senate Bill S5581

2013-2014 Legislative Session

Relates to anti-concurrent causation clauses

download bill text pdf

Sponsored By

Archive: Last Bill Status - In Senate Committee Insurance Committee


  • Introduced
  • In Committee
  • On Floor Calendar
    • Passed Senate
    • Passed Assembly
  • Delivered to Governor
  • Signed/Vetoed by Governor

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Actions

view actions (2)
Assembly Actions - Lowercase
Senate Actions - UPPERCASE
Jan 08, 2014 referred to insurance
May 22, 2013 referred to insurance

S5581 (ACTIVE) - Details

Current Committee:
Senate Insurance
Law Section:
Insurance Law
Laws Affected:
Add ยง3455, Ins L
Versions Introduced in Other Legislative Sessions:
2015-2016: S2351
2017-2018: S2810
2019-2020: S3500

S5581 (ACTIVE) - Summary

Relates to anti-concurrent causation clauses; prohibits an insurer from denying or excluding coverage for any claim for loss or damage that would otherwise be covered by a policy solely because an event or peril not covered under the policy or specifically excluded under the policy was a contributing factor in such loss or damage or occurred simultaneously with the event or peril that was covered.

S5581 (ACTIVE) - Sponsor Memo

S5581 (ACTIVE) - Bill Text download pdf

                    S T A T E   O F   N E W   Y O R K
________________________________________________________________________

                                  5581

                       2013-2014 Regular Sessions

                            I N  S E N A T E

                              May 22, 2013
                               ___________

Introduced  by  Sen.  SEWARD -- read twice and ordered printed, and when
  printed to be committed to the Committee on Insurance

AN ACT to amend the insurance law, in relation to anti-concurrent causa-
  tion clauses

  THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND  ASSEM-
BLY, DO ENACT AS FOLLOWS:

  Section  1.  The insurance law is amended by adding a new section 3455
to read as follows:
  S 3455. ANTI-CONCURRENT CAUSATION CLAUSES. AN INSURER SHALL  NOT  DENY
OR  EXCLUDE  COVERAGE FOR ANY CLAIM FOR LOSS OR DAMAGE THAT WOULD OTHER-
WISE BE COVERED BY A POLICY SOLELY BECAUSE AN EVENT OR PERIL NOT COVERED
UNDER THE POLICY  OR  SPECIFICALLY  EXCLUDED  UNDER  THE  POLICY  WAS  A
CONTRIBUTING  FACTOR  IN  SUCH LOSS OR DAMAGE OR OCCURRED SIMULTANEOUSLY
WITH THE EVENT OR PERIL THAT WAS COVERED.
  S 2. This act shall take effect immediately and shall apply to  claims
made on or after such effective date.






 EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                      [ ] is old law to be omitted.
                                                           LBD11120-01-3

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