assembly Bill A10183A

2019-2020 Legislative Session

Relates to prohibiting negative credit reporting on persons affected by the coronavirus

download bill text pdf

Sponsored By

Current Bill Status - In Assembly Committee


  • Introduced
  • In Committee
  • On Floor Calendar
    • Passed Senate
    • Passed Assembly
  • Delivered to Governor
  • Signed/Vetoed by Governor

Your Voice

do you support this bill?

Please enter your contact information

Home address is used to determine the senate district in which you reside. Your support or opposition to this bill is then shared immediately with the senator who represents you.

Optional services from the NY State Senate:

Create an account. An account allows you to officially support or oppose key legislation, sign petitions with a single click, and follow issues, committees, and bills that matter to you. When you create an account, you agree to this platform's terms of participation.

Include a custom message for your Senator? (Optional)

Enter a message to your senator. Many New Yorkers use this to share the reasoning behind their support or opposition to the bill. Others might share a personal anecdote about how the bill would affect them or people they care about.

Actions

view actions (3)
Assembly Actions - Lowercase
Senate Actions - UPPERCASE
May 22, 2020 print number 10183a
May 22, 2020 amend (t) and recommit to consumer affairs and protection
Mar 24, 2020 referred to consumer affairs and protection

Co-Sponsors

view additional co-sponsors

Multi-Sponsors

A10183 - Details

See Senate Version of this Bill:
S8118
Law Section:
General Business Law
Laws Affected:
Amd §380-j, Gen Bus L

A10183 - Summary

Prohibits negative credit reporting on consumers who have suffered financial harm as a result of the declared state of emergency relating to the coronavirus.

A10183 - Bill Text download pdf


                    S T A T E   O F   N E W   Y O R K
________________________________________________________________________

                                  10183

                          I N  A S S E M B L Y

                             March 24, 2020
                               ___________

Introduced  by M. of A. ROZIC -- read once and referred to the Committee
  on Consumer Affairs and Protection

AN ACT to amend the general business law,  in  relation  to  prohibiting
  creditors from reporting certain adverse information during a declared
  state of emergency

  THE  PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
BLY, DO ENACT AS FOLLOWS:

  Section 1. Section 380-j of the general business  law  is  amended  by
adding a new subdivision (i) to read as follows:
  (I)  NO  CREDITOR SHALL REPORT ANY NEW ADVERSE INFORMATION RELATIVE TO
LATE PAYMENTS OR NON-PAYMENT OF CONSUMER DEBT OR OTHER  FINANCIAL  OBLI-
GATIONS BY PERSONS AFFECTED BY THE CORONAVIRUS (COVID-19) DURING A PERI-
OD  OF A DECLARED STATE EMERGENCY TO A CREDIT REPORTING AGENCY.  FOR THE
PURPOSES OF THIS SUBDIVISION, "AFFECTED BY THE CORONAVIRUS"  SHALL  MEAN
AN INDIVIDUAL WHO HAS SUFFERED FINANCIAL HARM DUE TO MISSED TIME OF WORK
RELATED TO A DECLARED STATE OF EMERGENCY.
  § 2. This act shall take effect immediately.






 EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                      [ ] is old law to be omitted.
                                                           LBD15847-02-0

Co-Sponsors

view additional co-sponsors

Multi-Sponsors

A10183A (ACTIVE) - Details

See Senate Version of this Bill:
S8118
Law Section:
General Business Law
Laws Affected:
Amd §380-j, Gen Bus L

A10183A (ACTIVE) - Summary

Prohibits negative credit reporting on consumers who have suffered financial harm as a result of the declared state of emergency relating to the coronavirus.

A10183A (ACTIVE) - Bill Text download pdf


                    S T A T E   O F   N E W   Y O R K
________________________________________________________________________

                                10183--A

                          I N  A S S E M B L Y

                             March 24, 2020
                               ___________

Introduced  by  M.  of  A. ROZIC, SEAWRIGHT, EPSTEIN, OTIS, RYAN, SIMON,
  JACOBSON -- Multi-Sponsored by -- M. of A. ENGLEBRIGHT  --  read  once
  and  referred  to  the Committee on Consumer Affairs and Protection --
  committee discharged, bill amended, ordered reprinted as  amended  and
  recommitted to said committee

AN  ACT  to amend the general business law, in relation to prohibiting a
  consumer reporting agency from reporting certain  adverse  information
  during  the state of emergency caused by the novel coronavirus pandem-
  ic; and providing for the repeal of such  provisions  upon  expiration
  thereof

  THE  PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
BLY, DO ENACT AS FOLLOWS:

  Section 1. Section 380-j of the general business  law  is  amended  by
adding a new subdivision (i) to read as follows:
  (I)  (1)  NO  CONSUMER  REPORTING  AGENCY SHALL REPORT ANY NEW ADVERSE
INFORMATION THAT IS A RESULT OF THE NOVEL  CORONAVIRUS PANDEMIC  (COVID-
19)  IN  A CONSUMER REPORT PERTAINING TO AN AFFECTED PERSON WHO NOTIFIES
THE AGENCY PURSUANT TO PARAGRAPH THREE OF THIS SUBDIVISION.
  (2) FOR THE PURPOSES OF THIS SUBDIVISION, THE  FOLLOWING  TERMS  SHALL
HAVE THE FOLLOWING MEANINGS:
  (I)    "AFFECTED  PERSON"  SHALL  MEAN  A RESIDENT OF NEW YORK WHO HAS
SUFFERED FINANCIAL HARDSHIP AS A RESULT OF THE NOVEL CORONAVIRUS PANDEM-
IC (COVID-19);
  (II) "THE NOVEL CORONAVIRUS PANDEMIC (COVID-19)" SHALL  REFER  TO  THE
PERIOD OF THE STATE OF EMERGENCY DECLARED BY EXECUTIVE ORDER TWO HUNDRED
TWO  ON  MARCH  SEVENTH,  TWO  THOUSAND  TWENTY AND FOR PURPOSES OF THIS
SUBDIVISION SHALL INCLUDE A PERIOD OF NINETY DAYS FOLLOWING THE  CONCLU-
SION OF SUCH STATE OF EMERGENCY;
  (III)  "ADVERSE  INFORMATION THAT IS A RESULT OF THE NOVEL CORONAVIRUS
PANDEMIC (COVID-19)" SHALL MEAN ANY  ADVERSE  INFORMATION  REGARDING  AN
AFFECTED  PERSON'S  LATE  PAYMENTS,  DEFAULT, OR NON-PAYMENT OF CONSUMER
DEBT OR OTHER FINANCIAL OBLIGATIONS, OR A CREDITOR'S EXERCISE  OF  REME-
DIES  ARISING FROM SUCH LATE PAYMENTS, DEFAULT, OR NON-PAYMENT WHERE THE
EVENT OCCURS DURING THE NOVEL CORONAVIRUS PANDEMIC (COVID-19).

 EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets