The New York State Senate

                    S T A T E   O F   N E W   Y O R K
________________________________________________________________________

                                  6396

                       2017-2018 Regular Sessions

                          I N  A S S E M B L Y

                              March 6, 2017
                               ___________

Introduced  by M. of A. ROZIC, COLTON, ENGLEBRIGHT, ORTIZ, SIMON -- read
  once and referred to the Committee on Insurance

AN ACT to amend the insurance law, in relation to  coverage  for  eating
  disorders

  THE  PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
BLY, DO ENACT AS FOLLOWS:

  Section 1. Subparagraph (B)  of  paragraph  5  of  subsection  (1)  of
section 3221 of the insurance law, as amended by chapter 502 of the laws
of 2007, is amended to read as follows:
  (B)  (i)  Every insurer delivering a group or school blanket policy or
issuing a group or school blanket policy for delivery,  in  this  state,
which  provides  coverage  for  inpatient  hospital care or coverage for
physician services, shall provide comparable  coverage  for  adults  and
children  with  biologically based mental illness OR AN EATING DISORDER.
Such group policies issued or delivered in this state shall also provide
such comparable coverage for children with  serious  emotional  disturb-
ances.  Such  coverage  shall be provided under the terms and conditions
otherwise applicable under the policy, including network limitations  or
variations,  exclusions,  co-pays,  coinsurance,  deductibles  or  other
specific cost sharing  mechanisms.  Provided  further,  where  a  policy
provides both in-network and out-of-network benefits, the out-of-network
benefits  may  have different coinsurance, co-pays, or deductibles, than
the in-network benefits, regardless of whether  the  policy  is  written
under one license or two licenses.
  (ii)  For  purposes  of  this  paragraph, the term "biologically based
mental illness" means a mental, nervous, or emotional condition that  is
caused by a biological disorder of the brain and results in a clinically
significant, psychological syndrome or pattern that substantially limits
the  functioning of the person with the illness. Such biologically based
mental illnesses are defined as schizophrenia/psychotic disorders, major

 EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                      [ ] is old law to be omitted.
                                                           LBD06526-01-7

