Senate Bill S5769

2017-2018 Legislative Session

Authorizes insurers to allow the insured to take and submit photographs of their automobile for purposes of the issuance or renewal of a policy of automobile physical damage insurance

download bill text pdf

Sponsored By

Archive: Last Bill Status - In Senate Committee Insurance Committee


  • Introduced
    • In Committee Assembly
    • In Committee Senate
    • On Floor Calendar Assembly
    • On Floor Calendar Senate
    • Passed Assembly
    • Passed Senate
  • Delivered to Governor
  • Signed By Governor

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2017-S5769 (ACTIVE) - Details

See Assembly Version of this Bill:
A7681
Current Committee:
Senate Insurance
Law Section:
Insurance Law
Laws Affected:
Amd §3411, Ins L
Versions Introduced in Other Legislative Sessions:
2019-2020: S810, A2812
2021-2022: S4294
2023-2024: S2802

2017-S5769 (ACTIVE) - Summary

Authorizes insurers to allow the insured to take and submit photographs of their automobile for purposes of the issuance or renewal of a policy of automobile physical damage insurance.

2017-S5769 (ACTIVE) - Sponsor Memo

2017-S5769 (ACTIVE) - Bill Text download pdf

                            
 
                     S T A T E   O F   N E W   Y O R K
 ________________________________________________________________________
 
                                   5769
 
                        2017-2018 Regular Sessions
 
                             I N  S E N A T E
 
                              April 28, 2017
                                ___________
 
 Introduced  by  Sen.  LANZA  -- read twice and ordered printed, and when
   printed to be committed to the Committee on Insurance
 
 AN ACT to amend the insurance law,  in  relation  to  submission  by  an
   insured of vehicle photographs for purposes of the issuance or renewal
   of a policy of automobile physical damage insurance

   THE  PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
 BLY, DO ENACT AS FOLLOWS:
 
   Section 1. Subsections (e), (f) and (h) of section 3411 of the  insur-
 ance law, subsections (e) and (f) as added by chapter 805 of the laws of
 1984, are amended and a new subsection (o) is added to read as follows:
   (e)  For  a  renewal of a policy referred to in subsection (d) of this
 section, an insurer may require, as a condition of  such  renewal,  that
 the  automobile  be  made available for inspection BY THE INSURER OR THE
 INSURER'S AUTHORIZED REPRESENTATIVE,  OR  BY  THE  INSURED  PURSUANT  TO
 SUBSECTION (O) OF THIS SECTION.
   (f) If an insurer requests an inspection pursuant to subsection (e) of
 this  section,  the  insured  shall  make  the  automobile available for
 inspection by the insurer OR THE  INSURER'S  AUTHORIZED  REPRESENTATIVE,
 upon  reasonable  notice.  THE INSURER MAY ALSO, UPON REASONABLE NOTICE,
 ALLOW THE INSURED TO COMPLETE  THE  AUTOMOBILE  INSPECTION  PURSUANT  TO
 SUBSECTION  (O) OF THIS SECTION. If the insured, UPON REASONABLE NOTICE,
 fails to make the automobile available for inspection BY THE INSURER  OR
 THE INSURER'S AUTHORIZED REPRESENTATIVE, OR BY COMPLETING THE INSPECTION
 PURSUANT  TO  SUBSECTION  (O) OF THIS SECTION, the insurer may refuse to
 continue such physical damage coverage.
   (h) Where an inspection is made pursuant to this section, it shall  be
 conducted  by  the  insurer  or [its] THE INSURER'S authorized represen-
 tative, OR BY THE INSURED PURSUANT TO SUBSECTION (O)  OF  THIS  SECTION,
 and  shall  be recorded on a form prescribed by the superintendent. Such
 form shall be retained by the insurer with its policy records  for  such
 
  EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                       [ ] is old law to be omitted.
                                                            LBD10322-01-7
              

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