S T A T E O F N E W Y O R K
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5047
2015-2016 Regular Sessions
I N A S S E M B L Y
February 10, 2015
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Introduced by M. of A. PERRY -- Multi-Sponsored by -- M. of A. HOOPER --
read once and referred to the Committee on Insurance
AN ACT to amend the insurance law, in relation to restorative dental
appliances
THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
BLY, DO ENACT AS FOLLOWS:
Section 1. The insurance law is amended by adding a new section 3239-a
to read as follows:
S 3239-A. DENTAL INSURANCE COVERAGE. EVERY POLICY OF HEALTH OR ACCI-
DENT INSURANCE ISSUED BY AN INSURER, A HEALTH SERVICE, A HOSPITAL
SERVICE, A MEDICAL OR DENTAL INDEMNITY EXPENSE CORPORATION AUTHORIZED
UNDER ARTICLE FORTY-THREE OF THIS CHAPTER OR A HEALTH MAINTENANCE ORGAN-
IZATION AUTHORIZED UNDER ARTICLE FORTY-FOUR OF THE PUBLIC HEALTH LAW,
WHICH PROVIDES COVERAGE FOR DENTAL RESTORATIONS, INCLUDING REIMBURSEMENT
FOR DENTAL BRIDGEWORK, SHALL PROVIDE NO LESS THAN THE SAME LEVEL OF
REIMBURSEMENT TOWARDS THE PAYMENT OF A DENTAL IMPLANT. NOTHING IN THIS
SECTION SHALL BE DEEMED TO LIMIT THE REQUIREMENT OF INSUREDS, SUBSCRIB-
ERS OR MEMBERS TO PAY A COPAYMENT OR DEDUCTIBLE AS WOULD BE REQUIRED FOR
THE REIMBURSEMENT OF DENTAL BRIDGEWORK.
S 2. This act shall take effect on the first of January next succeed-
ing the date on which it shall have become a law and shall apply to all
policies and contracts of insurance issued, renewed, modified, altered
or amended on or after such effective date.
EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
[ ] is old law to be omitted.
LBD03758-01-5