6728A, A9352A

S2432 - Summary

Prohibits fee charges for payment of an account regardless of the method of payment.

S2432 - Sponsor Memo

S2432 - Bill Text download pdf

                    S T A T E   O F   N E W   Y O R K
________________________________________________________________________

                                  2432

                       2013-2014 Regular Sessions

                            I N  S E N A T E

                            January 17, 2013
                               ___________

Introduced  by  Sens.  KLEIN, MAZIARZ -- read twice and ordered printed,
  and when  printed  to  be  committed  to  the  Committee  on  Consumer
  Protection

AN ACT to amend the general business law, in relation to prohibiting fee
  charges for payment of an account regardless of the method of payment

  THE  PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
BLY, DO ENACT AS FOLLOWS:

  Section 1. Subdivision 1 of section 399-zzz of  the  general  business
law,  as added by chapter 556 of the laws of 2010, is amended to read as
follows:
  1. (A) Subject to federal law and regulation, no person,  partnership,
corporation, association or other business entity shall charge a consum-
er  an additional rate or fee or a differential in the rate or fee asso-
ciated with payment on an account:
  (I) when the consumer chooses  to  [pay  by  United  States  mail  or]
receive a paper billing statement; OR
  (II)  WHETHER SUCH PAYMENT IS MADE BY MAIL, ELECTRONIC TRANSFER, TELE-
PHONE AUTHORIZATION, OR OTHER MEANS, UNLESS  SUCH  PAYMENT  INVOLVES  AN
EXPEDITED  SERVICE  BY  A SERVICE REPRESENTATIVE OF THE PERSON, PARTNER-
SHIP, CORPORATION, ASSOCIATION OR OTHER BUSINESS ENTITY.
  (B) This subdivision shall not be  construed  to  prohibit  a  person,
partnership,  corporation,  association  or  other  business entity from
offering consumers a credit or  other  incentive  to  elect  a  specific
payment or billing option.
  S  2. This act shall take effect on the first of January next succeed-
ing the date on which it shall have become a law.


 EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                      [ ] is old law to be omitted.
                                                           LBD03106-02-3

Co-Sponsors

S2432A (ACTIVE) - Details

See Assembly Version of this Bill:
A370B
Law Section:
General Business Law
Laws Affected:
Amd §399-zzz, Gen Bus L
Versions Introduced in 2011-2012 Legislative Session:
S6728A, A9352A

S2432A (ACTIVE) - Summary

Prohibits fee charges for payment of an account regardless of the method of payment.

S2432A (ACTIVE) - Sponsor Memo

S2432A (ACTIVE) - Bill Text download pdf

                    S T A T E   O F   N E W   Y O R K
________________________________________________________________________

                                 2432--A
    Cal. No. 445

                       2013-2014 Regular Sessions

                            I N  S E N A T E

                            January 17, 2013
                               ___________

Introduced  by  Sens.  KLEIN, MAZIARZ -- read twice and ordered printed,
  and when  printed  to  be  committed  to  the  Committee  on  Consumer
  Protection -- reported favorably from said committee, ordered to first
  and  second  report,  ordered  to a third reading, amended and ordered
  reprinted, retaining its place in the order of third reading

AN ACT to amend the general business law, in relation to prohibiting fee
  charges for payment of an account regardless of the method of payment

  THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND  ASSEM-
BLY, DO ENACT AS FOLLOWS:

  Section  1.  Subdivision  1 of section 399-zzz of the general business
law, as added by chapter 556 of the laws of 2010, is amended to read  as
follows:
  1.  (A) Subject to federal law and regulation, no person, partnership,
corporation, association or other business entity shall charge a consum-
er an additional rate or fee or a differential in the rate or fee  asso-
ciated with payment on an account:
  (I)  when  the  consumer  chooses  to  [pay  by United States mail or]
receive a paper billing statement; OR
  (II) WHETHER SUCH PAYMENT IS MADE BY MAIL, ELECTRONIC TRANSFER, A LIVE
CUSTOMER SERVICE REPRESENTATIVE, TELEPHONE AUTHORIZATION BY MEANS  OF  A
VOICE RESPONSE UNIT OR INTERACTIVE VOICE RESPONSE SYSTEM, OTHER MEANS OR
A  COMBINATION THEREOF, UNLESS SUCH PAYMENT IS EXPEDITED BY SUCH PERSON,
PARTNERSHIP, CORPORATION, ASSOCIATION OR OTHER BUSINESS ENTITY TO CREDIT
SUCH PAYMENT THE SAME DAY OR, IF  THE  PAYMENT  IS  RECEIVED  AFTER  ANY
ESTABLISHED  CUT-OFF  TIME,  THE  NEXT BUSINESS DAY. FOR THE PURPOSES OF
THIS SUBPARAGRAPH, "EXPEDITED" MEANS A RUSH PAYMENT METHOD  OUTSIDE  THE
NORMAL AND USUAL COURSE OF BUSINESS.
  (B)  This  subdivision  shall  not  be construed to prohibit a person,
partnership, corporation, association  or  other  business  entity  from
offering  consumers  a  credit  or  other  incentive to elect a specific
payment or billing option.
  S 2. This act shall take effect on the first of January next  succeed-
ing the date on which it shall have become a law.

Comments

Open Legislation comments facilitate discussion of New York State legislation. All comments are subject to moderation. Comments deemed off-topic, commercial, campaign-related, self-promotional; or that contain profanity or hate speech; or that link to sites outside of the nysenate.gov domain are not permitted, and will not be published. Comment moderation is generally performed Monday through Friday.

By contributing or voting you agree to the Terms of Participation and verify you are over 13.