A. 6396                             2

depression, bipolar disorder, delusional disorders, panic disorder[,] OR
obsessive compulsive disorders[, bulimia, and anorexia].
  (III) FOR PURPOSES OF THIS PARAGRAPH, THE TERM "EATING DISORDER" MEANS
PICA,  RUMINATION  DISORDER,  AVOIDANT/RESTRICTIVE FOOD INTAKE DISORDER,
ANOREXIA NERVOSA, BULIMIA NERVOSA, BINGE EATING DISORDER,  OTHER  SPECI-
FIED FEEDING OR EATING DISORDER, AND ANY OTHER EATING DISORDER CONTAINED
IN  THE  MOST RECENT VERSION OF THE DIAGNOSTIC AND STATISTICAL MANUAL OF
MENTAL DISORDERS PUBLISHED BY THE AMERICAN PSYCHIATRIC ASSOCIATION WHERE
DIAGNOSED BY A LICENSED PHYSICIAN, PSYCHIATRIST, PSYCHOLOGIST,  CLINICAL
SOCIAL  WORKER,  LICENSED  MARITAL AND FAMILY THERAPIST, OR PROFESSIONAL
COUNSELOR DULY LICENSED IN THE STATE  WHERE  HE  OR  SHE  PRACTICES  AND
ACTING  WITHIN  THEIR APPLICABLE SCOPE OF PRACTICE IN THE STATE WHERE HE
OR SHE PRACTICES.
  § 2. Paragraph 2 of subsection (g) of section 4303  of  the  insurance
law,  as  amended by chapter 502 of the laws of 2007, is amended to read
as follows:
  (2) (A) A hospital service corporation  or  a  health  service  corpo-
ration,  which provides group, group remittance or school blanket cover-
age for inpatient hospital care, shall provide comparable  coverage  for
adults  and children with biologically based mental illness OR AN EATING
DISORDER. Such hospital service corporation  or  health  service  corpo-
ration  shall  also  provide  such comparable coverage for children with
serious emotional disturbances. Such coverage shall  be  provided  under
the  terms  and  conditions  otherwise  applicable  under  the contract,
including network limitations or variations, exclusions, co-pays,  coin-
surance, deductibles or other specific cost sharing mechanisms. Provided
further,  where  a  contract provides both in-network and out-of-network
benefits, the out-of-network benefits may  have  different  coinsurance,
co-pays,  or  deductibles,  than  the in-network benefits, regardless of
whether the contract is written under one license or two licenses.
  (B) For purposes of this  subsection,  the  term  "biologically  based
mental  illness" means a mental, nervous, or emotional condition that is
caused by a biological disorder of the brain and results in a clinically
significant, psychological syndrome or pattern that substantially limits
the functioning of the person with the illness. Such biologically  based
mental illnesses are defined as schizophrenia/psychotic disorders, major
depression, bipolar disorder, delusional disorders, panic disorder[,] OR
obsessive compulsive disorders[, anorexia, and bulimia].
  (C)  FOR PURPOSES OF THIS SUBSECTION, THE TERM "EATING DISORDER" MEANS
PICA, RUMINATION DISORDER, AVOIDANT/RESTRICTIVE  FOOD  INTAKE  DISORDER,
ANOREXIA  NERVOSA,  BULIMIA NERVOSA, BINGE EATING DISORDER, OTHER SPECI-
FIED FEEDING OR EATING DISORDER, AND ANY OTHER EATING DISORDER CONTAINED
IN THE MOST RECENT VERSION OF THE DIAGNOSTIC AND STATISTICAL  MANUAL  OF
MENTAL DISORDERS PUBLISHED BY THE AMERICAN PSYCHIATRIC ASSOCIATION WHERE
DIAGNOSED  BY A LICENSED PHYSICIAN, PSYCHIATRIST, PSYCHOLOGIST, CLINICAL
SOCIAL WORKER, LICENSED MARITAL AND FAMILY  THERAPIST,  OR  PROFESSIONAL
COUNSELOR  DULY  LICENSED  IN  THE  STATE  WHERE HE OR SHE PRACTICES AND
ACTING WITHIN THEIR APPLICABLE SCOPE OF PRACTICE IN THE STATE  WHERE  HE
OR SHE PRACTICES.
  §  3.  Paragraph  2 of subsection (h) of section 4303 of the insurance
law, as amended by chapter 502 of the laws of 2007, is amended  to  read
as follows:
  (2)  (A)  A  medical expense indemnity corporation or a health service
corporation, which provides group, group remittance  or  school  blanket
coverage  for  physician services, shall provide comparable coverage for
adults and children with biologically based mental illness OR AN  EATING

A. 6396                             3

DISORDER.  Such  medical expense indemnity corporation or health service
corporation shall also provide such  comparable  coverage  for  children
with  serious  emotional  disturbances.  Such coverage shall be provided
under  the terms and conditions otherwise applicable under the contract,
including network limitations or variations, exclusions, co-pays,  coin-
surance, deductibles or other specific cost sharing mechanisms. Provided
further,  where  a  contract provides both in-network and out-of-network
benefits, the out-of-network benefits may  have  different  coinsurance,
co-pays,  or  deductibles,  than  the in-network benefits, regardless of
whether the contract is written under one license or two licenses.
  (B) For purposes of this  subsection,  the  term  "biologically  based
mental  illness" means a mental, nervous, or emotional condition that is
caused by a biological disorder of the brain and results in a clinically
significant, psychological syndrome or pattern that substantially limits
the functioning of the person with the illness. Such biologically  based
mental illnesses are defined as schizophrenia/psychotic disorders, major
depression, bipolar disorder, delusional disorders, panic disorder[,] OR
obsessive compulsive disorder[, anorexia, and bulimia].
  (C)  FOR PURPOSES OF THIS SUBSECTION, THE TERM "EATING DISORDER" MEANS
PICA, RUMINATION DISORDER, AVOIDANT/RESTRICTIVE  FOOD  INTAKE  DISORDER,
ANOREXIA  NERVOSA,  BULIMIA NERVOSA, BINGE EATING DISORDER, OTHER SPECI-
FIED FEEDING OR EATING DISORDER, AND ANY OTHER EATING DISORDER CONTAINED
IN THE MOST RECENT VERSION OF THE DIAGNOSTIC AND STATISTICAL  MANUAL  OF
MENTAL DISORDERS PUBLISHED BY THE AMERICAN PSYCHIATRIC ASSOCIATION WHERE
DIAGNOSED  BY A LICENSED PHYSICIAN, PSYCHIATRIST, PSYCHOLOGIST, CLINICAL
SOCIAL WORKER, LICENSED MARITAL AND FAMILY  THERAPIST,  OR  PROFESSIONAL
COUNSELOR  DULY  LICENSED  IN  THE  STATE  WHERE HE OR SHE PRACTICES AND
ACTING WITHIN THEIR APPLICABLE SCOPE OF PRACTICE IN THE STATE  WHERE  HE
OR SHE PRACTICES.
  §  4.  This  act shall take effect on the ninetieth day after it shall
have become a law; provided, however, that the provisions  of  this  act
shall apply to policies and contracts issued, renewed, modified, altered
or amended on or after such effective date.

                    S T A T E   O F   N E W   Y O R K
________________________________________________________________________

                                 6396--A

                       2017-2018 Regular Sessions

                          I N  A S S E M B L Y

                              March 6, 2017
                               ___________

Introduced  by  M.  of A. ROZIC, DE LA ROSA, COLTON, ENGLEBRIGHT, ORTIZ,
  SIMON, FAHY, HARRIS, BLAKE, JAFFEE, D'URSO,  MAYER,  GUNTHER,  CRESPO,
  RIVERA, ABINANTI, BARRETT, SEPULVEDA -- Multi-Sponsored by -- M. of A.
  COOK,  CROUCH,  GIGLIO,  HIKIND,  LUPINACCI,  NOLAN  --  read once and
  referred to the Committee on Insurance -- committee  discharged,  bill
  amended,  ordered reprinted as amended and recommitted to said commit-
  tee

AN ACT to amend the insurance law, in relation to  coverage  for  eating
  disorders

  THE  PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
BLY, DO ENACT AS FOLLOWS:

  Section 1. Subparagraph (B)  of  paragraph  5  of  subsection  (1)  of
section 3221 of the insurance law, as amended by chapter 502 of the laws
of 2007, is amended to read as follows:
  (B)  (i)  Every insurer delivering a group or school blanket policy or
issuing a group or school blanket policy for delivery,  in  this  state,
which  provides  coverage  for  inpatient  hospital care or coverage for
physician services, shall provide comparable  coverage  for  adults  and
children  with  biologically based mental illness OR AN EATING DISORDER.
Such group policies issued or delivered in this state shall also provide
such comparable coverage for children with  serious  emotional  disturb-
ances.  Such  coverage  shall be provided under the terms and conditions
otherwise applicable under the policy, including network limitations  or
variations,  exclusions,  co-pays,  coinsurance,  deductibles  or  other
specific cost sharing  mechanisms.  Provided  further,  where  a  policy
provides both in-network and out-of-network benefits, the out-of-network
benefits  may  have different coinsurance, co-pays, or deductibles, than
the in-network benefits, regardless of whether  the  policy  is  written
under one license or two licenses.
  (ii)  For  purposes  of  this  paragraph, the term "biologically based
mental illness" means a mental, nervous, or emotional condition that  is

 EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                      [ ] is old law to be omitted.

