S T A T E   O F   N E W   Y O R K
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     S. 4984                                                  A. 7002
 
                        2019-2020 Regular Sessions
 
                       S E N A T E - A S S E M B L Y
 
                               April 3, 2019
                                ___________
 
 IN SENATE -- Introduced by Sen. LAVALLE -- read twice and ordered print-
   ed,  and  when  printed  to  be committed to the Committee on Housing,
   Construction and Community Development
 
 IN ASSEMBLY -- Introduced by M. of A. THIELE, PALUMBO,  JAFFEE  --  read
   once and referred to the Committee on Judiciary

 AN ACT to amend the executive law, the banking law, the personal proper-
   ty  law,  the  vehicle  and  traffic law and the real property law, in
   relation to manufactured home certificates of title, and  the  convey-
   ance and encumbrance of manufactured homes as real property
 
   THE  PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
 BLY, DO ENACT AS FOLLOWS:
 
   Section 1. This act shall be known and may be cited as the  "New  York
 land-home property act".
   § 2. Subdivision 13 of section 372 of the executive law, as amended by
 chapter 309 of the laws of 1996, is amended to read as follows:
   13.  ["Mobile home"] "MANUFACTURED HOME" means a [moveable or portable
 unit designed and constructed to be towed on its own chassis,  comprised
 of   frame   and  wheels,  connected  to  utilities,  and  designed  and
 constructed without a permanent foundation for year-round living. A unit
 may contain parts that may be folded, collapsed or telescoped when being
 towed and expanded later to provide additional cubic capacity as well as
 two or more separately towable components designed to be joined into one
 integral unit capable of being again separated into the  components  for
 repeated  towing.  "Mobile  home"  shall  mean units designed to be used
 exclusively for residential purposes, excluding travel  trailers]  MANU-
 FACTURED  HOME  AS DEFINED IN PARAGRAPH FIFTY-THREE OF SUBSECTION (A) OF
 SECTION 9-102 OF THE UNIFORM COMMERCIAL CODE.
   § 3. Subparagraph (ii) of paragraph l of subdivision  5-a  of  section
 108  of  the banking law, as amended by chapter 322 of the laws of 1993,
 is amended to read as follows:
 
  EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                       [ ] is old law to be omitted.
              

                                                            LBD03259-01-9

 S. 4984                             2                            A. 7002
 
   (ii) "mobile home" or "manufactured home" means a  [structure,  trans-
 portable  in one or more sections, which in the traveling mode, is eight
 body feet or more in width or forty body feet or more in length, or when
 erected on site, is three hundred twenty or more square feet, and  which
 is  built  on  a permanent chassis and designed to be used as a dwelling
 with or without a permanent foundation when connected to required utili-
 ties, and includes the plumbing,  heating,  air-conditioning  and  elec-
 trical  systems contained therein] MANUFACTURED HOME AS DEFINED IN PARA-
 GRAPH FIFTY-THREE OF SUBSECTION (A) OF  SECTION  9-102  OF  THE  UNIFORM
 COMMERCIAL CODE.
   §  4.  Clause  (ii)  of  item  1 of subparagraph (c) of paragraph 4 of
 subdivision 8 of section 235 of the banking law, as amended  by  chapter
 322 of the laws of 1993, is amended to read as follows:
   (ii)  "mobile  home" or "manufactured home" means a [structure, trans-
 portable in one or more sections, which in the traveling mode, is  eight
 body feet or more in width or forty body feet or more in length, or when
 erected  on site, is three hundred twenty or more square feet, and which
 is built on a permanent chassis and designed to be used  as  a  dwelling
 with or without a permanent foundation when connected to required utili-
 ties,  and  includes  the  plumbing, heating, air-conditioning and elec-
 trical systems contained therein] MANUFACTURED HOME AS DEFINED IN  PARA-
 GRAPH  FIFTY-THREE  OF  SUBSECTION  (A)  OF SECTION 9-102 OF THE UNIFORM
 COMMERCIAL CODE.
   § 5. Clause (ii) of subparagraph 1 of paragraph (d) of  subdivision  2
 of section 380 of the banking law, as amended by chapter 322 of the laws
 of 1993, is amended to read as follows:
   (ii)  "mobile  home" or "manufactured home" means a [structure, trans-
 portable in one or more sections, which in the traveling mode, is  eight
 body feet or more in width or forty body feet or more in length, or when
 erected  on site, is three hundred twenty or more square feet, and which
 is built on a permanent chassis and designed to be used  as  a  dwelling
 with or without a permanent foundation when connected to required utili-
 ties,  and  includes  the  plumbing, heating, air-conditioning and elec-
 trical systems contained therein] MANUFACTURED HOME AS DEFINED IN  PARA-
 GRAPH  FIFTY-THREE  OF  SUBSECTION  (A)  OF SECTION 9-102 OF THE UNIFORM
 COMMERCIAL CODE.
   § 6. Subdivision 2 of section 491 of the banking law,  as  amended  by
 chapter 322 of the laws of 1993, is amended to read as follows:
   2. "Motor vehicle" or "vehicle" means any device propelled or drawn by
 any  power  other  than  muscular  power, upon or by which any person or
 property is or may be transported or drawn upon a public  highway,  road
 or street. Unless otherwise specified, "motor vehicle" or "vehicle" also
 means a "mobile home" or "manufactured home". "Mobile home" or "manufac-
 tured  home"  means a [structure, transportable in one or more sections,
 which in the traveling mode, is eight body feet  or  more  in  width  or
 forty  body  feet  or  more in length, or when erected on site, is three
 hundred twenty or more square feet, and which is built  on  a  permanent
 chassis  and  designed to be used as a dwelling with or without a perma-
 nent foundation when connected to required utilities, and  includes  the
 plumbing,  heating,  air-conditioning  and  electrical systems contained
 therein] MANUFACTURED  HOME  AS  DEFINED  IN  PARAGRAPH  FIFTY-THREE  OF
 SUBSECTION (A) OF SECTION 9-102 OF THE UNIFORM COMMERCIAL CODE.
   §  7.  Subdivision  1  of section 301 of the personal property law, as
 amended by chapter 322 of the laws  of  1993,  is  amended  to  read  as
 follows:

 S. 4984                             3                            A. 7002
 
   1. "Motor vehicle" or "vehicle" means any device propelled or drawn by
 any  power  other  than  muscular  power, upon or by which any person or
 property is or may be transported or drawn upon a public  highway,  road
 or  street except that it shall not include a "snowmobile" as defined in
 subdivision three of section 21.05 of the parks, recreation and historic
 preservation  law.  "Motor  vehicle"  or  "vehicle" also means a "mobile
 home" or a "manufactured home". "Mobile  home"  or  "manufactured  home"
 means  a [structure, transportable in one or more sections, which in the
 traveling mode, is eight body feet or more in width or forty  body  feet
 or  more  in length, or when erected on site, is three hundred twenty or
 more square feet, and which is built on a permanent chassis and designed
 to be used as a dwelling with or without  a  permanent  foundation  when
 connected  to  required  utilities,  and includes the plumbing, heating,
 air-conditioning and electrical systems contained therein]  MANUFACTURED
 HOME  AS  DEFINED  IN PARAGRAPH FIFTY-THREE OF SUBSECTION (A) OF SECTION
 9-102 OF THE UNIFORM COMMERCIAL CODE.
   § 8. Section 122-c of the vehicle and traffic law, as added by chapter
 322 of the laws of 1993, is amended to read as follows:
   § 122-c. Mobile home or manufactured home. [A structure, transportable
 in one or more sections, which in the traveling mode, is eight body feet
 or more in width or forty body feet or more in length, or  when  erected
 on site, is three hundred twenty or more square feet, and which is built
 on  a  permanent  chassis  and designed to be used as a dwelling with or
 without a permanent foundation when connected to required utilities, and
 includes the plumbing, heating, air-conditioning and electrical  systems
 contained  therein.] THE TERM "MOBILE HOME" OR "MANUFACTURED HOME" SHALL
 HAVE THE SAME MEANING AS A MANUFACTURED HOME  AS  DEFINED  IN  PARAGRAPH
 FIFTY-THREE OF SUBSECTION (A) OF SECTION 9-102 OF THE UNIFORM COMMERCIAL
 CODE.
   §  9.  Paragraph  19 of subdivision (a) of section 2102 of the vehicle
 and traffic law, as added by chapter 322 of the laws of 1993, is amended
 to read as follows:
   (19) A [mobile home or a] manufactured  home,  manufactured  prior  to
 July  first, nineteen hundred ninety-four and designated by the manufac-
 turer as being a nineteen hundred  ninety-four  or  earlier  model  year
 [mobile  home or] manufactured home, [and] any [mobile home or] manufac-
 tured home, manufactured or assembled prior to January  first,  nineteen
 hundred  ninety-four  for  which  the  manufacturer has not designated a
 model year, AND ANY "FACTORY MANUFACTURED HOME" AS DEFINED  IN  SUBDIVI-
 SION EIGHT OF SECTION THREE HUNDRED SEVENTY-TWO OF THE EXECUTIVE LAW.
   § 10. Section 2107 of the vehicle and traffic law is amended by adding
 thirteen  new  subdivisions (d), (e), (f), (g), (h), (i), (j), (k), (l),
 (m), (n), (o) and (p) to read as follows:
   (D) EXCEPT AS PROVIDED IN SECTION TWENTY-ONE  HUNDRED  SEVENTEEN-D  OF
 THIS ARTICLE, THE COMMISSIONER SHALL NOT ISSUE A CERTIFICATE OF TITLE TO
 A  MANUFACTURED HOME WITH RESPECT TO WHICH THERE HAS BEEN FILED AN AFFI-
 DAVIT OF AFFIXATION PURSUANT TO PARAGRAPH FIVE  OF  SUBDIVISION  (A)  OF
 SECTION  TWENTY-ONE  HUNDRED SEVENTEEN-A OF THIS ARTICLE, PARAGRAPH FIVE
 OF SUBDIVISION (A) OF SECTION TWENTY-ONE  HUNDRED  SEVENTEEN-B  OF  THIS
 ARTICLE,  AND  PARAGRAPH  FIVE  OF SUBDIVISION (A) OF SECTION TWENTY-ONE
 HUNDRED SEVENTEEN-C OF THIS ARTICLE.
   (E) THE COMMISSIONER SHALL FILE, UPON RECEIPT, EACH AFFIDAVIT OF AFFI-
 XATION THAT IS DELIVERED IN ACCORDANCE WITH PARAGRAPH C  OF  SUBDIVISION
 TWO  OF  SECTION TWO HUNDRED NINETY-SIX-A OF THE REAL PROPERTY LAW, EACH
 DECLARATION THAT IS DELIVERED PURSUANT TO PARAGRAPH SIX  OF  SUBDIVISION
 (A)  OF  SECTION TWENTY-ONE HUNDRED SEVENTEEN-C OF THIS ARTICLE AND EACH

