Senate Bill S1999

2017-2018 Legislative Session

Requires debt collection agencies to be licensed by the state

download bill text pdf

Sponsored By

Archive: Last Bill Status - In Senate Committee Consumer Protection Committee

  • Introduced
    • In Committee Assembly
    • In Committee Senate
    • On Floor Calendar Assembly
    • On Floor Calendar Senate
    • Passed Assembly
    • Passed Senate
  • Delivered to Governor
  • Signed By Governor

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2017-S1999 (ACTIVE) - Details

See Senate Version of this Bill:
Current Committee:
Senate Consumer Protection
Law Section:
General Business Law
Laws Affected:
Add Art 29-HHH §§604-k - 604-o, Gen Bus L; amd R3015, CPLR
Versions Introduced in Other Legislative Sessions:
2009-2010: S7071
2011-2012: S1439
2013-2014: S219
2015-2016: S190
2019-2020: S2343
2021-2022: S3121
2023-2024: S666

2017-S1999 (ACTIVE) - Summary

Requires debt collection agencies to be licensed by the state; requires bonding and allows for penalties.

2017-S1999 (ACTIVE) - Sponsor Memo

2017-S1999 (ACTIVE) - Bill Text download pdf

                     S T A T E   O F   N E W   Y O R K
                        2017-2018 Regular Sessions
                             I N  S E N A T E
                             January 11, 2017
 Introduced  by Sen. SQUADRON -- read twice and ordered printed, and when
   printed to be committed to the Committee on Consumer Protection
 AN ACT to amend the general business law and the civil practice law  and
   rules, in relation to debt collection agencies
   Section 1. Legislative intent. The legislature hereby finds the  pres-
 ence  of consumer-related problems with respect to the practices of debt
 collection agencies. Federal and state laws regulate how debt collectors
 may communicate with debtors and prohibit the use of  certain  threaten-
 ing,  deceptive  and  unfair  collection  practices. Despite these legal
 protections, the number of consumer complaints regarding debt collection
 practices continue to rise. Consumer complaints received by the  Federal
 Trade  Commission  regarding  third-party  debt  collectors grew for the
 thirteenth consecutive year  in  2010,  and  consumers  filed  with  the
 Commission  more  complaints against third-party collectors than against
 any other specific industry. While the majority of those engaged in  the
 business  of  debt  collection are honest and ethical in their dealings,
 there is a minority of unscrupulous  collection  agencies  in  operation
 that practice abusive tactics. Due to the sensitive nature of the infor-
 mation  used  in  the course of such agency's everyday business, and the
 vulnerable position consumers find themselves in when dealing with these
 agencies, it is incumbent upon this legislature to  protect  the  inter-
 ests,  reputations  and  fiscal well-being of the citizens of this state
 against those agencies who would abuse  their  privilege  of  operation.
 Therefore,  it  is  herein  declared  that the state should license debt
 collection agencies.
   § 2. The general business law is  amended  by  adding  a  new  article
 29-HHH to read as follows:
                              ARTICLE 29-HHH
                         DEBT COLLECTION AGENCIES
  EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                       [ ] is old law to be omitted.


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