Do you support this bill?

Assembly Bill A4951

2019-2020 Legislative Session

Reduces a retired or disabled owner's no fault insurance premium by providing appropriate automobile insurance rates to reflect a reduced exposure to loss

download bill text pdf

Sponsored By

Archive: Last Bill Status - In Assembly Committee

Please enter your contact information

Home address is used to determine the senate district in which you reside. Your support or opposition to this bill is then shared immediately with the senator who represents you.

Optional services from the NY State Senate:

Create an account. An account allows you to officially support or oppose key legislation, sign petitions with a single click, and follow issues, committees, and bills that matter to you. When you create an account, you agree to this platform's terms of participation.

Include a custom message for your Senator? (Optional)

Enter a message to your senator. Many New Yorkers use this to share the reasoning behind their support or opposition to the bill. Others might share a personal anecdote about how the bill would affect them or people they care about.

Actions

co-Sponsors

2019-A4951 (ACTIVE) - Details

See Senate Version of this Bill:
S3431
Current Committee:
Assembly Insurance
Law Section:
Insurance Law
Laws Affected:
Amd §2330, Ins L
Versions Introduced in Other Legislative Sessions:
2009-2010: A3485, S1187
2011-2012: A530, S803
2013-2014: A1223, S1761
2015-2016: A94, S325
2017-2018: A977, S1621

2019-A4951 (ACTIVE) - Summary

Reduces a retired or disabled owner's no fault insurance premium by providing appropriate automobile insurance rates to reflect a reduced exposure to loss due to situations where drivers either have no wages to lose or are covered for lost wages by another first payer insurance policy; defines "retired" and "disabled".

2019-A4951 (ACTIVE) - Bill Text download pdf 

                            
 
                     S T A T E   O F   N E W   Y O R K
 ________________________________________________________________________
 
     S. 3431                                                  A. 4951
 
                        2019-2020 Regular Sessions
 
                       S E N A T E - A S S E M B L Y
 
                             February 6, 2019
                                ___________
 
 IN SENATE -- Introduced by Sen. LAVALLE -- read twice and ordered print-
   ed, and when printed to be committed to the Committee on Insurance
 
 IN  ASSEMBLY  -- Introduced by M. of A. THIELE, SIMOTAS -- read once and
   referred to the Committee on Insurance
 
 AN ACT to amend the insurance law, in relation to  automobile  insurance
   rates for persons who are retired or disabled
 
   THE  PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
 BLY, DO ENACT AS FOLLOWS:
 
   Section 1. Section 2330 of the insurance law is  amended  to  read  as
 follows:
   §  2330. No fault motor vehicle insurance rates; reflection of reduced
 exposure to loss. (A) Where the principal operator of a motor vehicle or
 such operator's spouse is eligible for medicare benefits  for  items  of
 basic  economic  loss  specified  in  paragraph one of subsection (a) of
 section five thousand one hundred two of  this  chapter,  or  where  the
 insurer's  obligation  to  pay first party benefits for loss of earnings
 from work is reduced by virtue of the provisions of such subsection,  OR
 BY  VIRTUE  OF  THE  PRINCIPAL  OPERATOR OR SUCH OPERATOR'S SPOUSE BEING
 RETIRED OR DISABLED, the premium  attributable  to  coverage  under  the
 automobile  insurance policy for such items shall be appropriately modi-
 fied to reflect the insurer's reduced exposure to loss.
   (B) FOR PURPOSES OF THIS SECTION, THE TERM (1) "RETIRED" SHALL MEAN  A
 PERSON  WHO  HAS ATTAINED AGE SIXTY-FIVE YEARS AND IS NOT ENGAGED IN ANY
 ACTIVITIES FOR INCOME; AND THE TERM (2) "DISABLED" SHALL MEAN  A  PERSON
 WHO IS NOT ENGAGED IN ANY ACTIVITIES FOR INCOME AND WHO (A) IS CERTIFIED
 AS DISABLED AND ELIGIBLE TO RECEIVE SOCIAL SECURITY DISABILITY INSURANCE
 (SSDI)  OR SUPPLEMENTAL SECURITY INCOME (SSI) BENEFITS UNDER THE FEDERAL
 SOCIAL SECURITY ACT, OR (B) IS CERTIFIED AS  DISABLED  AND  ELIGIBLE  TO
 RECEIVE  RAILROAD RETIREMENT DISABILITY BENEFITS UNDER THE FEDERAL RAIL-
 ROAD RETIREMENT ACT, OR (C) HAS RECEIVED A CERTIFICATE  FROM  THE  STATE
 
  EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                       [ ] is old law to be omitted.

Comments

Open Legislation is a forum for New York State legislation. All comments are subject to review and community moderation is encouraged.

Comments deemed off-topic, commercial, campaign-related, self-promotional; or that contain profanity, hate or toxic speech; or that link to sites outside of the nysenate.gov domain are not permitted, and will not be published. Attempts to intimidate and silence contributors or deliberately deceive the public, including excessive or extraneous posting/posts, or coordinated activity, are prohibited and may result in the temporary or permanent banning of the user. Comment moderation is generally performed Monday through Friday. By contributing or voting you agree to the Terms of Participation and verify you are over 13.

Create an account. An account allows you to sign petitions with a single click, officially support or oppose key legislation, and follow issues, committees, and bills that matter to you. When you create an account, you agree to this platform's terms of participation.