Assembly Bill A4902

2015-2016 Legislative Session

Relates to long term care insurance education; caps allowable increases in premiums; prohibits exclusions for pre-existing conditions

download bill text pdf

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Archive: Last Bill Status - In Assembly Committee


  • Introduced
    • In Committee Assembly
    • In Committee Senate
    • On Floor Calendar Assembly
    • On Floor Calendar Senate
    • Passed Assembly
    • Passed Senate
  • Delivered to Governor
  • Signed By Governor

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2015-A4902 (ACTIVE) - Details

Current Committee:
Assembly Aging
Law Section:
Elder Law
Laws Affected:
Amd §203, Eld L; amd §§1117 & 3229, Ins L
Versions Introduced in Other Legislative Sessions:
2011-2012: A8850
2013-2014: A6967
2017-2018: A4737

2015-A4902 (ACTIVE) - Summary

Relates to long term care insurance education; caps allowable increases in premiums; prohibits exclusions for pre-existing conditions.

2015-A4902 (ACTIVE) - Bill Text download pdf

                            
                    S T A T E   O F   N E W   Y O R K
________________________________________________________________________

                                  4902

                       2015-2016 Regular Sessions

                          I N  A S S E M B L Y

                            February 9, 2015
                               ___________

Introduced by M. of A. WALTER -- read once and referred to the Committee
  on Aging

AN ACT to amend the elder law and the insurance law, in relation to long
  term  care insurance education, premiums and prohibition of exclusions
  for pre-existing conditions

  THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND  ASSEM-
BLY, DO ENACT AS FOLLOWS:

  Section 1.  Subdivision 8 of section 203 of the elder law, as added by
section  18  of  part B of chapter 58 of the laws of 2007, is amended to
read as follows:
  8. The director, in consultation  with  the  commissioner  of  health,
shall  establish  a  program to be known as the NY Connects: Choices for
Long Term Care. The purpose of this initiative is to provide consistent,
comprehensive, locally-based information and  assistance  on  long  term
care  services  to  consumers, caregivers and families to help them make
educated choices. This program shall  provide  individuals,  caregivers,
and  families  with  objective  information  and  assistance about home,
community-based and institutional long term care services,  AS  WELL  AS
INFORMATION  ABOUT  LONG TERM CARE INSURANCE PRODUCTS AND PROVIDERS.  NY
Connects will be available on a voluntary basis to consumers, caregivers
and their families. There shall be an on-going  education  and  outreach
campaign  to  educate the public about long term care services available
in their community and to assist consumers in preparing for  their  long
term care needs.
  S  2.  Section  1117 of the insurance law is amended by adding two new
subsections (c-1) and (c-2) to read as follows:
  (C-1) THE PREMIUM RATES FOR SUCH CONTRACTS  SHALL  BE  LEVEL  FOR  THE
DURATION  OF  THE  POLICY OR CERTIFICATE EXCEPT WHERE A RATE INCREASE IS
GRANTED BY THE SUPERINTENDENT. NO RATE INCREASE MAY BE  DEEMED  APPROVED
IF  THAT  INCREASE, TOGETHER WITH ANY OTHER RATE INCREASE IMPOSED ON THE
SAME CONTRACT OR CERTIFICATE WOULD CAUSE THE AGGREGATE RATE INCREASE FOR

 EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                      [ ] is old law to be omitted.
                                                           LBD08264-01-5
              

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