 S. 4984                             4                            A. 7002

 AFFIDAVIT OF SEVERANCE THAT IS DELIVERED IN ACCORDANCE WITH  SUBDIVISION
 NINE  OF SECTION TWO HUNDRED NINETY-SIX-A OF THE REAL PROPERTY LAW, WHEN
 SATISFIED AS TO ITS GENUINENESS AND REGULARITY.
   (F)  THE  COMMISSIONER  SHALL  MAINTAIN  A RECORD OF EACH AFFIDAVIT OF
 AFFIXATION HE OR SHE FILES IN ACCORDANCE WITH SUBDIVISION  (E)  OF  THIS
 SECTION.  THE  RECORD  SHALL STATE THE NAME OF THE OWNER OF THE MANUFAC-
 TURED HOME, THE COUNTY OF RECORDATION, THE DATE OF RECORDATION, THE BOOK
 AND PAGE NUMBER OF EACH BOOK OF DEEDS WHERE THERE HAS BEEN  RECORDED  AN
 AFFIDAVIT  OF AFFIXATION PURSUANT TO PARAGRAPH (C) OF SUBDIVISION TWO OF
 SECTION TWO HUNDRED NINETY-SIX-A OF THE REAL PROPERTY LAW AND THIS ARTI-
 CLE, AND IF APPLICABLE, A STATEMENT THAT FILED  WITH  THE  AFFIDAVIT  OF
 AFFIXATION IS A DECLARATION PURSUANT TO PARAGRAPH SIX OF SUBDIVISION (A)
 OF SECTION TWENTY-ONE HUNDRED SEVENTEEN-C OF THIS ARTICLE, AND ANY OTHER
 DATA THE COMMISSIONER PRESCRIBES.
   (G)  THE  COMMISSIONER  SHALL FILE, UPON RECEIPT, EACH APPLICATION FOR
 SURRENDER OF THE MANUFACTURER'S CERTIFICATE  OF  ORIGIN  RELATING  TO  A
 MANUFACTURED  HOME  THAT IS DELIVERED IN ACCORDANCE WITH SECTION TWENTY-
 ONE HUNDRED SEVENTEEN-A OF  THIS  ARTICLE,  WHEN  SATISFIED  AS  TO  ITS
 GENUINENESS AND REGULARITY.
   (H) THE COMMISSIONER SHALL MAINTAIN A RECORD OF EACH MANUFACTURED HOME
 MANUFACTURER'S  CERTIFICATE OF ORIGIN THAT HE OR SHE ACCEPTS FOR SURREN-
 DER AS PROVIDED IN SECTION TWENTY-ONE HUNDRED SEVENTEEN-A OF THIS  ARTI-
 CLE.    THE RECORD SHALL STATE THE NAME OF THE OWNER OF THE MANUFACTURED
 HOME, THE DATE THE MANUFACTURER'S CERTIFICATE OF  ORIGIN  WAS  DELIVERED
 FOR  SURRENDER,  THE COUNTY OF RECORDATION, THE DATE OF RECORDATION, AND
 THE BOOK AND PAGE NUMBER OF EACH BOOK OF  DEEDS  WHERE  THERE  HAS  BEEN
 RECORDED  AN AFFIDAVIT OF AFFIXATION PURSUANT TO PARAGRAPH (C) OF SUBDI-
 VISION TWO OF SECTION TWO HUNDRED NINETY-SIX-A OF THE REAL PROPERTY  LAW
 AND THIS ARTICLE, AND ANY OTHER DATA THE COMMISSIONER PRESCRIBES.
   (I)  THE  COMMISSIONER  SHALL FILE, UPON RECEIPT, EACH APPLICATION FOR
 SURRENDER OF THE CERTIFICATE OF TITLE RELATING TO  A  MANUFACTURED  HOME
 THAT  IS  DELIVERED IN ACCORDANCE WITH SECTION TWENTY-ONE HUNDRED SEVEN-
 TEEN-B OF THIS ARTICLE, WHEN SATISFIED AS TO ITS GENUINENESS  AND  REGU-
 LARITY.
   (J) THE COMMISSIONER SHALL MAINTAIN A RECORD OF EACH MANUFACTURED HOME
 CERTIFICATE OF TITLE THAT HE OR SHE ACCEPTS FOR SURRENDER AS PROVIDED IN
 SECTION TWENTY-ONE HUNDRED SEVENTEEN-B OF THIS ARTICLE. THE RECORD SHALL
 STATE  THE  NAME  OF  THE  OWNER  OF THE MANUFACTURED HOME, THE DATE THE
 CERTIFICATE OF TITLE WAS DELIVERED FOR SURRENDER, THE COUNTY OF RECORDA-
 TION, THE DATE OF RECORDATION, THE BOOK AND PAGE NUMBER OF EACH BOOK  OF
 DEEDS  WHERE THERE HAS BEEN RECORDED AN AFFIDAVIT OF AFFIXATION PURSUANT
 TO PARAGRAPH (C) OF SUBDIVISION TWO OF SECTION TWO HUNDRED  NINETY-SIX-A
 OF  THE  REAL  PROPERTY  LAW  AND  THIS  ARTICLE, AND ANY OTHER DATA THE
 COMMISSIONER PRESCRIBES.
   (K) THE COMMISSIONER SHALL FILE, UPON RECEIPT,  EACH  APPLICATION  FOR
 CONFIRMATION  OF  CONVERSION  RELATING  TO  A  MANUFACTURED HOME THAT IS
 DELIVERED IN ACCORDANCE WITH SECTION TWENTY-ONE HUNDRED  SEVENTEEN-C  OF
 THIS ARTICLE, WHEN SATISFIED AS TO ITS GENUINENESS AND REGULARITY.
   (L)  THE  COMMISSIONER SHALL MAINTAIN A RECORD OF EACH APPLICATION FOR
 CONFIRMATION OF CONVERSION ACCEPTED AS PROVIDED  IN  SECTION  TWENTY-ONE
 HUNDRED  SEVENTEEN-C OF THIS ARTICLE. THE RECORD SHALL STATE THE NAME OF
 THE OWNER OF THE MANUFACTURED HOME, THE COUNTY OF RECORDATION, THE  DATE
 OF  RECORDATION,  THE  BOOK  AND PAGE NUMBER OF EACH BOOK OF DEEDS WHERE
 THERE HAS BEEN RECORDED AN AFFIDAVIT OF AFFIXATION PURSUANT TO PARAGRAPH
 (C) OF SUBDIVISION TWO OF SECTION TWO HUNDRED NINETY-SIX-A OF  THE  REAL

 S. 4984                             5                            A. 7002
 
 PROPERTY  LAW  AND  THIS  ARTICLE,  AND  ANY OTHER DATA THE COMMISSIONER
 PRESCRIBES.
   (M)  THE COMMISSIONER SHALL FILE, UPON RECEIPT, EACH APPLICATION FOR A
 NEW CERTIFICATE OF TITLE RELATING TO A MANUFACTURED HOME THAT IS  DELIV-
 ERED  IN  ACCORDANCE WITH SECTION TWENTY-ONE HUNDRED SEVENTEEN-D OF THIS
 ARTICLE, WHEN SATISFIED AS TO ITS GENUINENESS AND REGULARITY.
   (N) THE COMMISSIONER SHALL MAINTAIN A  RECORD  OF  EACH  AFFIDAVIT  OF
 SEVERANCE  HE  OR  SHE  FILES IN ACCORDANCE WITH SUBDIVISION (M) OF THIS
 SECTION AND SECTION TWENTY-ONE HUNDRED SEVENTEEN-D OF THIS ARTICLE.  THE
 RECORD  SHALL  STATE THE NAME OF THE OWNER OF THE MANUFACTURED HOME, THE
 COUNTY OF RECORDATION, THE DATE OF RECORDATION, THE BOOK AND PAGE NUMBER
 OF EACH BOOK OF DEEDS WHERE THERE HAS  BEEN  RECORDED  AN  AFFIDAVIT  OF
 SEVERANCE  PURSUANT  TO  SUBDIVISION NINE OF SECTION TWO HUNDRED NINETY-
 SIX-A OF THE REAL PROPERTY LAW, AND  ANY  OTHER  DATA  THE  COMMISSIONER
 PRESCRIBES.
   (O)  NOTWITHSTANDING THE PROVISIONS OF ANY OTHER LAW, THE COMMISSIONER
 SHALL MAINTAIN THE RECORDS REQUIRED BY THIS SECTION INDEFINITELY.
   (P) THE COMMISSIONER SHALL ESTABLISH ELECTRONIC PUBLIC ACCESS  TO  THE
 RECORDS  MAINTAINED  IN  ACCORDANCE WITH SUBDIVISIONS (F), (H), (J), (L)
 AND (N) OF THIS SECTION.
   § 11. Subdivision (e) of section 2108 of the vehicle and traffic  law,
 as  added  by  chapter  322  of  the laws of 1993, is amended to read as
 follows:
   (e) Notwithstanding any other provision of law, a certificate of title
 to a vehicle which is a [mobile home or a] manufactured home  issued  by
 the  commissioner  is prima facie evidence of the facts appearing on it,
 notwithstanding the fact that such vehicle, at any time, in any  manner,
 shall  have  become  [attached  to realty] AFFIXED IN ANY MANNER TO REAL
 PROPERTY.
   § 12. The vehicle and traffic  law  is  amended  by  adding  four  new
 sections 2117-a, 2117-b, 2117-c and 2117-d to read as follows:
   § 2117-A. SURRENDER OF MANUFACTURER'S CERTIFICATE OF ORIGIN TO A MANU-
 FACTURED  HOME.  (A)  THE  OWNER  OR  OWNERS  OF A MANUFACTURED HOME WHO
 POSSESS THE MANUFACTURER'S CERTIFICATE OF  ORIGIN  TO  THE  MANUFACTURED
 HOME  THAT  IS AFFIXED TO A PERMANENT FOUNDATION AS PROVIDED IN SUBDIVI-
 SION ONE OF SECTION TWO HUNDRED NINETY-SIX-A OF THE REAL  PROPERTY  LAW,
 OR  WHICH THE OWNER OR OWNERS INTEND TO AFFIX TO A PERMANENT FOUNDATION,
 MAY SURRENDER THE MANUFACTURER'S CERTIFICATE OF ORIGIN TO  THE  MANUFAC-
 TURED HOME TO THE COMMISSIONER BY FILING WITH THE COMMISSIONER AN APPLI-
 CATION  FOR  SURRENDER  OF  THE  MANUFACTURER'S  CERTIFICATE  OF  ORIGIN
 CONTAINING OR ACCOMPANIED BY:
   (1) THE NAME, RESIDENCE AND MAILING ADDRESS OF THE OWNER;
   (2) A DESCRIPTION OF THE MANUFACTURED HOME INCLUDING, SO  FAR  AS  THE
 FOLLOWING DATA EXISTS: THE NAME OF THE MANUFACTURER, THE MAKE, THE MODEL
 NAME,  THE  MODEL  YEAR,  THE DIMENSIONS, AND THE VEHICLE IDENTIFICATION
 NUMBER OR NUMBERS OF THE MANUFACTURED HOME AND  WHETHER  IT  IS  NEW  OR
 USED, AND ANY OTHER INFORMATION THE COMMISSIONER REQUIRES;
   (3)  THE  DATE  OF PURCHASE BY THE OWNER OF THE MANUFACTURED HOME, THE
 NAME AND ADDRESS OF THE PERSON FROM WHOM THE HOME WAS ACQUIRED  AND  THE
 NAMES  AND ADDRESSES OF ANY LIENHOLDERS IN THE ORDER OF APPARENT PRIORI-
 TY;
   (4) A STATEMENT SIGNED BY THE OWNER, STATING EITHER, (I) ANY FACTS  OR
 INFORMATION KNOWN TO THE OWNER THAT COULD REASONABLY AFFECT THE VALIDITY
 OF  THE TITLE OF THE MANUFACTURED HOME OR THE EXISTENCE OR NON-EXISTENCE
 OF SECURITY INTERESTS IN OR LIEN ON IT; OR (II) THAT NO  SUCH  FACTS  OR
 INFORMATION ARE KNOWN TO THE OWNER;

