S T A T E O F N E W Y O R K
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5219
2015-2016 Regular Sessions
I N A S S E M B L Y
February 13, 2015
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Introduced by M. of A. CUSICK, TITONE, ABINANTI -- read once and
referred to the Committee on Insurance
AN ACT to amend the insurance law, in relation to post traumatic stress
disorder
THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
BLY, DO ENACT AS FOLLOWS:
Section 1. Clause (ii) of subparagraph (B) of paragraph 5 of
subsection (1) of section 3221 of the insurance law, as amended by chap-
ter 502 of the laws of 2007, is amended to read as follows:
(ii) For purposes of this paragraph, the term "biologically based
mental illness" means a mental, nervous, or emotional condition that is
caused by a biological disorder of the brain and results in a clinically
significant, psychological syndrome or pattern that substantially limits
the functioning of the person with the illness. Such biologically based
mental illnesses are defined as schizophrenia/psychotic disorders, major
depression, bipolar disorder, delusional disorders, panic disorder,
obsessive compulsive disorders, bulimia, [and] anorexia, AND POST TRAU-
MATIC STRESS DISORDER.
S 2. Subparagraph (B) of paragraph 2 of subsection (g) of section 4303
of the insurance law, as amended by chapter 502 of the laws of 2007, is
amended to read as follows:
(B) For purposes of this subsection, the term "biologically based
mental illness" means a mental, nervous, or emotional condition that is
caused by a biological disorder of the brain and results in a clinically
significant, psychological syndrome or pattern that substantially limits
the functioning of the person with the illness. Such biologically based
mental illnesses are defined as schizophrenia/psychotic disorders, major
depression, bipolar disorder, delusional disorders, panic disorder,
obsessive compulsive disorders, anorexia, [and] bulimia, AND POST TRAU-
MATIC STRESS DISORDER.
EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
[ ] is old law to be omitted.
LBD08708-01-5
A. 5219 2
S 3. Subparagraph (B) of paragraph 2 of subsection (h) of section 4303
of the insurance law, as amended by chapter 502 of the laws of 2007, is
amended to read as follows:
(B) For purposes of this subsection, the term "biologically based
mental illness" means a mental, nervous, or emotional condition that is
caused by a biological disorder of the brain and results in a clinically
significant, psychological syndrome or pattern that substantially limits
the functioning of the person with the illness. Such biologically based
mental illnesses are defined as schizophrenia/psychotic disorders, major
depression, bipolar disorder, delusional disorders, panic disorder,
obsessive compulsive disorder, anorexia, [and] bulimia, AND POST TRAU-
MATIC STRESS DISORDER.
S 4. This act shall take effect on the ninetieth day after it shall
have become a law; provided, however, that the provisions of this act
shall apply to policies and contracts issued, renewed, modified, altered
or amended on or after such effective date.