Assembly Bill A3852

2017-2018 Legislative Session

Relates to insurance loss prevention programs

download bill text pdf

Sponsored By

Archive: Last Bill Status - In Assembly Committee


  • Introduced
    • In Committee Assembly
    • In Committee Senate
    • On Floor Calendar Assembly
    • On Floor Calendar Senate
    • Passed Assembly
    • Passed Senate
  • Delivered to Governor
  • Signed By Governor

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2017-A3852 (ACTIVE) - Details

See Senate Version of this Bill:
S3554
Current Committee:
Assembly Insurance
Law Section:
Insurance Law
Laws Affected:
Amd §2324, Ins L
Versions Introduced in Other Legislative Sessions:
2019-2020: A3573, S3497
2021-2022: A1687, S504
2023-2024: A3056, S3553

2017-A3852 (ACTIVE) - Summary

Ensures that insurers are permitted to offer loss prevention programs as long as such programs are offered to the general public and the insurer's policyholders.

2017-A3852 (ACTIVE) - Bill Text download pdf

                            
 
                     S T A T E   O F   N E W   Y O R K
 ________________________________________________________________________
 
                                   3852
 
                        2017-2018 Regular Sessions
 
                           I N  A S S E M B L Y
 
                             January 30, 2017
                                ___________
 
 Introduced  by M. of A. PRETLOW -- read once and referred to the Commit-
   tee on Insurance
 
 AN ACT to amend  the  insurance  law,  in  relation  to  providing  loss
   prevention programs
 
   THE  PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
 BLY, DO ENACT AS FOLLOWS:

   Section 1. Section 2324  of  the  insurance  law,  subsection  (a)  as
 amended  by  chapter  291  of  the  laws  of 2012, is amended to read as
 follows:
   § 2324. Rebating and discrimination. (a)  No  authorized  insurer,  no
 licensed  insurance agent, no licensed insurance broker, and no employee
 or other representative of any such insurer, agent or broker shall make,
 procure or negotiate any contract of insurance  other  than  as  plainly
 expressed in the policy or other written contract issued or to be issued
 as evidence thereof, or shall directly or indirectly, by giving or shar-
 ing  a  commission or in any manner whatsoever, pay or allow or offer to
 pay or allow to the insured or to any employee of the insured, either as
 an inducement to the making of insurance or  after  insurance  has  been
 effected,  any rebate from the premium which is specified in the policy,
 or any special favor or advantage in the dividends or other  benefit  to
 accrue  thereon,  or  shall give or offer to give any valuable consider-
 ation or inducement of any kind, directly or indirectly,  which  is  not
 specified  in such policy or contract, other than any valuable consider-
 ation,  including  but  not  limited  to   merchandise   or   periodical
 subscriptions,  not  exceeding  twenty-five  dollars  in value, or shall
 give, sell or purchase, or offer  to  give,  sell  or  purchase,  as  an
 inducement  to  the making of such insurance or in connection therewith,
 any stock, bond or other securities or any dividends or profits  accrued
 thereon,  nor  shall  the insured, his agent or representative knowingly
 receive directly or indirectly, any such  rebate  or  special  favor  or
 advantage,  provided,  however, a licensed insurance agent or a licensed

  EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                       [ ] is old law to be omitted.
              

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