                                                           LBD06526-02-7

A. 6396--A                          2

caused by a biological disorder of the brain and results in a clinically
significant, psychological syndrome or pattern that substantially limits
the  functioning of the person with the illness. Such biologically based
mental illnesses are defined as schizophrenia/psychotic disorders, major
depression, bipolar disorder, delusional disorders, panic disorder[,] OR
obsessive compulsive disorders[, bulimia, and anorexia].
  (III) FOR PURPOSES OF THIS PARAGRAPH, THE TERM "EATING DISORDER" MEANS
PICA,  RUMINATION  DISORDER,  AVOIDANT/RESTRICTIVE FOOD INTAKE DISORDER,
ANOREXIA NERVOSA, BULIMIA NERVOSA, BINGE EATING DISORDER,  OTHER  SPECI-
FIED FEEDING OR EATING DISORDER, AND ANY OTHER EATING DISORDER CONTAINED
IN  THE  MOST RECENT VERSION OF THE DIAGNOSTIC AND STATISTICAL MANUAL OF
MENTAL DISORDERS PUBLISHED BY THE AMERICAN PSYCHIATRIC ASSOCIATION.
  § 2. Paragraph 2 of subsection (g) of section 4303  of  the  insurance
law,  as  amended by chapter 502 of the laws of 2007, is amended to read
as follows:
  (2) (A) A hospital service corporation  or  a  health  service  corpo-
ration,  which provides group, group remittance or school blanket cover-
age for inpatient hospital care, shall provide comparable  coverage  for
adults  and children with biologically based mental illness OR AN EATING
DISORDER. Such hospital service corporation  or  health  service  corpo-
ration  shall  also  provide  such comparable coverage for children with
serious emotional disturbances. Such coverage shall  be  provided  under
the  terms  and  conditions  otherwise  applicable  under  the contract,
including network limitations or variations, exclusions, co-pays,  coin-
surance, deductibles or other specific cost sharing mechanisms. Provided
further,  where  a  contract provides both in-network and out-of-network
benefits, the out-of-network benefits may  have  different  coinsurance,
co-pays,  or  deductibles,  than  the in-network benefits, regardless of
whether the contract is written under one license or two licenses.
  (B) For purposes of this  subsection,  the  term  "biologically  based
mental  illness" means a mental, nervous, or emotional condition that is
caused by a biological disorder of the brain and results in a clinically
significant, psychological syndrome or pattern that substantially limits
the functioning of the person with the illness. Such biologically  based
mental illnesses are defined as schizophrenia/psychotic disorders, major
depression, bipolar disorder, delusional disorders, panic disorder[,] OR
obsessive compulsive disorders[, anorexia, and bulimia].
  (C)  FOR PURPOSES OF THIS SUBSECTION, THE TERM "EATING DISORDER" MEANS
PICA, RUMINATION DISORDER, AVOIDANT/RESTRICTIVE  FOOD  INTAKE  DISORDER,
ANOREXIA  NERVOSA,  BULIMIA NERVOSA, BINGE EATING DISORDER, OTHER SPECI-
FIED FEEDING OR EATING DISORDER, AND ANY OTHER EATING DISORDER CONTAINED
IN THE MOST RECENT VERSION OF THE DIAGNOSTIC AND STATISTICAL  MANUAL  OF
MENTAL DISORDERS PUBLISHED BY THE AMERICAN PSYCHIATRIC ASSOCIATION.
  §  3.  Paragraph  2 of subsection (h) of section 4303 of the insurance
law, as amended by chapter 502 of the laws of 2007, is amended  to  read
as follows:
  (2)  (A)  A  medical expense indemnity corporation or a health service
corporation, which provides group, group remittance  or  school  blanket
coverage  for  physician services, shall provide comparable coverage for
adults and children with biologically based mental illness OR AN  EATING
DISORDER.  Such  medical expense indemnity corporation or health service
corporation shall also provide such  comparable  coverage  for  children
with  serious  emotional  disturbances.  Such coverage shall be provided
under the terms and conditions otherwise applicable under the  contract,
including  network limitations or variations, exclusions, co-pays, coin-
surance, deductibles or other specific cost sharing mechanisms. Provided

A. 6396--A                          3

further, where a contract provides both  in-network  and  out-of-network
benefits,  the  out-of-network  benefits may have different coinsurance,
co-pays, or deductibles, than the  in-network  benefits,  regardless  of
whether the contract is written under one license or two licenses.
  (B)  For  purposes  of  this  subsection, the term "biologically based
mental illness" means a mental, nervous, or emotional condition that  is
caused by a biological disorder of the brain and results in a clinically
significant, psychological syndrome or pattern that substantially limits
the  functioning of the person with the illness. Such biologically based
mental illnesses are defined as schizophrenia/psychotic disorders, major
depression, bipolar disorder, delusional disorders, panic disorder[,] OR
obsessive compulsive disorder[, anorexia, and bulimia].
  (C) FOR PURPOSES OF THIS SUBSECTION, THE TERM "EATING DISORDER"  MEANS
PICA,  RUMINATION  DISORDER,  AVOIDANT/RESTRICTIVE FOOD INTAKE DISORDER,
ANOREXIA NERVOSA, BULIMIA NERVOSA, BINGE EATING DISORDER,  OTHER  SPECI-
FIED FEEDING OR EATING DISORDER, AND ANY OTHER EATING DISORDER CONTAINED
IN  THE  MOST RECENT VERSION OF THE DIAGNOSTIC AND STATISTICAL MANUAL OF
MENTAL DISORDERS PUBLISHED BY THE AMERICAN PSYCHIATRIC ASSOCIATION.
  § 4. This act shall take effect on the ninetieth day  after  it  shall
have  become  a  law; provided, however, that the provisions of this act
shall apply to policies and contracts issued, renewed, modified, altered
or amended on or after such effective date.

