S T A T E O F N E W Y O R K
________________________________________________________________________
4656
2015-2016 Regular Sessions
I N A S S E M B L Y
February 5, 2015
___________
Introduced by M. of A. COLTON, BENEDETTO, GUNTHER, CYMBROWITZ, ENGLE-
BRIGHT, HOOPER -- Multi-Sponsored by -- M. of A. ABBATE, FINCH, McDO-
NOUGH, McKEVITT, PEOPLES-STOKES, RAIA, SALADINO, THIELE, ZEBROWSKI --
read once and referred to the Committee on Insurance
AN ACT to amend the insurance law, in relation to premium reductions for
motor vehicle liability, comprehensive and collision insurance
THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
BLY, DO ENACT AS FOLLOWS:
Section 1. Subsection (a) of section 2336 of the insurance law, as
amended by chapter 751 of the laws of 2005, is amended to read as
follows:
(a) Any schedule of rates or rating plan for motor vehicle liability
and collision insurance submitted to the superintendent shall provide
for an appropriate reduction in premium charges for any insured for a
three year period after successfully completing a motor vehicle accident
prevention course, known as the national safety council's defensive
driving course, or any driver improvement course approved by the depart-
ment of motor vehicles as being equivalent to the national safety coun-
cil's defensive driving course, provided that, except as provided in
article twelve-C of the vehicle and traffic law, there shall be no
reduction in premiums for a self instruction defensive driving course or
a course which does not provide for actual classroom instruction for a
minimum number of hours as determined by the department of motor vehi-
cles. Such reduction in premium charges shall be subsequently modified
to the extent appropriate, based upon analysis of loss experience
statistics and other relevant factors. All such accident prevention
courses shall be monitored by the department of motor vehicles and shall
include components of instruction in "Road Rage" awareness and in "Work
Zone Safety" awareness as defined by the commissioner of motor vehicles.
The provisions of this section shall not apply to attendance at a
program pursuant to article twenty-one of the vehicle and traffic law as
EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
[ ] is old law to be omitted.
LBD06449-02-5
A. 4656 2
a result of any traffic infraction. IN NO EVENT SHALL THE REDUCTION IN
PREMIUM CHARGES FOR ANY INSURED SUCCESSFULLY COMPLETING THE DEFENSIVE
DRIVING COURSE AS SET FORTH ABOVE BE LESS THAN FIFTEEN PERCENT.
S 2. Subsection (a) of section 2336 of the insurance law, as amended
by chapter 585 of the laws of 2002, is amended to read as follows:
(a) Any schedule of rates or rating plan for motor vehicle liability
and collision insurance submitted to the superintendent shall provide
for an appropriate reduction in premium charges for any insured for a
three year period after successfully completing a motor vehicle accident
prevention course, known as the national safety council's defensive
driving course, or any driver improvement course approved by the depart-
ment of motor vehicles as being equivalent to the national safety coun-
cil's defensive driving course, provided that in either event there
shall be no reduction in premiums for a self instruction defensive driv-
ing course or a course which does not provide for actual classroom
instruction for a minimum number of hours as determined by the depart-
ment of motor vehicles. Such reduction in premium charges shall be
subsequently modified to the extent appropriate, based upon analysis of
loss experience statistics and other relevant factors. All such accident
prevention courses shall be monitored by the department of motor vehi-
cles and shall include components of instruction in "Road Rage" aware-
ness and in "Work Zone Safety" awareness as defined by the commissioner
of motor vehicles. The provisions of this section shall not apply to
attendance at a program pursuant to article twenty-one of the vehicle
and traffic law as a result of any traffic infraction. IN NO EVENT
SHALL THE REDUCTION IN PREMIUM CHARGES FOR ANY INSURED SUCCESSFULLY
COMPLETING THE DEFENSIVE DRIVING COURSE AS SET FORTH ABOVE BE LESS THAN
FIFTEEN PERCENT.
S 3. This act shall take effect on the first of January next succeed-
ing the date on which it shall have become a law; provided that the
amendments to subsection (a) of section 2336 of the insurance law made
by section one of this act shall be subject to the expiration and rever-
sion of such subsection pursuant to section 5 of chapter 751 of the laws
of 2005, as amended, when upon such date the provisions of section two
of this act shall take effect.