senate Bill S624

2013-2014 Legislative Session

Prohibits insurers from refusing to issue or renew, cancel, or charge or impose an increased premium for certain policies based on the breed of a dog owned

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Archive: Last Bill Status - In Committee


  • Introduced
  • In Committee
  • On Floor Calendar
    • Passed Senate
    • Passed Assembly
  • Delivered to Governor
  • Signed/Vetoed by Governor

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Actions

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Assembly Actions - Lowercase
Senate Actions - UPPERCASE
Jan 08, 2014 referred to insurance
Jan 09, 2013 referred to insurance

S624 - Details

Current Committee:
Law Section:
Insurance Law
Laws Affected:
Add ยง3421, Ins L
Versions Introduced in Previous Legislative Sessions:
2011-2012: S1710
2009-2010: S93

S624 - Summary

Prohibits insurers from refusing to issue or renew, cancel, or charge or impose an increased premium for homeowners' insurance policies based on the breed of a dog owned if the dog completes an approved obedience course.

S624 - Sponsor Memo

S624 - Bill Text download pdf

                    S T A T E   O F   N E W   Y O R K
________________________________________________________________________

                                   624

                       2013-2014 Regular Sessions

                            I N  S E N A T E

                               (PREFILED)

                             January 9, 2013
                               ___________

Introduced  by  Sen. SAMPSON -- read twice and ordered printed, and when
  printed to be committed to the Committee on Insurance

AN ACT to amend the insurance law, in relation to  prohibiting  insurers
  from  canceling, refusing to issue or renew, or charging higher premi-
  ums for homeowners' insurance based on the breed of dog owned  if  the
  dog completes an approved obedience course

  THE  PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
BLY, DO ENACT AS FOLLOWS:

  Section 1. The insurance law is amended by adding a new  section  3421
to read as follows:
  S  3421.  HOMEOWNERS'  LIABILITY  INSURANCE;  DOGS. 1. WITH RESPECT TO
HOMEOWNERS' INSURANCE POLICIES AS DEFINED IN SECTION TWO THOUSAND  THREE
HUNDRED  FIFTY-ONE  OF THIS CHAPTER, NO INSURER SHALL REFUSE TO ISSUE OR
RENEW, CANCEL, OR CHARGE OR IMPOSE AN INCREASED PREMIUM OR RATE FOR SUCH
POLICY OR CONTRACT BASED, IN WHOLE OR IN PART, UPON HARBORING OR  OWNING
A  DOG  OR  DOGS  OF A SPECIFIC BREED OR BREEDS OR A DOG OR DOGS "MIXED"
WITH A SPECIFIC BREED OR BREEDS.
  2. THE PROVISIONS OF THIS SECTION SHALL NOT PROHIBIT AN  INSURER  FROM
REFUSING  TO ISSUE OR RENEW OR FROM CANCELING ANY SUCH CONTRACT OR POLI-
CY, NOR FROM IMPOSING AN INCREASED PREMIUM OR RATE FOR SUCH A POLICY  OR
CONTRACT  BASED UPON THE DESIGNATION OF A DOG OF ANY BREED OR MIXTURE OF
BREEDS AS A DANGEROUS DOG PURSUANT TO SECTION ONE  HUNDRED  TWENTY-THREE
OF  THE  AGRICULTURE  AND  MARKETS  LAW, BASED ON SOUND UNDERWRITING AND
ACTUARIAL PRINCIPLES REASONABLY RELATED TO ACTUAL  OR  ANTICIPATED  LOSS
EXPERIENCE  SUBJECT  TO THE APPLICABLE PROVISIONS OF SECTION THREE THOU-
SAND FOUR HUNDRED TWENTY-FIVE OF  THIS  ARTICLE.    HOWEVER,  BEFORE  AN
INSURER  MAY REFUSE TO ISSUE, RENEW OR CANCEL SUCH CONTRACT OR POLICY OR
IMPOSE AN INCREASED PREMIUM OR RATE FOR SUCH POLICY  OR  CONTRACT  BASED
UPON  THE  DESIGNATION  OF  A DOG AS DANGEROUS, AN INSURER SHALL PROVIDE
SUCH DANGEROUS DOG NINETY DAYS  TO  SUCCESSFULLY  COMPLETE  AN  APPROVED

 EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                      [ ] is old law to be omitted.

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