                    S T A T E   O F   N E W   Y O R K
________________________________________________________________________

                                 6396--B
                                                        Cal. No. 537

                       2017-2018 Regular Sessions

                          I N  A S S E M B L Y

                              March 6, 2017
                               ___________

Introduced  by  M.  of A. ROZIC, DE LA ROSA, COLTON, ENGLEBRIGHT, ORTIZ,
  SIMON, FAHY, HARRIS, BLAKE, JAFFEE, D'URSO,  MAYER,  GUNTHER,  CRESPO,
  RIVERA, ABINANTI, BARRETT, SEPULVEDA, BRONSON -- Multi-Sponsored by --
  M.  of  A. COOK, CROUCH, GIGLIO, HIKIND, LUPINACCI, NOLAN -- read once
  and referred to the Committee on Insurance  --  committee  discharged,
  bill  amended,  ordered  reprinted  as amended and recommitted to said
  committee -- reported and  referred  to  the  Committee  on  Codes  --
  reported  from  committee,  advanced  to  a third reading, amended and
  ordered reprinted, retaining its place on the order of third reading

AN ACT to amend the insurance law, in relation to  coverage  for  eating
  disorders

  THE  PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
BLY, DO ENACT AS FOLLOWS:

  Section 1. Subparagraph (B)  of  paragraph  5  of  subsection  (1)  of
section 3221 of the insurance law, as amended by chapter 502 of the laws
of 2007, is amended to read as follows:
  (B)  (i)  Every insurer delivering a group or school blanket policy or
issuing a group or school blanket policy for delivery,  in  this  state,
which  provides  coverage  for  inpatient  hospital care or coverage for
physician services, shall provide comparable  coverage  for  adults  and
children  with  biologically based mental illness OR AN EATING DISORDER.
Such group policies issued or delivered in this state shall also provide
such comparable coverage for children with  serious  emotional  disturb-
ances.  Such  coverage  shall be provided under the terms and conditions
otherwise applicable under the policy, including network limitations  or
variations,  exclusions,  co-pays,  coinsurance,  deductibles  or  other
specific cost sharing  mechanisms.  Provided  further,  where  a  policy
provides both in-network and out-of-network benefits, the out-of-network
benefits  may  have different coinsurance, co-pays, or deductibles, than
the in-network benefits, regardless of whether  the  policy  is  written
under one license or two licenses.

 EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets

                      [ ] is old law to be omitted.
                                                           LBD06526-04-7

