Do you support this bill?

Assembly Bill A7022

2019-2020 Legislative Session

Provides for a review of rating territory definitions for non-business automobile insurance policies

download bill text pdf

Sponsored By

Archive: Last Bill Status - In Assembly Committee

Please enter your contact information

Home address is used to determine the senate district in which you reside. Your support or opposition to this bill is then shared immediately with the senator who represents you.

Optional services from the NY State Senate:

Create an account. An account allows you to officially support or oppose key legislation, sign petitions with a single click, and follow issues, committees, and bills that matter to you. When you create an account, you agree to this platform's terms of participation.

Include a custom message for your Senator? (Optional)

Enter a message to your senator. Many New Yorkers use this to share the reasoning behind their support or opposition to the bill. Others might share a personal anecdote about how the bill would affect them or people they care about.

Actions

2019-A7022 (ACTIVE) - Details

See Senate Version of this Bill:
S583
Current Committee:
Assembly Insurance
Law Section:
Insurance Law
Laws Affected:
Amd §2307, Ins L
Versions Introduced in Other Legislative Sessions:
2009-2010: S1965
2011-2012: S3104
2013-2014: A8501, S367
2015-2016: A2633, S763
2017-2018: A2754, S5104
2021-2022: A3045, S3857
2023-2024: A840
2025-2026: A1347

2019-A7022 (ACTIVE) - Summary

Establishes as a distinct territory for purposes of rating private passenger nonbusiness automobile insurance policies, a certain city with a population between 19,040 and 25,000 which is geographically contiguous to a city with a population between 292,648 and 350,000; provides that the superintendent may require insurers to adjust existing or establish new territory definitions based on such review.

2019-A7022 (ACTIVE) - Bill Text download pdf 

                            
 
                     S T A T E   O F   N E W   Y O R K
 ________________________________________________________________________
 
                                   7022
 
                        2019-2020 Regular Sessions
 
                           I N  A S S E M B L Y
 
                               April 3, 2019
                                ___________
 
 Introduced  by  M. of A. PEOPLES-STOKES -- read once and referred to the
   Committee on Insurance
 
 AN ACT to amend the insurance law, in relation to providing for a review
   of certain existing  rating  territory  definitions  for  non-business
   automobile insurance policies

   THE  PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
 BLY, DO ENACT AS FOLLOWS:
 
   Section 1. Section 2307 of the insurance law is amended  by  adding  a
 new subsection (f) to read as follows:
   (F)  (1)  NOTWITHSTANDING  ANY OTHER PROVISION OF LAW, WITH RESPECT TO
 NON-BUSINESS AUTOMOBILE INSURANCE  POLICIES,  THE  SUPERINTENDENT  SHALL
 UNDERTAKE  A  THOROUGH  REVIEW  OF RATING TERRITORY DEFINITIONS AND RATE
 IMPLICATIONS OF CURRENT TERRITORIAL DEFINITIONS IN USE  IN  THIS  STATE,
 WITH  PARTICULAR  FOCUS  ON CHANGING DEMOGRAPHICS, BORDERLINE ZIP CODES,
 TERRITORIAL GROUPINGS, AND ALTERNATIVE APPROACHES TO ACHIEVING HOMOGENE-
 ITY.
   (2) BASED ON SUCH REVIEW, THE SUPERINTENDENT MAY REQUIRE  INSURERS  TO
 ADJUST  EXISTING  OR ESTABLISH NEW TERRITORY DEFINITIONS AND TO USE SUCH
 ADJUSTED OR NEW TERRITORIES IN RELATION TO SUCH POLICIES.
   (3) WITH RESPECT TO SUCH REVIEW AND ANY REQUIREMENTS MADE PURSUANT  TO
 THIS  SECTION,  THE  SUPERINTENDENT  SHALL  FIRST FOCUS ON CITIES WITH A
 POPULATION OF MORE THAN NINETEEN THOUSAND FORTY BUT  LESS  THAN  TWENTY-
 FIVE  THOUSAND  HAVING  HAD A DECREASE IN TRAFFIC DENSITY AND ACCIDENTS,
 WHICH ARE GEOGRAPHICALLY CONTIGUOUS WITH A CITY  WITH  A  POPULATION  OF
 MORE  THAN  TWO  HUNDRED NINETY-TWO THOUSAND SIX HUNDRED FORTY-EIGHT BUT
 LESS THAN THREE HUNDRED FIFTY THOUSAND.
   (4) THE SUPERINTENDENT SHALL REPORT TO THE GOVERNOR AND  THE  LEGISLA-
 TURE ON SUCH REVIEW AND ACTIONS TAKEN PURSUANT TO THIS SUBSECTION.
   § 2. The review required by section one of this act shall be completed
 by  July  first  in  the year next succeeding the year in which it shall
 have become law, and the report required by  section  one  of  this  act
 shall  be submitted no later than December thirty-first in the year next
 succeeding the year in which it shall have become law.
   § 3. This act shall take effect immediately.

Comments

Open Legislation is a forum for New York State legislation. All comments are subject to review and community moderation is encouraged.

Comments deemed off-topic, commercial, campaign-related, self-promotional; or that contain profanity, hate or toxic speech; or that link to sites outside of the nysenate.gov domain are not permitted, and will not be published. Attempts to intimidate and silence contributors or deliberately deceive the public, including excessive or extraneous posting/posts, or coordinated activity, are prohibited and may result in the temporary or permanent banning of the user. Comment moderation is generally performed Monday through Friday. By contributing or voting you agree to the Terms of Participation and verify you are over 13.

Create an account. An account allows you to sign petitions with a single click, officially support or oppose key legislation, and follow issues, committees, and bills that matter to you. When you create an account, you agree to this platform's terms of participation.