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Assembly Bill A7895

2019-2020 Legislative Session

Relates to insurance rates, rating plans, rating rules and rate manuals for livery drivers

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Archive: Last Bill Status - Stricken

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2019-A7895 (ACTIVE) - Details

See Senate Version of this Bill:
S5879
Law Section:
Insurance Law
Laws Affected:
Amd §2328, Ins L

2019-A7895 (ACTIVE) - Summary

Relates to insurance rates, rating plans, rating rules and rate manuals for livery drivers; provides no such rate shall be approved by the superintendent if it is over 20% the rate used for equivalent black car operators.

2019-A7895 (ACTIVE) - Bill Text download pdf 

                            
 
                     S T A T E   O F   N E W   Y O R K
 ________________________________________________________________________
 
                                   7895
 
                        2019-2020 Regular Sessions
 
                           I N  A S S E M B L Y
 
                               May 28, 2019
                                ___________
 
 Introduced by M. of A. CRESPO -- read once and referred to the Committee
   on Insurance
 
 AN  ACT  to  amend  the  insurance  law, in relation to insurance rates,
   rating plans, rating rules and rate manuals for livery drivers
 
   THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND  ASSEM-
 BLY, DO ENACT AS FOLLOWS:

   Section 1. Section 2328 of the insurance law, as amended by chapter 69
 of the laws of 2017, is amended to read as follows:
   §  2328.  Certain  motor vehicle insurance rates; prior approval.  (A)
 For the periods February first, nineteen  hundred  seventy-four  through
 August  second,  two  thousand  one,  and  the  effective  date  of  the
 property/casualty insurance availability act through June thirtieth, two
 thousand twenty, no changes in rates, rating  plans,  rating  rules  and
 rate  manuals  applicable to motor vehicle insurance, including no-fault
 coverages under article fifty-one of this chapter, shall be made  effec-
 tive  until  approved  by the superintendent, notwithstanding any incon-
 sistent provisions of this article; provided, however, that  changes  in
 such  rates,  rating  plans,  rating  rules and rate manuals may be made
 effective without such approval if  the  rates  that  result  from  such
 changes  are  no  higher  than  the insurer's rates last approved by the
 superintendent. This section shall apply only to policies covering loss-
 es or liabilities arising out of ownership of a motor vehicle used prin-
 cipally for the transportation of persons for hire, including a bus or a
 school bus as defined in sections  one  hundred  four  and  one  hundred
 forty-two of the vehicle and traffic law.
   (B)  NO INSURANCE RATE, RATING PLAN, RATING RULE OR RATE MANUAL APPLI-
 CABLE TO A LIVERY DRIVER, AS DEFINED UNDER SUBDIVISION SEVEN OF  SECTION
 ONE  HUNDRED  SIXTY-AAA  OF  THE  EXECUTIVE LAW, WHICH EXCEEDS MORE THAN
 TWENTY PERCENT OF THE AMOUNT OF AN INSURANCE RATE, RATING  PLAN,  RATING
 RULE  OR RATE MANUAL APPLICABLE TO AN OTHERWISE SUBSTANTIALLY EQUIVALENT
 BLACK CAR OPERATOR, AS DEFINED UNDER  SUBDIVISION  ONE  OF  SECTION  ONE
 HUNDRED  SIXTY-CC  OF THE EXECUTIVE LAW, SHALL BE APPROVED BY THE SUPER-
 INTENDENT.
   § 2. This act shall take effect immediately.

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