 S. 4984                             6                            A. 7002
 
   (5) THE RECORDED ORIGINAL AFFIDAVIT OF AFFIXATION AS PROVIDED BY PARA-
 GRAPH  (C) OF SUBDIVISION TWO OF SECTION TWO HUNDRED NINETY-SIX-A OF THE
 REAL PROPERTY LAW;
   (6) THE ORIGINAL MANUFACTURER'S CERTIFICATE OF ORIGIN;
   (7)  THE  NAME  AND  MAILING  ADDRESS  OF  EACH PERSON WISHING WRITTEN
 ACKNOWLEDGMENT OF SURRENDER FROM THE COMMISSIONER; AND
   (8) ANY OTHER INFORMATION AND DOCUMENTS  THE  COMMISSIONER  REASONABLY
 REQUIRES  TO  IDENTIFY  THE OWNER OF THE MANUFACTURED HOME AND TO ENABLE
 HIM OR HER TO DETERMINE WHETHER THE OWNER SATISFIED THE REQUIREMENTS  OF
 PARAGRAPHS  (A),  (B)  AND (C) OF SUBDIVISION SIX OF SECTION TWO HUNDRED
 NINETY-SIX-A OF THE REAL PROPERTY LAW  AND  THE  OWNER  IS  ENTITLED  TO
 SURRENDER  THE MANUFACTURER'S CERTIFICATE OF ORIGIN AND THE EXISTENCE OR
 NON-EXISTENCE OF SECURITY INTERESTS IN THE MANUFACTURED HOME.
   (B) WHEN SATISFIED AS TO ITS GENUINENESS AND REGULARITY OF THE SURREN-
 DER OF THE MANUFACTURER'S CERTIFICATE OF ORIGIN TO A  MANUFACTURED  HOME
 AND  UPON  SATISFACTION  OF  THE REQUIREMENTS OF SUBDIVISION (A) OF THIS
 SECTION, THE COMMISSIONER SHALL CANCEL THE MANUFACTURER'S CERTIFICATE OF
 ORIGIN AND UPDATE HIS OR HER RECORDS IN ACCORDANCE WITH  THE  PROVISIONS
 OF  SUBDIVISIONS (G) AND (H) OF SECTION TWENTY-ONE HUNDRED SEVEN OF THIS
 ARTICLE AND  PROVIDE  WRITTEN  ACKNOWLEDGMENT  OF  COMPLIANCE  WITH  THE
 PROVISIONS  OF THIS SECTION TO EACH PERSON IDENTIFIED IN PARAGRAPH SEVEN
 OF SUBDIVISION (A) OF THIS SECTION.
   (C) UPON SATISFACTION OF THE REQUIREMENTS OF THIS SECTION  A  MANUFAC-
 TURED  HOME  SHALL BE CONVEYED AND ENCUMBERED AS PROVIDED IN SUBDIVISION
 SEVEN OF SECTION TWO HUNDRED NINETY-SIX-A OF THE REAL PROPERTY LAW.
   (D) UPON WRITTEN  REQUEST,  THE  COMMISSIONER  SHALL  PROVIDE  WRITTEN
 ACKNOWLEDGMENT OF COMPLIANCE WITH THE PROVISIONS OF THIS SECTION.
   §  2117-B. SURRENDER OF TITLE TO A MANUFACTURED HOME. (A) THE OWNER OR
 OWNERS OF A MANUFACTURED HOME THAT IS COVERED BY A CERTIFICATE OF  TITLE
 AND THAT IS AFFIXED TO A PERMANENT FOUNDATION AS PROVIDED IN SUBDIVISION
 ONE  OF  SECTION  TWO  HUNDRED NINETY-SIX-A OF THE REAL PROPERTY LAW, OR
 WHICH THE OWNER OR OWNERS INTEND TO AFFIX TO A PERMANENT FOUNDATION, MAY
 SURRENDER THE CERTIFICATE OF TITLE  TO  THE  MANUFACTURED  HOME  TO  THE
 COMMISSIONER  BY FILING WITH THE COMMISSIONER AN APPLICATION FOR SURREN-
 DER OF TITLE CONTAINING OR ACCOMPANIED BY:
   (1) THE NAME, RESIDENCE AND MAILING ADDRESS OF THE OWNER;
   (2) A DESCRIPTION OF THE MANUFACTURED HOME INCLUDING, SO  FAR  AS  THE
 FOLLOWING DATA EXISTS: THE NAME OF THE MANUFACTURER, THE MAKE, THE MODEL
 NAME,  THE  MODEL  YEAR,  THE DIMENSIONS, AND THE VEHICLE IDENTIFICATION
 NUMBER OR NUMBERS OF THE MANUFACTURED HOME AND WHETHER IT IS NEW OR USED
 AND ANY OTHER INFORMATION THE COMMISSIONER REQUIRES;
   (3) THE DATE OF PURCHASE BY THE OWNER OF THE  MANUFACTURED  HOME,  THE
 NAME  AND  ADDRESS OF THE PERSON FROM WHOM THE HOME WAS ACQUIRED AND THE
 NAMES AND ADDRESSES OF ANY SECURITY INTEREST HOLDERS AND LIENHOLDERS  IN
 THE ORDER OF APPARENT PRIORITY;
   (4)  A STATEMENT SIGNED BY THE OWNER, STATING EITHER: (I) ANY FACTS OR
 INFORMATION KNOWN TO THE OWNER THAT COULD REASONABLY AFFECT THE VALIDITY
 OF THE TITLE OF THE MANUFACTURED HOME OR THE EXISTENCE OR  NON-EXISTENCE
 OF  SECURITY  INTERESTS IN OR LIENS ON IT; OR (II) THAT NO SUCH FACTS OR
 INFORMATION ARE KNOWN TO THE OWNER;
   (5) THE RECORDED ORIGINAL AFFIDAVIT OF AFFIXATION AS PROVIDED BY PARA-
 GRAPH (D) OF SUBDIVISION TWO OF SECTION TWO HUNDRED NINETY-SIX-A OF  THE
 REAL PROPERTY LAW;
   (6)  THE  NAME  AND  MAILING  ADDRESS  OF  EACH PERSON WISHING WRITTEN
 ACKNOWLEDGEMENT OF SURRENDER FROM THE COMMISSIONER;

 S. 4984                             7                            A. 7002
 
   (7) THE ORIGINAL CERTIFICATE OF TITLE, WHICH, UPON CONCURRENT TRANSFER
 OF TITLE TO THE MANUFACTURED HOME, MAY BE ENDORSED BY THE CURRENT  OWNER
 OF RECORD TO HIS OR HER PURCHASER;
   (8)  ANY  RELEASE OF LIEN REQUIRED BY SUBDIVISION (B) OF THIS SECTION;
 AND
   (9) ANY OTHER INFORMATION AND DOCUMENTS  THE  COMMISSIONER  REASONABLY
 REQUIRES  TO  IDENTIFY  THE OWNER OF THE MANUFACTURED HOME, TO DETERMINE
 WHETHER THE OWNER SATISFIED THE APPLICABLE REQUIREMENTS  OF  SUBDIVISION
 SIX OF SECTION TWO HUNDRED NINETY-SIX-A OF THE REAL PROPERTY LAW, AND TO
 ENABLE  HIM OR HER TO DETERMINE WHETHER THE OWNER IS ENTITLED TO SURREN-
 DER THE CERTIFICATE OF TITLE AND THE EXISTENCE OR NON-EXISTENCE OF SECU-
 RITY INTERESTS IN OR LIENS ON THE MANUFACTURED HOME.
   (B) THE COMMISSIONER SHALL NOT ACCEPT FOR SURRENDER A  CERTIFICATE  OF
 TITLE  TO  A  MANUFACTURED  HOME  UNLESS AND UNTIL ANY LIENS PURSUANT TO
 SECTION TWENTY-ONE HUNDRED FIVE-A AND ANY SECURITY INTERESTS PURSUANT TO
 SECTIONS TWENTY-ONE HUNDRED SEVEN AND  TWENTY-ONE  HUNDRED  EIGHTEEN  OF
 THIS ARTICLE HAVE BEEN RELEASED.
   (C) WHEN SATISFIED AS TO ITS GENUINENESS AND REGULARITY OF THE SURREN-
 DER  OF A CERTIFICATE OF TITLE TO A MANUFACTURED HOME AND UPON SATISFAC-
 TION OF THE REQUIREMENTS OF SUBDIVISIONS (A) AND (B)  OF  THIS  SECTION,
 THE COMMISSIONER SHALL CANCEL THE CERTIFICATE OF TITLE AND UPDATE HIS OR
 HER  RECORDS  IN  ACCORDANCE WITH THE PROVISIONS OF SUBDIVISIONS (I) AND
 (J) OF SECTION TWENTY-ONE HUNDRED SEVEN OF THIS ARTICLE. THE COMMISSION-
 ER SHALL ALSO PROVIDE WRITTEN  ACKNOWLEDGMENT  OF  COMPLIANCE  WITH  THE
 PROVISIONS  OF THIS SECTION TO EACH PERSON IDENTIFIED ON THE APPLICATION
 FOR SURRENDER OF A CERTIFICATE OF TITLE UNDER PARAGRAPH SIX OF  SUBDIVI-
 SION (A) OF THIS SECTION.
   (D)  UPON  SATISFACTION OF THE REQUIREMENTS OF THIS SECTION A MANUFAC-
 TURED HOME SHALL BE CONVEYED AND  ENCUMBERED  AS  PROVIDED  FOR  IN  THE
 PROVISIONS  OF  SUBDIVISION  SIX  AND  SUBDIVISION  SEVEN OF SECTION TWO
 HUNDRED NINETY-SIX-A OF THE REAL PROPERTY LAW.
   (E) UPON WRITTEN  REQUEST,  THE  COMMISSIONER  SHALL  PROVIDE  WRITTEN
 ACKNOWLEDGMENT OF COMPLIANCE WITH THE PROVISIONS OF THIS SECTION.
   §  2117-C.  CONFIRMATION OF CONVERSION OF A MANUFACTURED HOME. (A) THE
 OWNER OR OWNERS OF A MANUFACTURED HOME THAT IS NOT COVERED BY A  CERTIF-
 ICATE  OF TITLE OR A MANUFACTURER'S CERTIFICATE OF ORIGIN, OR OF A MANU-
 FACTURED HOME THAT IS COVERED BY A MANUFACTURER'S CERTIFICATE OF  ORIGIN
 OR  CERTIFICATE  OF  TITLE BUT WHICH THE OWNER OR OWNERS, AFTER DILIGENT
 SEARCH AND INQUIRY, ARE UNABLE TO PRODUCE, AND  THAT  IS  AFFIXED  TO  A
 PERMANENT FOUNDATION, OR WHICH THE OWNER INTENDS TO AFFIX TO A PERMANENT
 FOUNDATION, MAY SATISFY THE REQUIREMENTS OF PARAGRAPH (D) OF SUBDIVISION
 TWO  OF  SECTION  TWO  HUNDRED  NINETY-SIX-A OF THE REAL PROPERTY LAW BY
 FILING WITH THE COMMISSIONER AN APPLICATION FOR CONFIRMATION OF  CONVER-
 SION CONTAINING OR ACCOMPANIED BY:
   (1) THE NAME, RESIDENCE AND MAILING ADDRESS OF THE OWNER;
   (2)  A  DESCRIPTION  OF THE MANUFACTURED HOME INCLUDING, SO FAR AS THE
 FOLLOWING DATA EXISTS: THE NAME OF THE MANUFACTURER, THE MAKE, THE MODEL
 NAME, THE MODEL YEAR, THE DIMENSIONS,  AND  THE  VEHICLE  IDENTIFICATION
 NUMBER OR NUMBERS OF THE MANUFACTURED HOME AND WHETHER IT IS NEW OR USED
 AND ANY OTHER INFORMATION THE COMMISSIONER REQUIRES;
   (3)  THE  DATE  OF PURCHASE BY THE OWNER OF THE MANUFACTURED HOME, THE
 NAME AND ADDRESS OF THE PERSON FROM WHOM THE HOME WAS ACQUIRED  AND  THE
 NAMES  AND ADDRESSES OF ANY SECURITY INTEREST HOLDERS AND LIENHOLDERS IN
 THE ORDER OF APPARENT PRIORITY;
   (4) A STATEMENT SIGNED BY THE OWNER, STATING EITHER: (I) ANY FACTS  OR
 INFORMATION KNOWN TO THE OWNER THAT COULD REASONABLY AFFECT THE VALIDITY

