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Senate Bill S2762A

2019-2020 Legislative Session

Relates to requiring consumer reporting agencies to provide a consumer's information to such consumer at no cost

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Archive: Last Bill Status - In Senate Committee Consumer Protection Committee

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Bill Amendments

2019-S2762 - Details

Current Committee:
Senate Consumer Protection
Law Section:
General Business Law
Laws Affected:
Amd §380-d, Gen Bus L
Versions Introduced in Other Legislative Sessions:
2017-2018: S6888
2021-2022: S3153
2023-2024: S797
2025-2026: S2202

2019-S2762 - Summary

Relates to requiring consumer reporting agencies to provide a consumer's information to such consumer at no cost.

2019-S2762 - Sponsor Memo

2019-S2762 - Bill Text download pdf 

                            
 
                     S T A T E   O F   N E W   Y O R K
 ________________________________________________________________________
 
                                   2762
 
                        2019-2020 Regular Sessions
 
                             I N  S E N A T E
 
                             January 29, 2019
                                ___________
 
 Introduced  by  Sen.  COMRIE -- read twice and ordered printed, and when
   printed to be committed to the Committee on Consumer Protection
 
 AN ACT to amend the general  business  law,  in  relation  to  requiring
   consumer  reporting  agencies  to  provide a consumer's information to
   such consumer at no cost

   THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND  ASSEM-
 BLY, DO ENACT AS FOLLOWS:
 
   Section  1.  Subdivision  (a) of section 380-d of the general business
 law, as added by chapter 867 of the laws of 1977, is amended to read  as
 follows:
   (a)  Every  consumer  reporting agency shall AT ANY TIME, upon request
 and proper identification of any consumer, AND AT NO COST TO THE CONSUM-
 ER, clearly and accurately disclose to the consumer:
   (1) all information in its files at the time of the request concerning
 such consumer; and
   (2) the sources of the information; except that the sources of  infor-
 mation  acquired  solely  for use in preparing an investigative consumer
 report and actually used for no other purpose  need  not  be  disclosed;
 provided,  however, that in the event an action is brought under section
 three hundred eighty-n of this article, such sources shall be  available
 to  the plaintiff under appropriate discovery procedures in the court in
 which the action is brought; and
   (3) the recipients of any consumer report on the consumer which it has
 furnished;
   (i) for employment purposes within the two-year period  preceding  the
 request, and
   (ii)  for  any other purpose within the six month period preceding the
 request.
   § 2. This act shall take effect immediately.
 
  EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                       [ ] is old law to be omitted.
                                                            LBD04779-01-9

2019-S2762A (ACTIVE) - Details

Current Committee:
Senate Consumer Protection
Law Section:
General Business Law
Laws Affected:
Amd §380-d, Gen Bus L
Versions Introduced in Other Legislative Sessions:
2017-2018: S6888
2021-2022: S3153
2023-2024: S797
2025-2026: S2202

2019-S2762A (ACTIVE) - Summary

Relates to requiring consumer reporting agencies to provide a consumer's information to such consumer at no cost.

2019-S2762A (ACTIVE) - Sponsor Memo

2019-S2762A (ACTIVE) - Bill Text download pdf 

                            
 
                     S T A T E   O F   N E W   Y O R K
 ________________________________________________________________________
 
                                  2762--A
 
                        2019-2020 Regular Sessions
 
                             I N  S E N A T E
 
                             January 29, 2019
                                ___________
 
 Introduced  by  Sen.  COMRIE -- read twice and ordered printed, and when
   printed to be committed to the Committee  on  Consumer  Protection  --
   recommitted to the Committee on Consumer Protection in accordance with
   Senate  Rule  6, sec. 8 -- committee discharged, bill amended, ordered
   reprinted as amended and recommitted to said committee

 AN ACT to amend the general  business  law,  in  relation  to  requiring
   consumer  reporting  agencies  to  provide a consumer's information to
   such consumer at no cost
 
   THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND  ASSEM-
 BLY, DO ENACT AS FOLLOWS:
 
   Section  1.  Subdivision  (a) of section 380-d of the general business
 law, as added by chapter 867 of the laws of 1977, is amended to read  as
 follows:
   (a) Every consumer reporting agency shall AT ANY TIME BUT NO MORE THAN
 FOUR TIMES WITHIN ANY TWELVE MONTH PERIOD, upon request and proper iden-
 tification  of any consumer, AND AT NO COST TO THE CONSUMER, clearly and
 accurately disclose to the consumer:
   (1) all information in its files at the time of the request concerning
 such consumer; and
   (2) the sources of the information; except that the sources of  infor-
 mation  acquired  solely  for use in preparing an investigative consumer
 report and actually used for no other purpose  need  not  be  disclosed;
 provided,  however, that in the event an action is brought under section
 three hundred eighty-n of this article, such sources shall be  available
 to  the plaintiff under appropriate discovery procedures in the court in
 which the action is brought; and
   (3) the recipients of any consumer report on the consumer which it has
 furnished;
   (i) for employment purposes within the two-year period  preceding  the
 request, and
   (ii)  for  any other purpose within the six month period preceding the
 request.
   § 2. This act shall take effect immediately.

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