senate Bill S6782A

2013-2014 Legislative Session

Provides for the reduction of property/casualty insurance premiums on residential real property when the insured occupant completed a homeowner natural disaster preparedness, home safety & loss prevention course

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Sponsored By

Archive: Last Bill Status -


  • Introduced
  • In Committee
  • On Floor Calendar
    • Passed Senate
    • Passed Assembly
  • Delivered to Governor
  • Signed/Vetoed by Governor

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Actions

view actions (10)
Assembly Actions - Lowercase
Senate Actions - UPPERCASE
Jun 17, 2014 referred to insurance
delivered to assembly
passed senate
ordered to third reading cal.1446
committee discharged and committed to rules
Jun 04, 2014 print number 6782b
amend (t) and recommit to insurance
Mar 18, 2014 print number 6782a
amend (t) and recommit to insurance
Mar 10, 2014 referred to insurance

Co-Sponsors

S6782 - Details

See Assembly Version of this Bill:
A9047A
Law Section:
Insurance Law
Laws Affected:
Amd §2346, Ins L

S6782 - Summary

Establishes the "homeowner natural disaster preparedness, home safety and loss prevention program" to provide for the reduction of property/casualty insurance premiums on residential real property when the insured occupant completes a homeowner natural disaster preparedness, home safety and loss prevention course.

S6782 - Sponsor Memo

S6782 - Bill Text download pdf

                    S T A T E   O F   N E W   Y O R K
________________________________________________________________________

                                  6782

                            I N  S E N A T E

                             March 10, 2014
                               ___________

Introduced by Sens. KLEIN, SAVINO -- read twice and ordered printed, and
  when printed to be committed to the Committee on Insurance

AN  ACT to amend the insurance law, in relation to reduction in rates of
  property/casualty insurance rates on residential property for insureds
  who complete an approved natural disaster preparedness course

  THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND  ASSEM-
BLY, DO ENACT AS FOLLOWS:

  Section  1.  Legislative  intent.  The  legislature  declares that the
purposes of this act are  to  provide  homeowners,  condominium  owners,
cooperative  apartment  owners,  and renters with an incentive to take a
course of instruction on how to make their residence more resilient to a
natural disaster, reduce the potential loss of life or  property  damage
that  could result from a natural disaster, and raise their awareness of
natural disaster preparedness by  offering  property/casualty  insurance
premium reductions.
  S  2.  The  section  heading  of section 2346 of the insurance law, as
amended by chapter 637 of the  laws  of  1993,  is  amended  and  a  new
subsection 5 is added to read as follows:
  Reduction  in  rates  of  fire insurance [or], homeowners insurance OR
PROPERTY/CASUALTY premiums for residential property.
  5. (A) DEFINITIONS. FOR THE PURPOSES OF THIS SUBSECTION, THE FOLLOWING
TERMS SHALL HAVE THE FOLLOWING MEANINGS:
  (1) "COMPLETION CERTIFICATE" MEANS A DOCUMENT WHICH CANNOT BE  ALTERED
AND  WHICH  IS PROVIDED TO A PERSON WHO SUCCESSFULLY COMPLETES A NATURAL
DISASTER PREPAREDNESS COURSE.
  (2) "NATURAL DISASTER" MEANS THE  OCCURRENCE  OR  IMMINENT  THREAT  OF
WIDESPREAD OR SEVERE DAMAGE, INJURY, OR LOSS OF LIFE OR PROPERTY RESULT-
ING  FROM  ANY NATURAL CAUSE INCLUDING, BUT NOT LIMITED TO, FIRE, FLOOD,
EARTHQUAKE, HURRICANE, TORNADO, HIGH WATER, LANDSLIDE,  MUDSLIDE,  WIND,
STORM,  WAVE  ACTION,  ICE  STORM,  EPIDEMIC, AIR CONTAMINATION, BLIGHT,
DROUGHT, INFESTATION, EXPLOSION, WATER CONTAMINATION, BRIDGE FAILURE, OR
BRIDGE COLLAPSE.
  (3) "NATURAL DISASTER PREPAREDNESS COURSE" MEANS  A  NATURAL  DISASTER
PREPAREDNESS COURSE APPROVED BY THE SUPERINTENDENT, IN CONSULTATION WITH

 EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                      [ ] is old law to be omitted.

Co-Sponsors

S6782A - Details

See Assembly Version of this Bill:
A9047A
Law Section:
Insurance Law
Laws Affected:
Amd §2346, Ins L

S6782A - Summary

Establishes the "homeowner natural disaster preparedness, home safety and loss prevention program" to provide for the reduction of property/casualty insurance premiums on residential real property when the insured occupant completes a homeowner natural disaster preparedness, home safety and loss prevention course.

S6782A - Sponsor Memo

S6782A - Bill Text download pdf

                    S T A T E   O F   N E W   Y O R K
________________________________________________________________________

                                 6782--A

                            I N  S E N A T E

                             March 10, 2014
                               ___________

Introduced by Sens. KLEIN, SAVINO -- read twice and ordered printed, and
  when  printed to be committed to the Committee on Insurance -- commit-
  tee discharged, bill amended, ordered reprinted as amended and  recom-
  mitted to said committee

AN  ACT to amend the insurance law, in relation to reduction in rates of
  property/casualty insurance rates on residential property for insureds
  who complete  an  approved  homeowner  natural  disaster  preparedness
  course

  THE  PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
BLY, DO ENACT AS FOLLOWS:

  Section 1. Short title. This act shall be known and may  be  cited  as
the "homeowner natural disaster preparedness program".
  S 2. Legislative intent. The legislature declares that the purposes of
this  act  are  to  provide  homeowners, condominium owners, cooperative
apartment owners, and renters with an incentive  to  take  a  course  of
instruction  on  how to make their residence more resilient to a natural
disaster, reduce the potential loss of  life  or  property  damage  that
could  result  from  a  natural  disaster,  and raise their awareness of
natural disaster preparedness by  offering  property/casualty  insurance
premium reductions.
  S  3.  The  section  heading  of section 2346 of the insurance law, as
amended by chapter 637 of the  laws  of  1993,  is  amended  and  a  new
subsection 5 is added to read as follows:
  Reduction  in  rates  of  fire insurance [or], homeowners insurance OR
PROPERTY/CASUALTY premiums for residential property.
  5. (A) DEFINITIONS. FOR THE PURPOSES OF THIS SUBSECTION, THE FOLLOWING
TERMS SHALL HAVE THE FOLLOWING MEANINGS:
  (1) "COMPLETION CERTIFICATE" MEANS A DOCUMENT WHICH CANNOT BE  ALTERED
AND WHICH IS PROVIDED TO A PERSON WHO SUCCESSFULLY COMPLETES A HOMEOWNER
NATURAL DISASTER PREPAREDNESS COURSE.
  (2)  "NATURAL  DISASTER"  MEANS  THE  OCCURRENCE OR IMMINENT THREAT OF
WIDESPREAD OR SEVERE DAMAGE, INJURY, OR LOSS OF LIFE OR PROPERTY RESULT-
ING FROM ANY NATURAL CAUSE INCLUDING, BUT NOT LIMITED TO,  FIRE,  FLOOD,
EARTHQUAKE,  HURRICANE,  TORNADO, HIGH WATER, LANDSLIDE, MUDSLIDE, WIND,

 EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                      [ ] is old law to be omitted.

Co-Sponsors

S6782B (ACTIVE) - Details

See Assembly Version of this Bill:
A9047A
Law Section:
Insurance Law
Laws Affected:
Amd §2346, Ins L

S6782B (ACTIVE) - Summary

Establishes the "homeowner natural disaster preparedness, home safety and loss prevention program" to provide for the reduction of property/casualty insurance premiums on residential real property when the insured occupant completes a homeowner natural disaster preparedness, home safety and loss prevention course.

S6782B (ACTIVE) - Sponsor Memo

S6782B (ACTIVE) - Bill Text download pdf

                    S T A T E   O F   N E W   Y O R K
________________________________________________________________________

                                 6782--B

                            I N  S E N A T E

                             March 10, 2014
                               ___________

Introduced  by  Sens.  KLEIN,  SAVINO,  AVELLA -- read twice and ordered
  printed, and when printed to be committed to the Committee  on  Insur-
  ance  --  committee  discharged,  bill  amended,  ordered reprinted as
  amended and recommitted to said  committee  --  committee  discharged,
  bill  amended,  ordered  reprinted  as amended and recommitted to said
  committee

AN ACT to amend the insurance law, in relation to reduction in rates  of
  property/casualty  insurance  on residential property for insureds who
  complete an approved homeowner natural disaster, home safety and  loss
  prevention preparedness course

  THE  PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
BLY, DO ENACT AS FOLLOWS:

  Section 1. Short title. This act shall be known and may  be  cited  as
the  "homeowner  natural  disaster,  home  safety  and  loss  prevention
preparedness program".
  S 2. Legislative intent. The legislature declares that the purposes of
this act are to  provide  homeowners,  condominium  owners,  cooperative
apartment  owners,  and  renters  with  an incentive to take a course of
instruction on how to make their residence more resilient to  a  natural
disaster,  reduce  the  potential  loss  of life or property damage that
could result from a natural disaster, reduce the risk  of  fire,  theft,
burglary,  personal injury or property damage, and raise their awareness
of natural disaster preparedness by offering property/casualty insurance
premium reductions.
  S 3. The section heading of section 2346  of  the  insurance  law,  as
amended  by  chapter  637  of  the  laws  of  1993, is amended and a new
subsection 5 is added to read as follows:
  Reduction in rates of fire insurance  [or],  homeowners  insurance  OR
PROPERTY/CASUALTY premiums for residential property.
  5. (A) DEFINITIONS. FOR THE PURPOSES OF THIS SUBSECTION, THE FOLLOWING
TERMS SHALL HAVE THE FOLLOWING MEANINGS:
  (1)  "COMPLETION CERTIFICATE" MEANS A DOCUMENT WHICH CANNOT BE ALTERED
AND WHICH IS PROVIDED TO A PERSON WHO SUCCESSFULLY COMPLETES A HOMEOWNER
NATURAL DISASTER PREPAREDNESS, HOME SAFETY AND LOSS PREVENTION COURSE.

 EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                      [ ] is old law to be omitted.

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