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Senate Bill S4405A

2013-2014 Legislative Session

Provides for notice to homeowners when flood insurance or homeowners insurance shall be cancelled or be subject to a rate increase

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Archive: Last Bill Status - In Senate Committee Insurance Committee

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Bill Amendments

2013-S4405 - Details

Current Committee:
Senate Insurance
Law Section:
Insurance Law
Laws Affected:
Add §3444-a, Ins L

2013-S4405 - Summary

Provides for notice to homeowners when flood insurance or homeowners insurance shall be cancelled or be subject to a rate increase.

2013-S4405 - Sponsor Memo

2013-S4405 - Bill Text download pdf 

                            
                    S T A T E   O F   N E W   Y O R K
________________________________________________________________________

                                  4405

                       2013-2014 Regular Sessions

                            I N  S E N A T E

                             March 26, 2013
                               ___________

Introduced  by  Sen. ADDABBO -- read twice and ordered printed, and when
  printed to be committed to the Committee on Insurance

AN ACT to amend the insurance law, in relation to notices for  increased
  premiums or cancellation of flood insurance

  THE  PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
BLY, DO ENACT AS FOLLOWS:

  Section 1. The insurance law is amended by adding a new section 3444-a
to read as follows:
  S 3444-A. FLOOD INSURANCE NOTICE; PREMIUM INCREASE  AND  CANCELLATION.
INSURERS  SHALL  PROVIDE  NOTICE  TO THEIR HOMEOWNERS WHO HAVE PURCHASED
INSURANCE WITH THE NATIONAL FLOOD INSURANCE PROGRAM, 42 U.S.C.   S  4001
ET  SEQ.,  WHENEVER THE PREMIUM FOR SUCH INSURANCE SHALL BE SUBJECT TO A
PREMIUM RATE INCREASE OR WHENEVER SUCH POLICY SHALL BE CANCELLED.    THE
NOTICE  REQUIRED BY THIS SECTION SHALL BE PROVIDED TO SUCH HOMEOWNER NOT
LESS THAN THE NINETIETH DAY PRIOR TO THE DATE SUCH PREMIUM  INCREASE  OR
CANCELLATION SHALL TAKE EFFECT.
  S 2. This act shall take effect immediately.





 EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                      [ ] is old law to be omitted.
                                                           LBD09855-01-3

2013-S4405A (ACTIVE) - Details

Current Committee:
Senate Insurance
Law Section:
Insurance Law
Laws Affected:
Add §3444-a, Ins L

2013-S4405A (ACTIVE) - Summary

Provides for notice to homeowners when flood insurance or homeowners insurance shall be cancelled or be subject to a rate increase.

2013-S4405A (ACTIVE) - Sponsor Memo

2013-S4405A (ACTIVE) - Bill Text download pdf 

                            
                    S T A T E   O F   N E W   Y O R K
________________________________________________________________________

                                 4405--A

                       2013-2014 Regular Sessions

                            I N  S E N A T E

                             March 26, 2013
                               ___________

Introduced  by  Sen. ADDABBO -- read twice and ordered printed, and when
  printed to be committed to the Committee  on  Insurance  --  committee
  discharged, bill amended, ordered reprinted as amended and recommitted
  to said committee

AN  ACT to amend the insurance law, in relation to notices for increased
  premiums or cancellation of flood insurance or homeowners insurance

  THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND  ASSEM-
BLY, DO ENACT AS FOLLOWS:

  Section 1. The insurance law is amended by adding a new section 3444-a
to read as follows:
  S  3444-A.  FLOOD  INSURANCE  AND HOMEOWNERS INSURANCE NOTICE; PREMIUM
INCREASE AND CANCELLATION. INSURERS SHALL PROVIDE NOTICE TO THEIR  HOME-
OWNERS  WHO  HAVE  PURCHASED INSURANCE WITH THE NATIONAL FLOOD INSURANCE
PROGRAM, 42 U.S.C.  S 4001 ET SEQ., OR  WHO  HAVE  PURCHASED  HOMEOWNERS
INSURANCE, WHENEVER THE PREMIUM FOR SUCH INSURANCE SHALL BE SUBJECT TO A
PREMIUM  RATE  INCREASE OR WHENEVER SUCH POLICY SHALL BE CANCELLED.  THE
NOTICE REQUIRED BY THIS SECTION SHALL BE PROVIDED TO SUCH HOMEOWNER  NOT
LESS  THAN  THE NINETIETH DAY PRIOR TO THE DATE SUCH PREMIUM INCREASE OR
CANCELLATION SHALL TAKE EFFECT.
  S 2. This act shall take effect immediately.




 EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                      [ ] is old law to be omitted.
                                                           LBD09855-02-3

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