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Senate Bill S2683

2015-2016 Legislative Session

Requires owners of firearms to obtain liability insurance

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Archive: Last Bill Status - In Senate Committee Investigations And Government Operations Committee

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2015-S2683 (ACTIVE) - Details

Current Committee:
Senate Investigations And Government Operations
Law Section:
Insurance Law
Laws Affected:
Add ยง2353, Ins L
Versions Introduced in Other Legislative Sessions:
2013-2014: S3853
2017-2018: S2857
2019-2020: S4868
2021-2022: S4946
2023-2024: S6033
2025-2026: S5974

2015-S2683 (ACTIVE) - Summary

Requires owners of firearms to obtain liability insurance in an amount not less than one million dollars.

2015-S2683 (ACTIVE) - Sponsor Memo

2015-S2683 (ACTIVE) - Bill Text download pdf 

                            
                    S T A T E   O F   N E W   Y O R K
________________________________________________________________________

                                  2683

                       2015-2016 Regular Sessions

                            I N  S E N A T E

                            January 27, 2015
                               ___________

Introduced  by  Sen.  PARKER -- read twice and ordered printed, and when
  printed to be committed to the Committee on Insurance

AN ACT to amend the insurance law, in relation to  requiring  owners  of
  firearms to obtain liability insurance

  THE  PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
BLY, DO ENACT AS FOLLOWS:

  Section 1. The insurance law is amended by adding a new  section  2353
to read as follows:
  S  2353.  FIREARM  OWNERS  INSURANCE POLICIES. 1.   ANY PERSON IN THIS
STATE WHO SHALL OWN A FIREARM SHALL, PRIOR TO SUCH OWNERSHIP, OBTAIN AND
CONTINUOUSLY MAINTAIN A POLICY OF LIABILITY INSURANCE IN AN  AMOUNT  NOT
LESS  THAN ONE MILLION DOLLARS SPECIFICALLY COVERING ANY DAMAGES RESULT-
ING FROM ANY NEGLIGENT OR WILLFUL ACTS INVOLVING THE USE OF SUCH FIREARM
WHILE IT IS OWNED BY SUCH PERSON. FAILURE  TO  MAINTAIN  SUCH  INSURANCE
SHALL  RESULT  IN THE IMMEDIATE REVOCATION OF SUCH OWNER'S REGISTRATION,
LICENSE AND ANY OTHER PRIVILEGE TO OWN SUCH FIREARM.
  2. FOR PURPOSES OF THIS SECTION, A PERSON SHALL BE DEEMED  TO  BE  THE
OWNER  OF A FIREARM IF SUCH FIREARM IS LOST OR STOLEN UNTIL SUCH LOSS OR
THEFT IS REPORTED TO THE POLICE DEPARTMENT OR SHERIFF WHICH  HAS  JURIS-
DICTION  IN  THE  COUNTY,  TOWN,  CITY  OR  VILLAGE  IN WHICH SUCH OWNER
RESIDES.
  3. ANY PERSON WHO OWNS A FIREARM ON THE EFFECTIVE DATE OF THIS SECTION
SHALL OBTAIN THE INSURANCE REQUIRED BY THIS SECTION WITHIN  THIRTY  DAYS
OF SUCH EFFECTIVE DATE.
  4. THE PROVISIONS OF THIS SECTION SHALL NOT APPLY TO ANY PEACE OFFICER
WHO IS AUTHORIZED TO CARRY A FIREARM.
  5.  THE  DEPARTMENT  IS  HEREBY  AUTHORIZED AND DIRECTED TO PROMULGATE
RULES AND REGULATIONS NECESSARY TO CARRY  OUT  THE  PROVISIONS  OF  THIS
SECTION.
  S  2.  This  act shall take effect on the ninetieth day after it shall
have become a law, provided, however, that  effective  immediately,  the
addition,  amendment  and/or  repeal of any rule or regulation necessary
for the implementation of this act on its effective date  is  authorized
to be made and completed on or before such date.

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