 S. 4984                             8                            A. 7002
 
 OF  THE TITLE OF THE MANUFACTURED HOME OR THE EXISTENCE OR NON-EXISTENCE
 OF SECURITY INTERESTS  IN OR LIENS ON IT; OR (II) THAT NO SUCH FACTS  OR
 INFORMATION ARE KNOWN TO THE OWNER;
   (5)  THE  RECORDED ORIGINAL OF THE AFFIDAVIT OF AFFIXATION AS PROVIDED
 BY PARAGRAPH (C) OF SUBDIVISION TWO OF SECTION TWO HUNDRED  NINETY-SIX-A
 OF THE REAL PROPERTY LAW;
   (6)  A SWORN DECLARATION BY AN ATTORNEY AT LAW, DULY ADMITTED TO PRAC-
 TICE IN THE COURTS OF THE STATE OF NEW YORK, OR  AN  AGENT  OF  A  TITLE
 INSURANCE  COMPANY DULY LICENSED TO ISSUE POLICIES OF TITLE INSURANCE IN
 THE STATE OF NEW YORK, THAT THE MANUFACTURED HOME IS FREE AND  CLEAR  OF
 OR HAS BEEN RELEASED OR WILL BE RELEASED FROM ALL RECORD SECURITY INTER-
 ESTS, LIENS AND ENCUMBRANCES; AND: (I) ANY FACTS OR INFORMATION KNOWN TO
 HIM OR HER THAT COULD REASONABLY AFFECT THE VALIDITY OF THE TITLE OF THE
 MANUFACTURED  HOME  OR THE EXISTENCE OR NON-EXISTENCE OF SECURITY INTER-
 ESTS IN IT; OR (II) THAT NO SUCH FACTS OR INFORMATION ARE KNOWN  TO  HIM
 OR HER; AND
   (7)  THE  NAME  AND  MAILING  ADDRESS  OF  EACH PERSON WISHING WRITTEN
 ACKNOWLEDGMENT OF CONFIRMATION OF CONVERSION FROM THE COMMISSIONER; AND
   (8) ANY OTHER INFORMATION AND DOCUMENTS  THE  COMMISSIONER  REASONABLY
 REQUIRES TO IDENTIFY THE OWNER OF THE MANUFACTURED HOME AND TO DETERMINE
 THE  OWNER  SATISFIED  THE APPLICABLE REQUIREMENTS OF SUBDIVISION SIX OF
 SECTION TWO HUNDRED NINETY-SIX-A OF  THE  REAL  PROPERTY  LAW,  AND  THE
 EXISTENCE  OR  NON-EXISTENCE  OF  SECURITY  INTERESTS IN OR LIENS ON THE
 MANUFACTURED HOME.
   (B) WHEN SATISFIED AS TO ITS GENUINENESS AND REGULARITY OF THE CONFIR-
 MATION OF CONVERSION OF A MANUFACTURED HOME AND UPON SATISFACTION OF THE
 REQUIREMENTS OF SUBDIVISION (A) OF THIS SECTION, THE COMMISSIONER  SHALL
 UPDATE  HIS OR HER RECORDS IN ACCORDANCE WITH THE PROVISIONS OF SUBDIVI-
 SIONS (E), (K) AND (L) OF SECTION TWENTY-ONE HUNDRED SEVEN OF THIS ARTI-
 CLE. THE COMMISSIONER  SHALL  ALSO  PROVIDE  WRITTEN  ACKNOWLEDGMENT  OF
 COMPLIANCE WITH THE PROVISIONS OF THIS SECTION TO EACH PERSON IDENTIFIED
 ON  THE APPLICATION FOR CONFIRMATION OF CONVERSION UNDER PARAGRAPH SEVEN
 OF SUBDIVISION (A) OF THIS SECTION.
   (C) UPON SATISFACTION OF THE REQUIREMENTS OF THIS SECTION  A  MANUFAC-
 TURED  HOME  SHALL BE CONVEYED AND ENCUMBERED AS PROVIDED IN SUBDIVISION
 SEVEN OF SECTION TWO HUNDRED NINETY-SIX-A OF THE REAL PROPERTY LAW.
   (D) UPON WRITTEN  REQUEST,  THE  COMMISSIONER  SHALL  PROVIDE  WRITTEN
 ACKNOWLEDGMENT OF COMPLIANCE WITH THE PROVISIONS OF THIS SECTION.
   §  2117-D. APPLICATION TO REINSTATE CERTIFICATE OF TITLE TO A MANUFAC-
 TURED HOME. (A) NOTWITHSTANDING ANY OTHER  PROVISION  OF  LAW,  WHERE  A
 MANUFACTURED  HOME  HAS  BEEN  AFFIXED  TO  A  PERMANENT  FOUNDATION, AS
 PROVIDED IN SUBDIVISION ONE OF SECTION TWO HUNDRED NINETY-SIX-A  OF  THE
 REAL  PROPERTY LAW, AND AN AFFIDAVIT OF AFFIXATION PURSUANT TO PARAGRAPH
 (C) OF SUBDIVISION TWO OF SECTION TWO HUNDRED NINETY-SIX-A OF  THE  REAL
 PROPERTY  LAW  HAS BEEN RECORDED AS PART OF THE REAL PROPERTY RECORDS IN
 THE COUNTY IN WHICH THE MANUFACTURED HOME  IS  LOCATED,  AND  WHERE  THE
 MANUFACTURED  HOME  SUBSEQUENTLY  IS  DETACHED  OR SEVERED FROM THE REAL
 PROPERTY, THE OWNER OR OWNERS MAY APPLY FOR A NEW CERTIFICATE  OF  TITLE
 BY  FILING  WITH  THE COMMISSIONER AN APPLICATION TO ISSUE A NEW CERTIF-
 ICATE OF TITLE TO A MANUFACTURED HOME CONTAINING OR ACCOMPANIED BY:
   (1) THE NAME, RESIDENCE AND MAILING ADDRESS OF THE OWNER;
   (2) A DESCRIPTION OF THE MANUFACTURED HOME INCLUDING, SO  FAR  AS  THE
 FOLLOWING DATA EXISTS: THE NAME OF THE MANUFACTURER, THE MAKE, THE MODEL
 NAME,  THE  MODEL  YEAR,  THE DIMENSIONS, AND THE VEHICLE IDENTIFICATION
 NUMBER OR NUMBERS OF THE MANUFACTURED HOME AND  WHETHER  IT  IS  NEW  OR
 USED, AND ANY OTHER INFORMATION THE COMMISSIONER REQUIRES;

 S. 4984                             9                            A. 7002
 
   (3) A STATEMENT SIGNED BY THE APPLICANT, STATING EITHER: (I) ANY FACTS
 OR  INFORMATION  KNOWN TO THE APPLICANT THAT COULD REASONABLY AFFECT THE
 VALIDITY OF THE TITLE OF THE MANUFACTURED HOME OR THE EXISTENCE OR  NON-
 EXISTENCE  OF SECURITY INTERESTS IN OR LIENS ON IT; OR (II) THAT NO SUCH
 FACTS OR INFORMATION ARE KNOWN TO THE APPLICANT;
   (4) THE RECORDED ORIGINAL OF THE AFFIDAVIT OF SEVERANCE AS PROVIDED BY
 SUBDIVISION NINE OF SECTION TWO HUNDRED NINETY SIX-A OF THE REAL PROPER-
 TY LAW;
   (5)  A SWORN DECLARATION BY AN ATTORNEY AT LAW, DULY ADMITTED TO PRAC-
 TICE IN THE COURTS OF THE STATE OF NEW YORK, OR  AN  AGENT  OF  A  TITLE
 INSURANCE  COMPANY DULY LICENSED TO ISSUE POLICIES OF TITLE INSURANCE IN
 THE STATE OF NEW YORK, THAT THE MANUFACTURED HOME IS FREE AND  CLEAR  OF
 ALL  SECURITY  INTERESTS,  LIENS  AND  ENCUMBRANCES OR THAT ALL SECURITY
 INTERESTS, LIENS AND ENCUMBRANCES WILL BE RELEASED, AND: (I)  ANY  FACTS
 OR  INFORMATION  KNOWN  TO  HIM  OR HER THAT COULD REASONABLY AFFECT THE
 VALIDITY OF THE TITLE OF THE MANUFACTURED HOME OR THE EXISTENCE OR  NON-
 EXISTENCE  OF  ANY  SECURITY INTERESTS IN OR LIEN ON IT; OR (II) THAT NO
 SUCH FACTS OR INFORMATION ARE KNOWN TO HIM OR HER; AND
   (6) ANY OTHER INFORMATION AND DOCUMENTS  THE  COMMISSIONER  REASONABLY
 REQUIRES  TO  IDENTIFY THE MANUFACTURED HOME AND TO ENABLE HIM OR HER TO
 DETERMINE WHETHER THE OWNER IS ENTITLED TO A CERTIFICATE  OF  TITLE  AND
 THE  EXISTENCE OR NON-EXISTENCE OF SECURITY INTERESTS IN OR LIENS ON THE
 MANUFACTURED HOME.
   (B) WHEN SATISFIED AS TO ITS GENUINENESS AND REGULARITY OF THE  APPLI-
 CATION FOR A CERTIFICATE OF TITLE TO A MANUFACTURED HOME AND UPON SATIS-
 FACTION  OF  THE  REQUIREMENTS  OF  SUBDIVISION (A) OF THIS SECTION, THE
 COMMISSIONER SHALL ISSUE A NEW CERTIFICATE OF TITLE AND  UPDATE  HIS  OR
 HER  RECORDS  IN  ACCORDANCE  WITH  THE PROVISIONS OF SECTION TWENTY-ONE
 HUNDRED SEVEN OF THIS ARTICLE.
   (C) IMMEDIATELY UPON SATISFACTION OF THE REQUIREMENTS OF THIS  SECTION
 AND  THEREAFTER, A MANUFACTURED HOME SHALL BE CONVEYED AND ENCUMBERED AS
 PERSONAL PROPERTY AS PROVIDED IN THIS CHAPTER.
   § 13. Subdivisions (d) and (e) of section  2118  of  the  vehicle  and
 traffic law, subdivision (d) as added by chapter 322 of the laws of 1993
 and  subdivision  (e)  as amended by chapter 84 of the laws of 2001, are
 amended to read as follows:
   (d) A security interest noted on a certificate of title to  a  vehicle
 which is a [mobile home or a] manufactured home shall have priority over
 [any  other] ALL subsequent liens or security interests except for those
 set forth in subdivision (c) of section [two  thousand  one]  TWENTY-ONE
 hundred three of this article.
   (e)  [After]  EXCEPT  AS  OTHERWISE  PROVIDED  IN  SECTIONS TWENTY-ONE
 HUNDRED SEVENTEEN-B AND TWENTY-ONE HUNDRED TWENTY-THREE OF THIS ARTICLE,
 AND SECTION TWO HUNDRED NINETY-SIX-A OF THE REAL PROPERTY LAW,  AFTER  a
 certificate  of  title  has  been  issued [in this state] for a [vehicle
 which is a mobile home or a] manufactured  home,  and  as  long  as  the
 [vehicle  which  is  a mobile home or a] manufactured home is subject to
 any security interest perfected pursuant to this  section,  the  commis-
 sioner shall not FILE AN AFFIDAVIT OF AFFIXATION, NOR revoke the certif-
 icate  of  title, NOR ISSUE A CERTIFICATE OF TITLE UNDER SUBDIVISION (A)
 OF SECTION TWENTY-ONE HUNDRED SEVEN OF THIS ARTICLE, and, in any  event,
 the validity and priority of any security interest perfected pursuant to
 this  section shall continue, notwithstanding the provision of any other
 law[, including but not limited to section 9--303 and section  9-313  of
 the uniform commercial code].

