S T A T E O F N E W Y O R K
________________________________________________________________________
5966
2017-2018 Regular Sessions
I N A S S E M B L Y
February 17, 2017
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Introduced by M. of A. PERRY -- Multi-Sponsored by -- M. of A. HOOPER --
read once and referred to the Committee on Insurance
AN ACT to amend the insurance law, in relation to reimbursement for
dental restorations
THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
BLY, DO ENACT AS FOLLOWS:
Section 1. Subsection (i) of section 3216 of the insurance law is
amended by adding a new paragraph 34 to read as follows:
(34) IF A POLICY PROVIDES FOR REIMBURSEMENT FOR DENTAL RESTORATIONS,
INCLUDING BUT NOT LIMITED TO, REIMBURSEMENT FOR DENTAL BRIDGEWORK, SUCH
POLICY SHALL ALSO PROVIDE NO LESS THAN THE SAME LEVEL OF REIMBURSEMENT
TOWARDS THE PAYMENT OF A DENTAL IMPLANT. NOTHING IN THIS PARAGRAPH SHALL
BE DEEMED TO LIMIT THE REQUIREMENT OF THE INSURED TO PAY A COPAYMENT OR
DEDUCTIBLE AS WOULD BE REQUIRED FOR THE REIMBURSEMENT OF DENTAL BRIDGE-
WORK.
§ 2. Subsection (l) of section 3221 of the insurance law is amended by
adding a new paragraph 20 to read as follows:
(20) EVERY INSURER DELIVERING A GROUP POLICY OR ISSUING A GROUP POLICY
FOR DELIVERY, IN THIS STATE, WHICH PROVIDES REIMBURSEMENT FOR DENTAL
RESTORATIONS, INCLUDING BUT NOT LIMITED TO, REIMBURSEMENT FOR DENTAL
BRIDGEWORK, SHALL ALSO PROVIDE NO LESS THAN THE SAME LEVEL OF REIMBURSE-
MENT TOWARDS THE PAYMENT OF A DENTAL IMPLANT. NOTHING IN THIS PARAGRAPH
SHALL BE DEEMED TO LIMIT THE REQUIREMENT OF THE INSURED TO PAY A COPAY-
MENT OR DEDUCTIBLE AS WOULD BE REQUIRED FOR THE REIMBURSEMENT OF DENTAL
BRIDGEWORK.
§ 3. Section 4303 of the insurance law is amended by adding a new
subsection (rr) to read as follows:
(RR) EVERY CONTRACT WHICH PROVIDES REIMBURSEMENT FOR DENTAL RESTORA-
TIONS, INCLUDING BUT NOT LIMITED TO, REIMBURSEMENT FOR DENTAL BRIDGE-
WORK, SHALL ALSO PROVIDE NO LESS THAN THE SAME LEVEL OF REIMBURSEMENT
TOWARDS THE PAYMENT OF A DENTAL IMPLANT. NOTHING IN THIS SUBSECTION
EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
[ ] is old law to be omitted.
LBD10017-01-7
A. 5966 2
SHALL BE DEEMED TO LIMIT THE REQUIREMENT OF THE INSURED TO PAY A COPAY-
MENT OR DEDUCTIBLE AS WOULD BE REQUIRED FOR THE REIMBURSEMENT OF DENTAL
BRIDGEWORK.
§ 4. This act shall take effect on the first of January next succeed-
ing the date on which it shall have become a law and shall apply to all
policies and contracts of insurance issued, renewed, modified, altered
or amended on or after such effective date.