senate Bill S2762A

2019-2020 Legislative Session

Relates to requiring consumer reporting agencies to provide a consumer's information to such consumer at no cost

download bill text pdf

Sponsored By

Archive: Last Bill Status - In Senate Committee Consumer Protection Committee


  • Introduced
  • In Committee
  • On Floor Calendar
    • Passed Senate
    • Passed Assembly
  • Delivered to Governor
  • Signed/Vetoed by Governor

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Actions

view actions (4)
Assembly Actions - Lowercase
Senate Actions - UPPERCASE
Feb 05, 2020 print number 2762a
Feb 05, 2020 amend and recommit to consumer protection
Jan 08, 2020 referred to consumer protection
Jan 29, 2019 referred to consumer protection

S2762 - Details

Current Committee:
Senate Consumer Protection
Law Section:
General Business Law
Laws Affected:
Amd §380-d, Gen Bus L
Versions Introduced in Other Legislative Sessions:
2017-2018: S6888
2021-2022: S3153

S2762 - Summary

Relates to requiring consumer reporting agencies to provide a consumer's information to such consumer at no cost.

S2762 - Sponsor Memo

S2762 - Bill Text download pdf


                    S T A T E   O F   N E W   Y O R K
________________________________________________________________________

                                  2762

                       2019-2020 Regular Sessions

                            I N  S E N A T E

                            January 29, 2019
                               ___________

Introduced  by  Sen.  COMRIE -- read twice and ordered printed, and when
  printed to be committed to the Committee on Consumer Protection

AN ACT to amend the general  business  law,  in  relation  to  requiring
  consumer  reporting  agencies  to  provide a consumer's information to
  such consumer at no cost

  THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND  ASSEM-
BLY, DO ENACT AS FOLLOWS:

  Section  1.  Subdivision  (a) of section 380-d of the general business
law, as added by chapter 867 of the laws of 1977, is amended to read  as
follows:
  (a)  Every  consumer  reporting agency shall AT ANY TIME, upon request
and proper identification of any consumer, AND AT NO COST TO THE CONSUM-
ER, clearly and accurately disclose to the consumer:
  (1) all information in its files at the time of the request concerning
such consumer; and
  (2) the sources of the information; except that the sources of  infor-
mation  acquired  solely  for use in preparing an investigative consumer
report and actually used for no other purpose  need  not  be  disclosed;
provided,  however, that in the event an action is brought under section
three hundred eighty-n of this article, such sources shall be  available
to  the plaintiff under appropriate discovery procedures in the court in
which the action is brought; and
  (3) the recipients of any consumer report on the consumer which it has
furnished;
  (i) for employment purposes within the two-year period  preceding  the
request, and
  (ii)  for  any other purpose within the six month period preceding the
request.
  § 2. This act shall take effect immediately.

 EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                      [ ] is old law to be omitted.
                                                           LBD04779-01-9

S2762A (ACTIVE) - Details

Current Committee:
Senate Consumer Protection
Law Section:
General Business Law
Laws Affected:
Amd §380-d, Gen Bus L
Versions Introduced in Other Legislative Sessions:
2017-2018: S6888
2021-2022: S3153

S2762A (ACTIVE) - Summary

Relates to requiring consumer reporting agencies to provide a consumer's information to such consumer at no cost.

S2762A (ACTIVE) - Sponsor Memo

S2762A (ACTIVE) - Bill Text download pdf


                    S T A T E   O F   N E W   Y O R K
________________________________________________________________________

                                 2762--A

                       2019-2020 Regular Sessions

                            I N  S E N A T E

                            January 29, 2019
                               ___________

Introduced  by  Sen.  COMRIE -- read twice and ordered printed, and when
  printed to be committed to the Committee  on  Consumer  Protection  --
  recommitted to the Committee on Consumer Protection in accordance with
  Senate  Rule  6, sec. 8 -- committee discharged, bill amended, ordered
  reprinted as amended and recommitted to said committee

AN ACT to amend the general  business  law,  in  relation  to  requiring
  consumer  reporting  agencies  to  provide a consumer's information to
  such consumer at no cost

  THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND  ASSEM-
BLY, DO ENACT AS FOLLOWS:

  Section  1.  Subdivision  (a) of section 380-d of the general business
law, as added by chapter 867 of the laws of 1977, is amended to read  as
follows:
  (a) Every consumer reporting agency shall AT ANY TIME BUT NO MORE THAN
FOUR TIMES WITHIN ANY TWELVE MONTH PERIOD, upon request and proper iden-
tification  of any consumer, AND AT NO COST TO THE CONSUMER, clearly and
accurately disclose to the consumer:
  (1) all information in its files at the time of the request concerning
such consumer; and
  (2) the sources of the information; except that the sources of  infor-
mation  acquired  solely  for use in preparing an investigative consumer
report and actually used for no other purpose  need  not  be  disclosed;
provided,  however, that in the event an action is brought under section
three hundred eighty-n of this article, such sources shall be  available
to  the plaintiff under appropriate discovery procedures in the court in
which the action is brought; and
  (3) the recipients of any consumer report on the consumer which it has
furnished;
  (i) for employment purposes within the two-year period  preceding  the
request, and
  (ii)  for  any other purpose within the six month period preceding the
request.
  § 2. This act shall take effect immediately.

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