 S. 4984                            10                            A. 7002
 
   § 14. Section 2123 of the vehicle and traffic law, as amended by chap-
 ter 322 of the laws of 1993, is amended to read as follows:
   § 2123. Exclusiveness  of procedure. The method provided in this arti-
 cle of perfecting and giving notice of  security  interests  subject  to
 this  article  is  exclusive. Security interests subject to this article
 are hereby exempted from the provisions of law which otherwise relate to
 the perfection of security interests,  [including  but  not  limited  to
 section  9-313  of  the uniform commercial code] PROVIDED, HOWEVER, THAT
 WITH RESPECT TO A MANUFACTURED HOME THAT IS OR  WILL  BE  AFFIXED  TO  A
 PERMANENT  FOUNDATION,  UPON  RECORDATION  OF AN AFFIDAVIT OF AFFIXATION
 PURSUANT TO PARAGRAPH (C) OF SUBDIVISION  TWO  OF  SECTION  TWO  HUNDRED
 NINETY-SIX-A  OF  THE REAL PROPERTY LAW AND SATISFACTION OF THE REQUIRE-
 MENTS OF SECTION  TWENTY-ONE  HUNDRED  SEVENTEEN-A,  TWENTY-ONE  HUNDRED
 SEVENTEEN-B  OR  TWENTY-ONE  HUNDRED  SEVENTEEN-C  OF  THIS ARTICLE, ANY
 PERFECTION OR TERMINATION OF A SECURITY INTEREST WITH  RESPECT  TO  SUCH
 MANUFACTURED  HOME  SHALL CONFORM TO THE REQUIREMENTS OF ARTICLE NINE OF
 THE REAL PROPERTY LAW.
   § 15. Paragraph 2 of subdivision (a) of section 2124  of  the  vehicle
 and traffic law, as added by chapter 322 of the laws of 1993, is amended
 to read as follows:
   (2) [Notwithstanding any other provision of law] EXCEPT AS PROVIDED IN
 SECTION  TWENTY-ONE  HUNDRED  SEVENTEEN-B AND SUBDIVISION (E) OF SECTION
 TWENTY-ONE HUNDRED EIGHTEEN OF THIS ARTICLE, the commissioner shall  not
 suspend or revoke a certificate of title to a [vehicle which is a mobile
 home  or]  manufactured home by reason of the fact that, at any time, in
 any manner, it shall have become attached to [realty] REAL PROPERTY.
   § 16. The real property law is amended by adding a new  section  296-a
 to read as follows:
   §  296-A.  CONVEYANCE  AND  ENCUMBRANCE  OF MANUFACTURED HOMES AS REAL
 PROPERTY. 1. MANUFACTURED HOME; PERMANENTLY AFFIXED  TO  REAL  PROPERTY.
 FOR  PURPOSES  OF  THIS  SECTION,  THE  TERM "MANUFACTURED HOME" MEANS A
 "MANUFACTURED HOME" AS DEFINED IN PARAGRAPH  FIFTY-THREE  OF  SUBSECTION
 (A) OF SECTION 9-102 OF THE UNIFORM COMMERCIAL CODE. NOTWITHSTANDING THE
 FOREGOING,  FOR THE PURPOSES OF 11 USC § 1322(B)(2), A MANUFACTURED HOME
 SHALL BE DEEMED TO BE REAL PROPERTY. FOR PURPOSES OF THIS SECTION, ARTI-
 CLE FORTY-SIX OF THE VEHICLE AND TRAFFIC LAW, AND THE UNIFORM COMMERCIAL
 CODE, A MANUFACTURED HOME IS "AFFIXED TO A PERMANENT FOUNDATION"  IF  IT
 IS  ANCHORED  TO  REAL PROPERTY BY ATTACHMENT TO A PERMANENT FOUNDATION,
 AND CONNECTED TO A RESIDENTIAL UTILITY, SUCH AS WATER, GAS, ELECTRICITY,
 SEWER OR SEPTIC SERVICE.
   2. CONVERSION PROCEDURE. TO CONVEY OR VOLUNTARILY ENCUMBER A  MANUFAC-
 TURED HOME AS REAL PROPERTY, THE FOLLOWING CONDITIONS MUST BE MET:
   (A) THE MANUFACTURED HOME SHALL BE AFFIXED TO A PERMANENT FOUNDATION;
   (B)  THE  OWNERSHIP  INTERESTS  IN  THE MANUFACTURED HOME AND THE REAL
 PROPERTY TO WHICH THE MANUFACTURED HOME IS OR SHALL BE AFFIXED SHALL  BE
 IDENTICAL,  PROVIDED,  HOWEVER, THAT THE OWNER OF THE MANUFACTURED HOME,
 IF NOT THE OWNER OF THE REAL PROPERTY, IS  IN  POSSESSION  OF  THE  REAL
 PROPERTY  UNDER  THE  TERMS OF A LEASE IN RECORDABLE FORM, AND OWNER HAS
 THE CONSENT OF THE LESSOR OF THE REAL PROPERTY; AND
   (C) EACH PERSON HAVING  AN  OWNERSHIP  INTEREST  IN  SUCH  HOME  SHALL
 EXECUTE  AND RECORD WITH THE RECORDING OFFICER OF THE COUNTY OR COUNTIES
 IN WHICH THE REAL PROPERTY IS LOCATED  AN  AFFIDAVIT  OF  AFFIXATION  AS
 PROVIDED  IN  SUBDIVISION  THREE  OF THIS SECTION, AND SATISFY THE OTHER
 APPLICABLE REQUIREMENTS OF THIS SECTION.
   (D) UPON RECEIPT OF THE  RECORDED  ORIGINAL  AFFIDAVIT  OF  AFFIXATION
 PURSUANT  TO  SUBDIVISION  FIVE  OF  THIS SECTION, ANY PERSON DESIGNATED

 S. 4984                            11                            A. 7002
 
 THEREIN FOR FILING WITH THE COMMISSIONER OF MOTOR  VEHICLES  SHALL  FILE
 THE  RECORDED ORIGINAL OF AFFIDAVIT OF AFFIXATION WITH THE COMMISSIONER.
 IN THE CASE WHERE THE HOME IS COVERED BY A MANUFACTURER'S CERTIFICATE OF
 ORIGIN,  THE  RECORDED ORIGINAL AFFIDAVIT OF AFFIXATION AND THE ORIGINAL
 MANUFACTURER'S CERTIFICATE OF TITLE SHALL BE FILED WITH THE COMMISSIONER
 PURSUANT TO SECTION TWENTY-ONE HUNDRED SEVENTEEN-A OF  THE  VEHICLE  AND
 TRAFFIC  LAW. IN THE CASE THE HOME IS COVERED BY A CERTIFICATE OF TITLE,
 THE RECORDED ORIGINAL AFFIDAVIT OF AFFIXATION AND THE  ORIGINAL  CERTIF-
 ICATE  OF  TITLE SHALL BE FILED WITH THE COMMISSIONER IN ACCORDANCE WITH
 SECTION TWENTY-ONE HUNDRED SEVENTEEN-B OF THE VEHICLE AND  TRAFFIC  LAW.
 IN  THE  CASE THE HOME IS NOT COVERED BY A MANUFACTURER'S CERTIFICATE OF
 ORIGIN OR A CERTIFICATE OF TITLE, OR WHERE A MANUFACTURED HOME  THAT  IS
 COVERED  BY  A  MANUFACTURER'S  CERTIFICATE  OF ORIGIN OR CERTIFICATE OF
 TITLE BUT WHICH THE OWNER OR OWNERS, AFTER DILIGENT SEARCH AND  INQUIRY,
 ARE  UNABLE  TO  PRODUCE,  THE RECORDED ORIGINAL AFFIDAVIT OF AFFIXATION
 SHALL BE FILED WITH THE COMMISSIONER IN ACCORDANCE WITH SECTION  TWENTY-
 ONE HUNDRED SEVENTEEN-C OF THE VEHICLE AND TRAFFIC LAW.
   3.  AFFIDAVIT  OF  AFFIXATION.    (A) AN AFFIDAVIT OF AFFIXATION SHALL
 CONTAIN OR BE ACCOMPANIED BY:
   (I) SO FAR AS THE DATA EXISTS, THE NAME OF THE MANUFACTURER, THE MAKE,
 THE MODEL NAME, THE MODEL YEAR, THE DIMENSIONS, AND  THE  VEHICLE  IDEN-
 TIFICATION NUMBER OR NUMBERS OF THE MANUFACTURED HOME, AND WHETHER IT IS
 NEW OR USED;
   (II)(A)  A  STATEMENT  THAT  THE  PARTY EXECUTING THE AFFIDAVIT IS THE
 OWNER OF THE REAL PROPERTY DESCRIBED THEREIN OR, (B) IF NOT THE OWNER OF
 THE REAL PROPERTY, (1) A STATEMENT THAT THE PARTY EXECUTING THE  AFFIDA-
 VIT  IS  IN  POSSESSION  OF THE REAL PROPERTY PURSUANT TO THE TERMS OF A
 LEASE IN RECORDABLE FORM, AND (2) THE CONSENT OF THE LESSOR OF THE  REAL
 PROPERTY  SHALL  BE  ENDORSED  UPON  OR ATTACHED TO THE AFFIDAVIT AND BE
 ACKNOWLEDGED OR PROVED IN THE MANNER AS TO ENTITLE A  CONVEYANCE  TO  BE
 RECORDED;
   (III) THE STREET ADDRESS AND THE LEGAL DESCRIPTION OF THE REAL PROPER-
 TY UPON WHICH THE MANUFACTURED HOME IS OR WILL BE AFFIXED TO A PERMANENT
 FOUNDATION;
   (IV)  AS  APPLICABLE, (A) IF THE MANUFACTURED HOME IS NOT COVERED BY A
 CERTIFICATE OF TITLE, A STATEMENT BY THE OWNER OR OWNERS TO THAT EFFECT;
 AND
   (1) A COPY OF THE ORIGINAL MANUFACTURER'S CERTIFICATE  OF  ORIGIN  FOR
 THE MANUFACTURED HOME, DULY ENDORSED TO THE OWNER OR OWNERS OF THE MANU-
 FACTURED  HOME;  A STATEMENT THAT ANNEXED TO THE AFFIDAVIT OF AFFIXATION
 IS A COPY OF THE ORIGINAL MANUFACTURER'S CERTIFICATE OF ORIGIN  FOR  THE
 MANUFACTURED  HOME,  DULY ENDORSED TO THE OWNER OF THE MANUFACTURED HOME
 AND THAT THE OWNER OF THE MANUFACTURED HOME SHALL SURRENDER THE ORIGINAL
 MANUFACTURER'S CERTIFICATE OF ORIGIN TO THE COMMISSIONER OF MOTOR  VEHI-
 CLES; OR
   (2)  A  STATEMENT THAT THE OWNER OR OWNERS OF THE HOME, AFTER DILIGENT
 SEARCH AND INQUIRY, ARE UNABLE TO PRODUCE  THE  ORIGINAL  MANUFACTURER'S
 CERTIFICATE  OF  ORIGIN  FOR THE MANUFACTURED HOME AND THAT THE OWNER OF
 THE MANUFACTURED HOME SHALL APPLY TO THE COMMISSIONER OF MOTOR  VEHICLES
 FOR A CONFIRMATION OF CONVERSION OF THE MANUFACTURED HOME;
   (B)  IF  THE  MANUFACTURED  HOME IS COVERED BY A CERTIFICATE OF TITLE,
 EITHER:
   (1) A STATEMENT BY THE OWNER OF THE MANUFACTURED HOME THAT  THE  MANU-
 FACTURED  HOME  IS COVERED BY A CERTIFICATE OF TITLE, THE DATE THE TITLE
 WAS ISSUED, THE TITLE NUMBER, A COPY OF THE CERTIFICATE OF TITLE FOR THE
 MANUFACTURED HOME, NAMING OR DULY ENDORSED TO THE OWNER OR OWNERS OF THE

