Assembly Actions -
Lowercase Senate Actions - UPPERCASE |
|
---|---|
Jul 14, 2020 |
held for consideration in insurance |
Jan 08, 2020 |
referred to insurance |
Mar 11, 2019 |
referred to insurance |
Assembly Bill A6559
2019-2020 Legislative Session
Sponsored By
KOLB
Archive: Last Bill Status - In Assembly Committee
- Introduced
-
- In Committee Assembly
- In Committee Senate
-
- On Floor Calendar Assembly
- On Floor Calendar Senate
-
- Passed Assembly
- Passed Senate
- Delivered to Governor
- Signed By Governor
Actions
2019-A6559 (ACTIVE) - Details
- Current Committee:
- Assembly Insurance
- Law Section:
- Insurance Law
- Laws Affected:
- Add §3242, Ins L
2019-A6559 (ACTIVE) - Bill Text download pdf
S T A T E O F N E W Y O R K ________________________________________________________________________ 6559 2019-2020 Regular Sessions I N A S S E M B L Y March 11, 2019 ___________ Introduced by M. of A. KOLB -- read once and referred to the Committee on Insurance AN ACT to amend the insurance law, in relation to eligibility for life insurance based upon pre-existing medical conditions THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM- BLY, DO ENACT AS FOLLOWS: Section 1. The insurance law is amended by adding a new section 3242 to read as follows: § 3242. ELIGIBILITY FOR LIFE INSURANCE BASED UPON PRE-EXISTING MEDICAL CONDITIONS. (A) NOTWITHSTANDING ANY PROVISION OF LAW TO THE CONTRARY, FOR ANY POLICY PROVIDING COVERAGE UP TO FIVE HUNDRED THOUSAND DOLLARS, NO INSURER OR ENTITY AUTHORIZED TO DO THE KINDS OF BUSINESS SPECIFIED IN PARAGRAPH ONE OF SUBSECTION (A) OF SECTION ONE THOUSAND ONE HUNDRED THIRTEEN OF THIS CHAPTER SHALL INCLUDE ANY PRE-EXISTING MEDICAL CONDI- TIONS IN DETERMINING PREMIUM RATES FOR THE INSUREDS. (B) NO POLICY AUTHORIZED BY PARAGRAPH ONE OF SUBSECTION (A) OF SECTION ONE THOUSAND ONE HUNDRED THIRTEEN OF THIS CHAPTER, PROVIDING COVERAGE UP TO FIVE HUNDRED THOUSAND DOLLARS, SHALL BE DENIED OR CANCELED BY THE INSURER, OR THE TERMS AND CONDITIONS OF SUCH POLICY ALTERED BY THE INSURER, SOLELY ON THE BASIS OF AN INDIVIDUAL HAVING ONE OR MORE PRE-EX- ISTING MEDICAL CONDITIONS. (C) NOTHING IN THIS SECTION SHALL PROHIBIT A POLICY FROM BEING DENIED OR CANCELED BY THE INSURER, OR THE TERMS AND CONDITIONS OF SUCH POLICY ALTERED BY THE INSURER, OR THE PREMIUM RATES ADJUSTED BY THE INSURER, IF THE INDIVIDUAL HAS RECEIVED A TERMINAL DIAGNOSIS FROM A HEALTH CARE PROVIDER OR PARTICIPATES IN HIGH RISK ACTIVITIES INCLUDING, BUT NOT LIMITED TO, SMOKING, VAPING, TOBACCO USE, BUNGEE JUMPING, SCUBA DIVING, PARACHUTING, CAR RACING, BIKE RACING, BOAT RACING, HANG GLIDING, SKIING, SNOWBOARDING, SURFING, WHITEWATER RAFTING, HOT AIR BALLOONING, ROCK CLIMBING, MOUNTAIN CLIMBING, OR FLYING A PRIVATE PLANE. § 2. This act shall take effect immediately. EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets [ ] is old law to be omitted.
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