senate Bill S7250

2013-2014 Legislative Session

Relates to the posting of internet policies on the internet

download bill text pdf

Sponsored By

Archive: Last Bill Status - In Senate Committee


  • Introduced
  • In Committee
  • On Floor Calendar
    • Passed Senate
    • Passed Assembly
  • Delivered to Governor
  • Signed/Vetoed by Governor

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Actions

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Assembly Actions - Lowercase
Senate Actions - UPPERCASE
May 07, 2014 referred to insurance

S7250 - Details

See Assembly Version of this Bill:
A9592
Law Section:
Insurance Law
Laws Affected:
Add ยง3455, Ins L

S7250 - Summary

Relates to the posting of internet policies on the internet.

S7250 - Sponsor Memo

S7250 - Bill Text download pdf

                    S T A T E   O F   N E W   Y O R K
________________________________________________________________________

                                  7250

                            I N  S E N A T E

                               May 7, 2014
                               ___________

Introduced  by  Sen.  SEWARD -- read twice and ordered printed, and when
  printed to be committed to the Committee on Insurance

AN ACT to amend the insurance law,  in  relation  to  posting  insurance
  policies on the internet

  THE  PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
BLY, DO ENACT AS FOLLOWS:

  Section 1. The insurance law is amended by adding a new  section  3455
to read as follows:
  S  3455.  POSTING  OF INSURANCE POLICIES ON THE INTERNET. (A) NOTWITH-
STANDING SECTION THREE HUNDRED NINE OF THE STATE TECHNOLOGY LAW  OR  ANY
OTHER  PROVISION OF THE LAW TO THE CONTRARY, STANDARD PROPERTY AND CASU-
ALTY INSURANCE POLICIES AND ENDORSEMENTS THAT DO NOT CONTAIN  PERSONALLY
IDENTIFIABLE  INFORMATION  MAY  BE  MAILED,  DELIVERED, OR POSTED ON THE
INSURER'S WEBSITE.
  (B) IF THE INSURER ELECTS TO POST INSURANCE POLICIES AND  ENDORSEMENTS
ON  ITS WEBSITE IN LIEU OF MAILING OR DELIVERING THEM TO THE INSURED, IT
MUST COMPLY WITH ALL OF THE FOLLOWING CONDITIONS:
  (1) THE POLICY AND ENDORSEMENTS MUST BE ACCESSIBLE AND REMAIN THAT WAY
FOR AS LONG AS THE POLICY IS IN FORCE;
  (2) AFTER THE EXPIRATION OF THE POLICY, THE INSURER MUST  ARCHIVE  ITS
EXPIRED  POLICIES  AND ENDORSEMENTS FOR A PERIOD OF FIVE YEARS, AND MAKE
THEM AVAILABLE UPON REQUEST;
  (3) THE POLICIES AND ENDORSEMENTS MUST BE  POSTED  IN  A  MANNER  THAT
ENABLES  THE INSURED TO PRINT AND SAVE THE POLICY AND ENDORSEMENTS USING
PROGRAMS OR APPLICATIONS THAT ARE WIDELY AVAILABLE ON THE  INTERNET  AND
FREE TO USE; AND
  (4) THE INSURER PROVIDES THE FOLLOWING INFORMATION IN, OR SIMULTANEOUS
WITH,  EACH  DECLARATIONS  PAGE  PROVIDED AT THE TIME OF ISSUANCE OF THE
INITIAL POLICY AND ANY RENEWALS OF THAT POLICY:
  (A) A DESCRIPTION OF THE EXACT POLICY AND ENDORSEMENT FORMS  PURCHASED
BY THE INSURED;
  (B) A METHOD BY WHICH THE INSURED MAY OBTAIN, UPON REQUEST AND WITHOUT
CHARGE, A PAPER COPY OF THEIR POLICY;

 EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                      [ ] is old law to be omitted.
                                                           LBD15041-01-4

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