 S. 4984                            12                            A. 7002

 MANUFACTURED HOME; A STATEMENT THAT ANNEXED TO THE AFFIDAVIT OF  AFFIXA-
 TION  IS  A  COPY OF THE CERTIFICATE OF TITLE FOR THE MANUFACTURED HOME,
 NAMING OR DULY ENDORSED TO THE OWNER OR OWNERS OF THE MANUFACTURED HOME;
 AND  THAT  THE  OWNER OR OWNERS OF THE MANUFACTURED HOME SHALL SURRENDER
 THE ORIGINAL CERTIFICATE OF TITLE TO THE COMMISSIONER OF MOTOR VEHICLES;
 OR
   (2) A STATEMENT BY THE OWNER OF THE MANUFACTURED HOME, AFTER  DILIGENT
 SEARCH  AND  INQUIRY,  IS UNABLE TO PRODUCE THE CERTIFICATE OF TITLE FOR
 THE MANUFACTURED HOME AND THAT THE OWNER OF THE MANUFACTURED HOME  SHALL
 APPLY  TO  THE  COMMISSIONER  OF  MOTOR  VEHICLES  FOR A CONFIRMATION OF
 CONVERSION OF THE MANUFACTURED HOME; OR
   (C) IF THE MANUFACTURED HOME IS COVERED BY  NEITHER  A  MANUFACTURER'S
 CERTIFICATE  OF  ORIGIN  NOR  A CERTIFICATE OF TITLE, A STATEMENT BY THE
 OWNER OF THE MANUFACTURED HOME TO THAT EFFECT AND THAT THE OWNER OF  THE
 MANUFACTURED  HOME SHALL APPLY TO THE COMMISSIONER OF MOTOR VEHICLES FOR
 A CONFIRMATION OF CONVERSION;
   (V) A STATEMENT WHETHER OR NOT THE MANUFACTURED HOME IS SUBJECT TO ONE
 OR MORE SECURITY INTERESTS OR LIENS, AND:
   (1) IF THE MANUFACTURED HOME IS SUBJECT TO ONE OR MORE SECURITY INTER-
 ESTS, THE NAME AND ADDRESS OF EACH PARTY HOLDING A SECURITY INTEREST  IN
 OR  LIEN  ON  THE MANUFACTURED HOME, INCLUDING BUT NOT LIMITED TO, THOSE
 SHOWN ON ANY CERTIFICATE OF TITLE ISSUED BY THE  COMMISSIONER  OF  MOTOR
 VEHICLES,  IF  ANY,  AND  A STATEMENT THAT THE SECURITY INTEREST OR LIEN
 SHALL BE RELEASED; OR
   (2) A STATEMENT THAT EACH SECURITY INTEREST IN OR LIEN ON THE MANUFAC-
 TURED HOME, IF ANY, HAS BEEN RELEASED, TOGETHER WITH DUE PROOF  OF  EACH
 SUCH RELEASE, IF ANY;
   (VI)  A STATEMENT THAT THE MANUFACTURED HOME IS OR SHALL BE AFFIXED TO
 A PERMANENT FOUNDATION;
   (VII) THE NAME AND ADDRESS OF THE PERSON  DESIGNATED  FOR  FILING  THE
 RECORDED ORIGINAL AFFIDAVIT OF AFFIXATION WITH THE COMMISSIONER OF MOTOR
 VEHICLES,  TO  WHOM  THE RECORDING OFFICER SHALL RETURN THE AFFIDAVIT OF
 AFFIXATION AFTER IT HAS BEEN DULY RECORDED IN THE REAL PROPERTY RECORDS,
 AS PROVIDED IN THIS SECTION.
   (B) THE AFFIDAVIT OF AFFIXATION SHALL BE IN  THE  FORM  SET  FORTH  IN
 PARAGRAPH  (C)  OF THIS SUBDIVISION, DULY ACKNOWLEDGED OR PROVED IN LIKE
 MANNER AS TO ENTITLE A CONVEYANCE TO BE RECORDED AND  WHEN  SO  ACKNOWL-
 EDGED OR PROVED, UPON PAYMENT OF THE LAWFUL FEES THEREFOR, THE RECORDING
 OFFICER  SHALL  IMMEDIATELY  CAUSE  THE  AFFIDAVIT OF AFFIXATION AND ANY
 ATTACHMENTS THERETO, TO BE DULY RECORDED AND INDEXED IN  THE  RECORD  OF
 DEEDS.
   (C)  THE  AFFIDAVIT OF AFFIXATION SHALL CONFORM TO THE REQUIREMENTS OF
 THIS SUBDIVISION. AN AFFIDAVIT OF AFFIXATION SHALL BE IN  THE  FORM  SET
 FORTH BELOW:
 
 _______________________, 20____
 DATE
 _______________________________
 PLACE OF RECORDING
 
 RECORD & RETURN BY [] MAIL [] PICKUP TO:
 _______________________________
 NAME
 _______________________________
 ADDRESS 1

 S. 4984                            13                            A. 7002
 
 _______________________________
 ADDRESS 2
 
                 MANUFACTURED HOME AFFIDAVIT OF AFFIXATION
 
 HOMEOWNER, BEING DULY SWORN, ON HIS OR HER OATH, STATES AS FOLLOWS:
 
 1. HOMEOWNER OWNS THE MANUFACTURED HOME ("HOME") DESCRIBED AS FOLLOWS:
 
 _________________________________________________________________________
 NEW/USED YEAR           MANUFACTURER'S NAME       MODEL NAME OR MODEL NO.
 _________________________________________________________________________
 MANUFACTURER'S SERIAL NO.                                  LENGTH / WIDTH
 
 2. THE HOME IS OR WILL BE LOCATED AT THE FOLLOWING "PROPERTY ADDRESS":
 
 _________________________________________________________________________
 STREET OR ROUTE        CITY       COUNTY            STATE        ZIP CODE
 
 3. THE LEGAL DESCRIPTION OF THE PROPERTY ADDRESS ("LAND") IS:
 
 _________________________________________________________________________
 _________________________________________________________________________
 _________________________________________________________________________
 
 4. THE HOMEOWNER IS THE OWNER OF THE LAND OR, IF NOT THE OWNER OF THE
    LAND, IS IN POSSESSION OF THE REAL PROPERTY PURSUANT TO A LEASE IN
    RECORDABLE FORM, AND THE CONSENT OF THE LESSOR IS ATTACHED TO THIS
    AFFIDAVIT.
 
 5. THE HOME IS, OR SHALL BE PROMPTLY UPON DELIVERY, ANCHORED TO THE LAND
    BY ATTACHMENT TO A PERMANENT FOUNDATION AND CONNECTED TO APPROPRIATE
    RESIDENTIAL UTILITIES (E.G., WATER, GAS, ELECTRICITY, SEWER).
 
 6. HOMEOWNER INTENDS THAT THE HOME BE AN IMMOVABLE FIXTURE AND A
    PERMANENT IMPROVEMENT TO THE LAND.
 
 7. THE HOME SHALL BE ASSESSED AND TAXED AS AN IMPROVEMENT TO THE LAND.
 
 8. HOMEOWNER SHALL INITIAL ONLY ONE OF THE FOLLOWING, AS IT APPLIES TO
    TITLE TO THE HOME.
 
    [__] THE HOME IS NOT COVERED BY A CERTIFICATE OF TITLE. A COPY OF THE
    MANUFACTURER'S CERTIFICATE OF ORIGIN, DULY ENDORSED TO THE HOMEOWNER,
    IS  ATTACHED  TO  THIS  AFFIDAVIT.  THE HOMEOWNER SHALL SURRENDER THE
    ORIGINAL MANUFACTURER'S CERTIFICATE OF ORIGIN.
 
    [__] THE HOME IS NOT COVERED BY A CERTIFICATE OF TITLE.  AFTER  DILI-
    GENT  SEARCH  AND  INQUIRY,  THE  HOMEOWNER  IS UNABLE TO PRODUCE THE
    ORIGINAL MANUFACTURER'S CERTIFICATE OF ORIGIN.
 
    [__] THE HOME IS COVERED BY A CERTIFICATE OF TITLE. A COPY OF THE
    CERTIFICATE OF TITLE IS ATTACHED TO  THIS  AFFIDAVIT.  THE  HOMEOWNER
    SHALL SURRENDER THE ORIGINAL CERTIFICATE OF TITLE.

 S. 4984                            14                            A. 7002

    IN WITNESS WHEREOF, HOMEOWNER(S) HAS EXECUTED THIS AFFIDAVIT IN MY
 PRESENCE AND IN THE PRESENCE OF THE UNDERSIGNED WITNESSES ON THIS
 ___________ DAY OF _______________________, __________.
 
 _________________________(SEAL)        _________________________(SEAL)
 HOMEOWNER #1                           WITNESS
 
 _________________________              _________________________
 PRINTED NAME                                PRINTED NAME
 
 _________________________(SEAL)        _________________________(SEAL)
 HOMEOWNER #2                           WITNESS
 
 _________________________              _________________________
 PRINTED NAME                                PRINTED NAME
 
 STATE OF ___________________  )
                               ) SS.:
 COUNTY OF __________________  )
 
      ON  THE  _____________  DAY  OF  _______________  IN THE YEAR _____
 BEFORE ME, THE UNDERSIGNED, A NOTARY  PUBLIC  IN  AND  FOR  SAID  STATE,
 PERSONALLY APPEARED
 _______________________________________________________________________,
 PERSONALLY  KNOWN  TO  ME  OR  PROVED TO ME ON THE BASIS OF SATISFACTORY
 EVIDENCE TO BE THE INDIVIDUAL(S) WHOSE NAME(S) IS(ARE) SUBSCRIBED TO THE
 WITHIN INSTRUMENT AND ACKNOWLEDGED TO ME THAT HE/SHE/THEY  EXECUTED  THE
 SAME   IN   HIS/HER/THEIR   CAPACITY(IES),  AND  THAT  BY  HIS/HER/THEIR
 SIGNATURE(S) ON THE INSTRUMENT, THE  INDIVIDUAL(S),  OR  THE  PERSON  ON
 BEHALF OF WHICH THE INDIVIDUAL(S) ACTED, EXECUTED THE INSTRUMENT.
 
 _______________________________
 NOTARY SIGNATURE
 
 _______________________________
 NOTARY PRINTED NAME
 
 NOTARY PUBLIC; STATE OF _______________
 QUALIFIED IN THE COUNTY OF ____________
 MY COMMISSION EXPIRES: ________________
 
 OFFICIAL SEAL:
 
 
 LENDER'S STATEMENT OF INTENT:
 
 THE UNDERSIGNED ("LENDER") INTENDS THAT THE HOME BE AN IMMOVABLE FIXTURE
 AND A PERMANENT IMPROVEMENT TO THE LAND.
 
 _______________________________
       LENDER
 BY:____________________________
       AUTHORIZED SIGNATURE

 S. 4984                            15                            A. 7002
 
 STATE OF _________________  )
                             ) SS.:
 COUNTY OF ________________  )
 
 ON  THE ____________ DAY OF ________ IN THE YEAR ________ BEFORE ME, THE
 UNDERSIGNED, A NOTARY PUBLIC IN AND FOR SAID STATE, PERSONALLY APPEARED
 _______________________________________________________________________,
 PERSONALLY KNOWN TO ME OR PROVED TO ME  ON  THE  BASIS  OF  SATISFACTORY
 EVIDENCE TO BE THE INDIVIDUAL(S) WHOSE NAME(S) IS(ARE) SUBSCRIBED TO THE
 WITHIN  INSTRUMENT  AND ACKNOWLEDGED TO ME THAT HE/SHE/THEY EXECUTED THE
 SAME  IN  HIS/HER/THEIR  CAPACITY(IES),  AND   THAT   BY   HIS/HER/THEIR
 SIGNATURE(S)  ON  THE  INSTRUMENT,  THE  INDIVIDUAL(S), OR THE PERSON ON
 BEHALF OF WHICH THE INDIVIDUAL(S) ACTED, EXECUTED THE INSTRUMENT.
 
