|Assembly Actions - Lowercase
Senate Actions - UPPERCASE
|Jan 08, 2014||referred to insurance|
returned to senate
died in assembly
|Jun 10, 2013||referred to insurance|
delivered to assembly
|Jun 05, 2013||advanced to third reading|
|Jun 04, 2013||2nd report cal.|
|Jun 03, 2013||1st report cal.947|
|Jan 24, 2013||referred to insurance|
senate Bill S2886
Archive: Last Bill Status - In Committee
- In Committee
- On Floor Calendar
- Passed Senate
- Passed Assembly
- Delivered to Governor
- Signed/Vetoed by Governor
S2886 - Details
S2886 - Summary
Relates to pre-existing condition provisions for group and blanket disability policies which excludes coverage under the policy for a disability commencing during the twelve months following the effective date of coverage for the covered person.
S2886 - Sponsor Memo
BILL NUMBER:S2886 TITLE OF BILL: An act to amend the insurance law, in relation to pre- existing condition provisions for group and blanket disability policies PURPOSE: This bill would amend § 3234 of the insurance law to require disability income insurers to make available to employers who purchase group or blanket disability insurance the option of a contract with a preexisting condition exclusion provision This bill would require insur- ers to offer employers a group disability contract with a provision that establishes that a pre-existing condition that occurs prior to an employee's effective date of coverage, and results in the disability of that employee within the first twelve months after the effective date of coverage, would be excluded from coverage. Insurers would also be required to offer to employers a contract that would limit but not exclude disability coverage for pre-existing conditions Employers could choose which of these options they want in their contract. SUMMARY OF PROVISIONS: Section 1 of the bill amends § 3234 of the insur- ance law by adding a new subsection (b) to require that insurers must make available to employers a pre-existing condition exclusion provision in all group and blanket disability Contracts being, offered. Such exclusion would provide that a pre-existing condition that occurs prior to an employee's effective date of coverage, and results in the disabil- ity of that employee within the first twelve months after the effective date of coverage, would be excluded from coverage for loss of income.
S2886 - Bill Text download pdf
S T A T E O F N E W Y O R K ________________________________________________________________________ 2886 2013-2014 Regular Sessions I N S E N A T E January 24, 2013 ___________ Introduced by Sen. SEWARD -- read twice and ordered printed, and when printed to be committed to the Committee on Insurance AN ACT to amend the insurance law, in relation to pre-existing condition provisions for group and blanket disability policies THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM- BLY, DO ENACT AS FOLLOWS: Section 1. Subsection (b) of section 3234 of the insurance law, as added by chapter 650 of the laws of 1993, is amended to read as follows: (b) AN INSURER THAT OFFERS A POLICY IN CONFORMANCE WITH PARAGRAPH TWO OF SUBSECTION (A) OF THIS SECTION MUST ALSO MAKE AVAILABLE, AND IF REQUESTED BY THE POLICYHOLDER, PROVIDE A GROUP OR BLANKET POLICY WITH A PRE-EXISTING CONDITION PROVISION WHICH EXCLUDES COVERAGE UNDER THE POLI- CY FOR A DISABILITY COMMENCING DURING THE TWELVE MONTHS FOLLOWING THE EFFECTIVE DATE OF COVERAGE FOR THE COVERED PERSON. (C) Nothing [herein] IN THIS SECTION shall be construed to prohibit or restrict an insurer from utilizing other forms of underwriting for the members of the group in lieu of, or in addition to, the pre-existing condition provision described in subsection (a) OR (B) of this section. S 2. This act shall take effect immediately. EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets [ ] is old law to be omitted. LBD06548-01-3
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