A. 6396--B                          2

  (ii)  For  purposes  of  this  paragraph, the term "biologically based
mental illness" means a mental, nervous, or emotional condition that  is
caused by a biological disorder of the brain and results in a clinically
significant, psychological syndrome or pattern that substantially limits
the  functioning of the person with the illness. Such biologically based
mental illnesses are defined as schizophrenia/psychotic disorders, major
depression, bipolar  disorder,  delusional  disorders,  panic  disorder,
obsessive  compulsive  disorders[,  bulimia,  and anorexia] OR AN EATING
DISORDER.
  (III) FOR PURPOSES OF THIS PARAGRAPH, THE TERM "EATING DISORDER" MEANS
PICA, RUMINATION DISORDER, AVOIDANT/RESTRICTIVE  FOOD  INTAKE  DISORDER,
ANOREXIA  NERVOSA,  BULIMIA NERVOSA, BINGE EATING DISORDER, OTHER SPECI-
FIED FEEDING OR EATING DISORDER, AND ANY OTHER EATING DISORDER CONTAINED
IN THE MOST RECENT VERSION OF THE DIAGNOSTIC AND STATISTICAL  MANUAL  OF
MENTAL DISORDERS PUBLISHED BY THE AMERICAN PSYCHIATRIC ASSOCIATION.
  §  2.  Paragraph  2 of subsection (g) of section 4303 of the insurance
law, as amended by chapter 502 of the laws of 2007, is amended  to  read
as follows:
  (2)  (A)  A  hospital  service  corporation or a health service corpo-
ration, which provides group, group remittance or school blanket  cover-
age  for  inpatient hospital care, shall provide comparable coverage for
adults and children with biologically based mental illness OR AN  EATING
DISORDER.  Such  hospital  service  corporation or health service corpo-
ration shall also provide such comparable  coverage  for  children  with
serious  emotional  disturbances.  Such coverage shall be provided under
the terms  and  conditions  otherwise  applicable  under  the  contract,
including  network limitations or variations, exclusions, co-pays, coin-
surance, deductibles or other specific cost sharing mechanisms. Provided
further, where a contract provides both  in-network  and  out-of-network
benefits,  the  out-of-network  benefits may have different coinsurance,
co-pays, or deductibles, than the  in-network  benefits,  regardless  of
whether the contract is written under one license or two licenses.
  (B)  For  purposes  of  this  subsection, the term "biologically based
mental illness" means a mental, nervous, or emotional condition that  is
caused by a biological disorder of the brain and results in a clinically
significant, psychological syndrome or pattern that substantially limits
the  functioning of the person with the illness. Such biologically based
mental illnesses are defined as schizophrenia/psychotic disorders, major
depression, bipolar  disorder,  delusional  disorders,  panic  disorder,
obsessive  compulsive  disorders[,  anorexia,  and bulimia] OR AN EATING
DISORDER.
  (C) FOR PURPOSES OF THIS SUBSECTION, THE TERM "EATING DISORDER"  MEANS
PICA,  RUMINATION  DISORDER,  AVOIDANT/RESTRICTIVE FOOD INTAKE DISORDER,
ANOREXIA NERVOSA, BULIMIA NERVOSA, BINGE EATING DISORDER,  OTHER  SPECI-
FIED FEEDING OR EATING DISORDER, AND ANY OTHER EATING DISORDER CONTAINED
IN  THE  MOST RECENT VERSION OF THE DIAGNOSTIC AND STATISTICAL MANUAL OF
MENTAL DISORDERS PUBLISHED BY THE AMERICAN PSYCHIATRIC ASSOCIATION.
  § 3. Paragraph 2 of subsection (h) of section 4303  of  the  insurance
law,  as  amended by chapter 502 of the laws of 2007, is amended to read
as follows:
  (2) (A) A medical expense indemnity corporation or  a  health  service
corporation,  which  provides  group, group remittance or school blanket
coverage for physician services, shall provide comparable  coverage  for
adults  and children with biologically based mental illness OR AN EATING
DISORDER. Such medical expense indemnity corporation or  health  service
corporation  shall  also  provide  such comparable coverage for children

A. 6396--B                          3

with serious emotional disturbances. Such  coverage  shall  be  provided
under  the terms and conditions otherwise applicable under the contract,
including network limitations or variations, exclusions, co-pays,  coin-
surance, deductibles or other specific cost sharing mechanisms. Provided
further,  where  a  contract provides both in-network and out-of-network
benefits, the out-of-network benefits may  have  different  coinsurance,
co-pays,  or  deductibles,  than  the in-network benefits, regardless of
whether the contract is written under one license or two licenses.
  (B) For purposes of this  subsection,  the  term  "biologically  based
mental  illness" means a mental, nervous, or emotional condition that is
caused by a biological disorder of the brain and results in a clinically
significant, psychological syndrome or pattern that substantially limits
the functioning of the person with the illness. Such biologically  based
mental illnesses are defined as schizophrenia/psychotic disorders, major
depression,  bipolar  disorder,  delusional  disorders,  panic disorder,
obsessive compulsive disorder[, anorexia,  and  bulimia]  OR  AN  EATING
DISORDER.
  (C)  FOR PURPOSES OF THIS SUBSECTION, THE TERM "EATING DISORDER" MEANS
PICA, RUMINATION DISORDER, AVOIDANT/RESTRICTIVE  FOOD  INTAKE  DISORDER,
ANOREXIA  NERVOSA,  BULIMIA NERVOSA, BINGE EATING DISORDER, OTHER SPECI-
FIED FEEDING OR EATING DISORDER, AND ANY OTHER EATING DISORDER CONTAINED
IN THE MOST RECENT VERSION OF THE DIAGNOSTIC AND STATISTICAL  MANUAL  OF
MENTAL DISORDERS PUBLISHED BY THE AMERICAN PSYCHIATRIC ASSOCIATION.
  §  4.  This  act shall take effect on the ninetieth day after it shall
have become a law; provided, however, that the provisions  of  this  act
shall apply to policies and contracts issued, renewed, modified, altered
or amended on or after such effective date.