S T A T E   O F   N E W   Y O R K
 ________________________________________________________________________
 
                                   6829
 
                        2019-2020 Regular Sessions
 
                           I N  A S S E M B L Y
 
                              March 20, 2019
                                ___________
 
 Introduced by M. of A. CRESPO -- Multi-Sponsored by -- M. of A. RAMOS --
   read once and referred to the Committee on Banks
 
 AN ACT to amend the banking law, in relation to requiring banking insti-
   tutions  to accept as valid forms of identification the identification
   issued by the consulate general of the foreign national which has been
   approved for use  by  the  New  York  state  department  of  financial
   services  as  a  valid  form  of identification for all banking trans-
   actions
 
   THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND  ASSEM-
 BLY, DO ENACT AS FOLLOWS:
 
   Section  1.  The banking law is amended by adding a new section 9-x to
 read as follows:
   § 9-X. IDENTIFICATION AS A VALID  FORM  OF  IDENTIFICATION.  1.  EVERY
 BANKING  INSTITUTION  SHALL ACCEPT AS A VALID FORM OF IDENTIFICATION FOR
 ALL BANKING TRANSACTIONS THE  IDENTIFICATION  ISSUED  BY  THE  CONSULATE
 GENERAL  OF  THE FOREIGN NATIONAL WHICH HAS BEEN APPROVED FOR USE BY THE
 NEW YORK STATE DEPARTMENT OF FINANCIAL SERVICES.
   2. FOR THE PURPOSES OF THIS SECTION, THE  TERM  "BANKING  INSTITUTION"
 SHALL  MEAN  AND  INCLUDE  ALL  BANKS,  TRUST  COMPANIES, SAVINGS BANKS,
 SAVINGS AND LOAN ASSOCIATIONS, LICENSED FOREIGN BANKS AND CREDIT UNIONS.
   3.  THE DEPARTMENT SHALL REVIEW THE LEGITIMACY OF IDENTIFICATION CARDS
 ISSUED BY FOREIGN GOVERNMENTS TO THEIR NATIONALS LIVING IN THE STATE AND
 RECOMMEND WHICH ONES, IF ANY, SHOULD BE ACCEPTED BY BANKING INSTITUTIONS
 IN  THE STATE AS PROOF OF IDENTIFICATION BY  THE  IDENTIFICATION  HOLDER
 FOR THE PURPOSE OF ENGAGING IN BANKING SERVICES.
   4. THE DEPARTMENT SHALL RECOMMEND:
   (A) OTHER REQUIRED FORMS OF IDENTIFICATION BY FOREIGN NATIONALS LIVING
 IN  THE  STATE,  IF  ANY,  TO  SUPPLEMENT VERIFICATION NEEDED BY BANKING
 SERVICES IN ORDER TO MEET STANDING  RULES,  REGULATIONS,  OR  LAWS  WITH
 REGARDS TO ACCESSING BANKING SERVICES;
 
  EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                       [ ] is old law to be omitted.
                                                            LBD10789-01-9
              

 A. 6829                             2
 
   (B) ANY LEGISLATIVE MEASURES NECESSARY TO FACILITATE ACCESS TO BANKING
 SERVICES  BY FOREIGN NATIONALS WHO ARE CURRENTLY CONSIDERED UNDOCUMENTED
 IMMIGRANTS;
   (C)  ANY  MEASURES,  IN THE FORM OF RULES, REGULATIONS OR LEGISLATION,
 NECESSARY TO ENSURE THAT UNDOCUMENTED IMMIGRANTS WHO CAN  PROVIDE  PROOF
 THAT  THEY  HAVE APPLIED FOR THE NEW FEDERAL IMMIGRANT STATUS CLASSIFIED
 AS REGISTERED PROVISIONAL IMMIGRANT, HEREINAFTER "RPI", HAVE  ACCESS  TO
 BANKING  SERVICES WHILE SUCH PERSONS WAIT FOR OFFICIAL FEDERAL IDENTIFI-
 CATION; AND
   (D) A TIMEFRAME FOR REQUIRING BANKING SERVICES TO ACCEPT  THE  FOREIGN
 IDENTIFICATION AND TEMPORARY PROOF OF APPLYING FOR RPI TO ACCESS BANKING
 SERVICES  AND WHETHER THE FOREIGN ISSUED IDENTIFICATION SHALL BE PART OF
 THE TEMPORARY IDENTIFICATION REQUIREMENTS THAT CAN  BE  REQUESTED  BY  A
 BANKING INSTITUTION.
   § 2. This act shall take effect immediately.