 _______________________________
 NOTARY SIGNATURE
 
 _______________________________
 NOTARY PRINTED NAME
 
 NOTARY PUBLIC; STATE OF _________________
 QUALIFIED IN THE COUNTY OF ______________
 MY COMMISSION EXPIRES: __________________
 OFFICIAL SEAL:
   (D) THE FEE FOR RECORDING AN AFFIDAVIT OF AFFIXATION SHALL BE  TWENTY-
 FIVE DOLLARS.
   4.  DISPOSITION  OF LIENS.  NEITHER THE ACT OF AFFIXING A MANUFACTURED
 HOME TO REAL PROPERTY, NOR THE RECORDING OF THE AFFIDAVIT OF  AFFIXATION
 SHALL  IMPAIR THE RIGHTS OF ANY HOLDER OF A SECURITY INTEREST IN A MANU-
 FACTURED HOME PERFECTED AS PROVIDED IN SECTION TWENTY-ONE HUNDRED  EIGH-
 TEEN  OF  THE  VEHICLE  AND TRAFFIC LAW, UNLESS AND UNTIL THE DUE FILING
 WITH AND ACCEPTANCE BY THE COMMISSIONER OF MOTOR VEHICLES OF AN APPLICA-
 TION TO SURRENDER THE TITLE AND A RELEASE OF ANY  LIEN  AS  PROVIDED  IN
 SECTION  TWENTY-ONE  HUNDRED  TWENTY-ONE OF THE VEHICLE AND TRAFFIC LAW.
 UPON THE FILING OF SUCH A RELEASE, THE SECURITY INTEREST  CREATED  UNDER
 THE  VEHICLE  AND TRAFFIC LAW TERMINATES.  THE RECORDING OF AN AFFIDAVIT
 OF AFFIXATION DOES NOT CHANGE THE CHARACTER  OF  THE  LIEN  NOTED  ON  A
 CERTIFICATE  OF TITLE, AND NO MORTGAGE RECORDING TAX SHALL BE IMPOSED AT
 THE TIME AN AFFIDAVIT OF AFFIXATION IS RECORDED OR UPON ANY LIEN UPON  A
 MANUFACTURED HOME CREATED UNDER THE VEHICLE AND TRAFFIC LAW.
   5. NOTICE TO COMMISSIONER OF MOTOR VEHICLES.  UPON PAYMENT OF THE FEES
 PROVIDED  BY LAW AND RECORDATION OF THE AFFIDAVIT OF AFFIXATION OR AFFI-
 DAVIT OF SEVERANCE, THE RECORDING OFFICER SHALL ENDORSE THE AFFIDAVIT AS
 "RECORDED IN LAND RECORDS", SETTING FORTH THEREON THE INDEXING  INFORMA-
 TION  FOR  THE AFFIDAVIT OF AFFIXATION OR THE AFFIDAVIT OF SEVERANCE AND
 THE RECORDING OFFICER SHALL  FORTHWITH  FORWARD  THE  RECORDED  ORIGINAL
 AFFIDAVIT  OF  AFFIXATION  OR  THE  AFFIDAVIT OF SEVERANCE TO THE PERSON
 DESIGNATED THEREIN FOR FILING WITH THE COMMISSIONER OF MOTOR VEHICLES.
   6. TIME OF CONVERSION: A MANUFACTURED HOME SHALL BE DEEMED TO BE  REAL
 PROPERTY  AND SHALL BE GOVERNED BY THE LAWS APPLICABLE THERETO, UPON THE
 OCCURRENCE OF ALL OF THE FOLLOWING EVENTS:
   (A) THE MANUFACTURED HOME IS AFFIXED  TO  A  PERMANENT  FOUNDATION  AS
 PROVIDED IN SUBDIVISION ONE OF THIS SECTION,

 S. 4984                            16                            A. 7002
 
   (B)  AN  AFFIDAVIT  OF  AFFIXATION  CONFORMING  TO THE REQUIREMENTS OF
 SUBDIVISION THREE OF THIS SECTION HAS BEEN DULY RECORDED,
   (C)  THE RECORDED ORIGINAL OF THE AFFIDAVIT OF AFFIXATION IS DELIVERED
 TO THE COMMISSIONER OF MOTOR VEHICLES AS PROVIDED IN SUBDIVISION FIVE OF
 THIS SECTION,
   (D) THE REQUIREMENTS OF SECTION TWENTY-ONE HUNDRED SEVENTEEN-A,  TWEN-
 TY-ONE HUNDRED SEVENTEEN-B, OR SECTION TWENTY-ONE HUNDRED SEVENTEEN-C OF
 THE VEHICLE AND TRAFFIC LAW, AS APPLICABLE, ARE SATISFIED.
   (E)  NOTWITHSTANDING  THE  PROVISIONS OF PARAGRAPHS (A), (B), (C), AND
 (D) OF THIS SUBDIVISION, IF AN APPLICATION TO SURRENDER A MANUFACTURER'S
 CERTIFICATE OF ORIGIN PURSUANT TO SECTION TWENTY-ONE HUNDRED SEVENTEEN-A
 OF THE VEHICLE AND TRAFFIC LAW, AN APPLICATION TO  SURRENDER  A  CERTIF-
 ICATE OF TITLE PURSUANT TO SECTION TWENTY-ONE HUNDRED SEVENTEEN-B OF THE
 VEHICLE  AND  TRAFFIC LAW, OR AN APPLICATION FOR CONFIRMATION OF CONVER-
 SION PURSUANT TO SECTION TWENTY-ONE HUNDRED SEVENTEEN-C OF  THE  VEHICLE
 AND TRAFFIC LAW IS DELIVERED TO THE COMMISSIONER OF MOTOR VEHICLES WITH-
 IN THIRTY DAYS OF RECORDING THE RELATED AFFIDAVIT OF AFFIXATION WITH THE
 RECORDING  OFFICER IN THE COUNTY IN WHICH THE REAL PROPERTY TO WHICH THE
 MANUFACTURED HOME IS OR SHALL BE AFFIXED AND THE APPLICATION  IS  THERE-
 AFTER  ACCEPTED  BY  THE  COMMISSIONER, THE REQUIREMENTS OF THIS SECTION
 SHALL BE DEEMED SATISFIED AS OF THE DATE THE AFFIDAVIT OF AFFIXATION  IS
 RECORDED.
   7.  CONVEYANCE  AND  ENCUMBRANCE AS REAL PROPERTY. WHEN A MANUFACTURED
 HOME IS DEEMED TO BE REAL PROPERTY AS PROVIDED  IN  SUBDIVISION  SIX  OF
 THIS  SECTION,  ANY MORTGAGE, LIEN OR SECURITY INTEREST WHICH CAN ATTACH
 TO LAND, BUILDINGS ERECTED THEREON OR FIXTURES  AFFIXED  THERETO,  SHALL
 ATTACH, AS OF THE DATE OF RECORDING IN THE SAME MANNER AS REAL PROPERTY.
 TITLE  TO  SUCH  MANUFACTURED HOME SHALL BE TRANSFERRED BY DEED OR OTHER
 FORM OF CONVEYANCE THAT IS EFFECTIVE TO TRANSFER  AN  INTEREST  IN  REAL
 PROPERTY, TOGETHER WITH THE LAND TO WHICH SUCH STRUCTURE IS AFFIXED. THE
 MANUFACTURED  HOME  SHALL  BE  DEEMED  TO  BE REAL PROPERTY AND SHALL BE
 GOVERNED BY THE LAWS OF THIS STATE APPLICABLE TO REAL PROPERTY.
   8. MANUFACTURED HOMES THAT REMAIN  PERSONAL  PROPERTY  OR  A  FIXTURE.
 EXCEPT  AS  PROVIDED  IN SUBDIVISIONS THREE, FIVE, SIX AND SEVEN OF THIS
 SECTION, AN AFFIDAVIT OF AFFIXATION IS NOT  NECESSARY  OR  EFFECTIVE  TO
 CONVEY OR ENCUMBER A MANUFACTURED HOME OR TO CHANGE THE CHARACTER OF THE
 MANUFACTURED HOME TO REAL PROPERTY.
   9.  AFFIDAVIT  OF SEVERANCE.   (A) IF AND WHEN A MANUFACTURED HOME FOR
 WHICH AN AFFIDAVIT OF AFFIXATION HAS   BEEN  RECORDED,  IS  DETACHED  OR
 SEVERED FROM THE REAL PROPERTY WHERE IT IS AFFIXED, ANY PERSON HAVING AN
 INTEREST  IN  THE  REAL PROPERTY MAY RECORD AN AFFIDAVIT OF SEVERANCE IN
 THE LAND RECORDS OF THE COUNTY WHERE THE AFFIDAVIT  OF  AFFIXATION  WITH
 RESPECT  TO  THE  HOME  IS  RECORDED.  THE  AFFIDAVIT OF SEVERANCE SHALL
 CONTAIN OR BE ACCOMPANIED BY:
   (I) THE NAME, RESIDENCE AND MAILING ADDRESS OF THE OWNER OF THE  MANU-
 FACTURED HOME;
   (II)  A  DESCRIPTION OF THE MANUFACTURED HOME INCLUDING, SO FAR AS THE
 FOLLOWING DATA EXISTS: THE NAME OF THE MANUFACTURER, THE MAKE, THE MODEL
 NAME, THE MODEL YEAR, THE DIMENSIONS,  AND  THE  VEHICLE  IDENTIFICATION
 NUMBER  OR  NUMBERS  OF  THE  MANUFACTURED HOME AND WHETHER IT IS NEW OR
 USED;
   (III) A STATEMENT OF BOOK NUMBER, PAGE NUMBER AND DATE OF  RECORDATION
 OF THE AFFIDAVIT OF AFFIXATION;
   (IV)  A STATEMENT OF EITHER, (A) ANY FACTS OR INFORMATION KNOWN TO THE
 AFFIANT THAT COULD REASONABLY AFFECT THE VALIDITY OF THE  TITLE  OF  THE
 MANUFACTURED  HOME  OR THE EXISTENCE OR NON-EXISTENCE OF SECURITY INTER-

 S. 4984                            17                            A. 7002
 
 ESTS IN IT OR LIENS ON IT, OR (B) THAT NO SUCH FACTS OR INFORMATION  ARE
 KNOWN TO THE AFFIANT;
   (V)  A SWORN DECLARATION BY AN ATTORNEY-AT-LAW, DULY ADMITTED TO PRAC-
 TICE IN THE COURTS OF THE STATE OF NEW YORK, OR AN AGENT  OF  THE  TITLE
 INSURANCE  COMPANY DULY LICENSED TO ISSUE POLICIES OF TITLE INSURANCE IN
 THE STATE OF NEW YORK THAT THE MANUFACTURED HOME IS FREE  AND  CLEAR  OF
 ALL  SECURITY  INTERESTS,  LIENS  AND ENCUMBRANCES, AND (A) ANY FACTS OR
 INFORMATION KNOWN TO HIM OR HER THAT COULD REASONABLY AFFECT THE VALIDI-
 TY OF THE TITLE OF THE MANUFACTURED HOME OR THE EXISTENCE  OR  NON-EXIS-
 TENCE OF SECURITY INTERESTS IN OR LIENS ON IT; OR (B) THAT NO SUCH FACTS
 OR INFORMATION ARE KNOWN TO HIM OR HER; AND
   (VI)  THE  NAME AND ADDRESS OF THE PERSON DESIGNATED FOR RECORDING THE
 AFFIDAVIT OF SEVERANCE WITH THE COMMISSIONER OF MOTOR VEHICLES, TO  WHOM
 THE  RECORDING OFFICER SHALL DELIVER THE AFFIDAVIT OF SEVERANCE AFTER IT
 HAS BEEN DULY RECORDED IN THE REAL PROPERTY RECORDS, AS PROVIDED IN THIS
 SECTION.
   (B) THE AFFIDAVIT OF SEVERANCE SHALL BE IN THE FORM SET FORTH IN PARA-
 GRAPH (C) OF THIS SUBDIVISION DULY ACKNOWLEDGED OR PROVED IN LIKE MANNER
 AS TO ENTITLE A CONVEYANCE TO BE RECORDED AND WHEN  SO  ACKNOWLEDGED  OR
 PROVED, UPON PAYMENT OF THE LAWFUL FEES THEREFOR, SUCH RECORDING OFFICER
 SHALL IMMEDIATELY CAUSE THE AFFIDAVIT AND ANY ATTACHMENTS THERETO, TO BE
 DULY RECORDED AND INDEXED IN THE RECORD OF DEEDS.
   (C)  THE  AFFIDAVIT  OF SEVERANCE SHALL CONFORM TO THE REQUIREMENTS OF
 THIS SECTION. AN AFFIDAVIT OF SEVERANCE SHALL BE IN THE FORM  SET  FORTH
 BELOW:
 
 ______________, 20 _____          FILING INSTRUCTIONS: ______, ________,
 DATE                                                   _______ _______.
 ________________________
 PLACE OF RECORDING
 
 PREPARED BY:                       RECORD & RETURN BY [] MAIL [] PICKUP
                                                                  TO:
 
 _______________________________    ________________________________
 NAME    BAR NO. (IF APPLICABLE)    NAME
 _______________________________    ________________________________
 ADDRESS 1                          ADDRESS 1
 _______________________________    ________________________________
 ADDRESS 2                          ADDRESS 2
 _______________________________    ________________________________
 TELEPHONE NUMBER                   TELEPHONE NUMBER
 
                 MANUFACTURED HOME AFFIDAVIT OF SEVERANCE
 
 STATE OF  __________________  )
                               )  SS.:
 COUNTY OF __________________  )
 
 BEFORE  ME,  THE  UNDERSIGNED  NOTARY  PUBLIC,  ON  THIS  DAY PERSONALLY
 APPEARED HOMEOWNER(S) KNOWN TO ME TO  BE  THE  PERSON(S)  WHOSE  NAME(S)
 IS/ARE SUBSCRIBED BELOW (EACH A "HOMEOWNER"), AND WHO, BEING BY ME FIRST
 DULY SWORN, DID EACH ON HIS OR HER OATH STATE AS FOLLOWS:

 S. 4984                            18                            A. 7002
 
 1.  THE  LEGAL  DESCRIPTION OF THE REAL PROPERTY FROM WHICH THE MANUFAC-
     TURED HOME ("HOME"), DESCRIBED BELOW, IS OR WILL BE SEVERED ("LAND")
     IS:
 ________________________________________________________________________
 ________________________________________________________________________
 ________________________________________________________________________
 ________________________________________________________________________
 
 2. THE HOMEOWNER(S) RESIDE AT THE FOLLOWING ADDRESS:

 ________________________________________________________________________
 STREET OR ROUTE               CITY        COUNTY      STATE    ZIP CODE
 
 MAILING ADDRESS, IF DIFFERENT:
 
 ________________________________________________________________________
 STREET OR ROUTE               CITY        COUNTY      STATE    ZIP CODE
 
 3. HOMEOWNER OWNS THE HOME DESCRIBED AS FOLLOWS:
 
 ________________________________________________________________________
 NEW/USED       MANF.           MODEL NAME        MANF.     LENGTH/WIDTH
   YEAR       NAME/MAKE        AND MODEL NO.   SERIAL NO.

 4. THE HOME IS OR WAS LOCATED AT THE FOLLOWING "PROPERTY ADDRESS":
 
 ________________________________________________________________________
 STREET OR ROUTE               CITY        COUNTY      STATE    ZIP CODE
 
 5. AN  AFFIDAVIT  OF AFFIXATION WAS DULY RECORDED IN THE LAND RECORDS OF
    _______________________ COUNTY ON  _______________________,  WITH  AN
    INSTRUMENT  NUMBER  OF  _____________ AND/OR IN THE DEED BOOK IN BOOK
    NUMBER _____________  AT  PAGE  NUMBER  __________.  A  COPY  OF  THE
    RECORDED AFFIDAVIT OF AFFIXATION IS ATTACHED TO THIS AFFIDAVIT.
 
 6. THE  HOME  IS  SUBJECT  TO  THE  FOLLOWING SECURITY INTEREST (EACH, A
    "SECURITY INTEREST"):

 NAME OF LIENHOLDER: _______________ NAME OF LIENHOLDER: ________________
 
 ADDRESS: __________________________ ADDRESS: ___________________________
 
 ORIGINAL PRINCIPAL                  ORIGINAL PRINCIPAL
 AMOUNT SECURED: ___________________ AMOUNT SECURED: ____________________
 
 7. OTHER THAN THOSE DISCLOSED IN THIS AFFIDAVIT, (I)  THE  HOMEOWNER  IS
    NOT  AWARE OF ANY FACTS OR INFORMATION KNOWN TO HIM OR HER THAT COULD
    REASONABLY AFFECT THE VALIDITY OF THE TITLE OF THE MANUFACTURED  HOME
    OR  THE  EXISTENCE OR NON-EXISTENCE OF SECURITY INTERESTS IN OR LIENS
    ON IT OR (II) THAT NO SUCH FACTS OR  INFORMATION  ARE  KNOWN  TO  THE
    HOMEOWNER.

 8. THE  SWORN STATEMENT OF AN ATTORNEY AT LAW, DULY ADMITTED TO PRACTICE
    IN THE COURTS OF THE STATE OF NEW YORK, OR AN AGENT OF A TITLE INSUR-
    ANCE COMPANY DULY LICENSED TO ISSUE POLICIES OF  TITLE  INSURANCE  IN
    THE  STATE  OF  NEW YORK IS ATTACHED ("SEVERANCE CERTIFICATION"). THE

 S. 4984                            19                            A. 7002
 
    SEVERANCE CERTIFICATION STATES THAT THE MANUFACTURED HOME IS FREE AND
    CLEAR OF ALL SECURITY INTERESTS, LIENS AND ENCUMBRANCES OR ALL  SECU-
    RITY  INTERESTS, LIENS AND ENCUMBRANCES WILL BE RELEASED, AND (A) ANY
    FACTS  OR  INFORMATION  KNOWN TO HIM THAT COULD REASONABLY AFFECT THE
    VALIDITY OF THE TITLE OF THE MANUFACTURED HOME OR  THE  EXISTENCE  OR
    NON-EXISTENCE OF SECURITY INTERESTS IN OR LIENS ON IT; OR (B) THAT NO
    SUCH FACTS OR INFORMATION ARE KNOWN TO HIM.
 
 9. THE  HOMEOWNER  DESIGNATES  THE FOLLOWING PERSON TO FILE THE RECORDED
    COPY OF THIS  MANUFACTURED  HOME  AFFIDAVIT  OF  SEVERANCE  WITH  THE
    DEPARTMENT  OF MOTOR VEHICLES. AFTER RECORDING OF THIS AFFIDAVIT, THE
    COUNTY CLERK COURT SHALL RETURN THE RECORDED COPY TO THIS  DESIGNATED
    PERSON:
 
    NAME: ___________________________
 
    ADDRESS: ____________________________________
 
 10. THIS AFFIDAVIT IS EXECUTED BY HOMEOWNER(S) PURSUANT TO APPLICABLE
     STATE LAW.
 
 IN WITNESS WHEREOF, HOMEOWNER(S) HAS EXECUTED THIS AFFIDAVIT IN MY PRES-
 ENCE ON THIS __________ DAY OF __________________, _________.
 
 ________________________________(SEAL)
 HOMEOWNER #1
 
 ________________________________
 PRINTED NAME
 
 ________________________________(SEAL)
 HOMEOWNER #2
 
 ________________________________
 PRINTED NAME
 
 STATE OF _______________ )
                          ) SS.:
 COUNTY OF _______________)
 
      ON THE ________ DAY OF _________________ IN THE YEAR _______ BEFORE
 ME,  THE  UNDERSIGNED, A NOTARY PUBLIC IN AND FOR SAID STATE, PERSONALLY
 APPEARED
 ___________________________________________________________________,
 PERSONALLY KNOWN TO ME OR PROVED TO ME  ON  THE  BASIS  OF  SATISFACTORY
 EVIDENCE TO BE THE INDIVIDUAL(S) WHOSE NAME(S) IS(ARE) SUBSCRIBED TO THE
 WITHIN  INSTRUMENT  AND ACKNOWLEDGED TO ME THAT HE/SHE/THEY EXECUTED THE
 SAME  IN  HIS/HER/THEIR  CAPACITY(IES),  AND   THAT   BY   HIS/HER/THEIR
 SIGNATURE(S)  ON  THE  INSTRUMENT,  THE  INDIVIDUAL(S), OR THE PERSON ON
 BEHALF OF WHICH THE INDIVIDUAL(S) ACTED, EXECUTED THE INSTRUMENT.

 S. 4984                            20                            A. 7002
 
 ___________________________________________
 NOTARY SIGNATURE
 
 ___________________________________________
 NOTARY PRINTED NAME
 
 NOTARY PUBLIC; STATE OF ___________________
 QUALIFIED IN THE COUNTY OF ________________
 MY COMMISSION EXPIRES: ___________________
 
 OFFICIAL SEAL:
 
   (D)  THE  FEE FOR RECORDING AN AFFIDAVIT OF SEVERANCE SHALL BE TWENTY-
 FIVE DOLLARS.
   (E) UPON RECEIPT FROM THE RECORDING OFFICER OF THE AFFIDAVIT OF SEVER-
 ANCE BY THE PERSON PRESENTING THE AFFIDAVIT FOR RECORDING,  SUCH  PERSON
 SHALL FORTHWITH DELIVER FOR FILING TO THE COMMISSIONER OF MOTOR VEHICLES
 THE AFFIDAVIT OF SEVERANCE AND OTHER DOCUMENTS PROVIDED IN THIS SUBDIVI-
 SION.
   10.  DOCUMENTS  IN TRUST.   (A) THE HOLDER OF A MANUFACTURER'S CERTIF-
 ICATE OF ORIGIN TO A MANUFACTURED HOME MAY DELIVER IT TO ANY  PERSON  TO
 FACILITATE  CONVEYING  OR ENCUMBERING THE HOME. ANY PERSON RECEIVING ANY
 SUCH MANUFACTURER'S CERTIFICATE OF ORIGIN SO DELIVERED HOLDS IT IN TRUST
 FOR THE PERSON DELIVERING IT.
   (B) THE HOLDER OF A CERTIFICATE OF TITLE TO A  MANUFACTURED  HOME  MAY
 DELIVER  IT  TO  ANY  PERSON  TO FACILITATE CONVEYING OR ENCUMBERING THE
 HOME. ANY PERSON RECEIVING ANY SUCH MANUFACTURER'S CERTIFICATE OF ORIGIN
 SO DELIVERED HOLDS IT IN TRUST FOR THE PERSON DELIVERING IT.
   (C) THE HOLDER OF A SECURITY  INTEREST  IN  A  MANUFACTURED  HOME  MAY
 DELIVER  LIEN RELEASE DOCUMENTS TO ANY PERSON TO FACILITATE CONVEYING OR
 ENCUMBERING THE HOME. ANY PERSON RECEIVING ANY SUCH DOCUMENTS SO  DELIV-
 ERED HOLDS THE DOCUMENTS IN TRUST FOR THE LIENHOLDER.
   11.  IMPAIRMENT  OF  RIGHTS.  NOTHING IN THIS SECTION SHALL IMPAIR ANY
 RIGHTS EXISTING UNDER LAW PRIOR TO THE EFFECTIVE DATE OF THIS SECTION OF
 ANYONE CLAIMING AN INTEREST IN A MANUFACTURED HOME.
   § 17. Regulations.  The  commissioner  of  motor  vehicles  is  hereby
 authorized  and  directed  to promulgate rules and regulations necessary
 for the implementation of this act.
   § 18. This act shall take effect January 1,  2021.    Effective  imme-
 diately, the addition, amendment and/or repeal of any rule or regulation
 necessary  for  the implementation of this act on its effective date are
 authorized to be made and completed on or before such effective date.