| Date of Action |
Assembly Actions -
Lowercase Senate Actions - UPPERCASE |
|---|---|
| Jan 08, 2020 |
referred to insurance |
| Apr 12, 2019 |
referred to insurance |
Senate Bill S5183
2019-2020 Legislative Session
Sponsored By
(D, WF) 13th Senate District
Archive: Last Bill Status - In Senate Committee Insurance Committee
Actions
2019-S5183 (ACTIVE) - Details
2019-S5183 (ACTIVE) - Summary
Relates to prohibiting the exclusion of coverage for losses or damages caused by exposure to lead-based paint; provides that no insurer licensed or permitted by the superintendent to provide liability coverage to rental property owners shall exclude coverage for losses or damages caused by exposure to lead-based paint.
2019-S5183 (ACTIVE) - Sponsor Memo
BILL NUMBER: S5183
SPONSOR: RAMOS
TITLE OF BILL: An act to amend the insurance law, in relation to
prohibiting the exclusion of coverage for losses or damages caused by
exposure to lead-based paint
PURPOSE:
This bill would help to protect renters who are exposed to lead-based
paint by prohibiting the exclusion of coverage for losses or damages
caused by exposure to lead-based paint from liability coverage provided
to rental property owners.
SUMMARY OF PROVISIONS:
Section 1: Amends the Insurance Law by adding a new section 3457, which
prohibits exclusion for lead hazards on and after the 26th month follow-
ing the bill taking effect.
Section 2: Sets an immediate effective date.
2019-S5183 (ACTIVE) - Bill Text download pdf
S T A T E O F N E W Y O R K
________________________________________________________________________
5183
2019-2020 Regular Sessions
I N S E N A T E
April 12, 2019
___________
Introduced by Sen. RAMOS -- read twice and ordered printed, and when
printed to be committed to the Committee on Insurance
AN ACT to amend the insurance law, in relation to prohibiting the exclu-
sion of coverage for losses or damages caused by exposure to lead-
based paint
THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
BLY, DO ENACT AS FOLLOWS:
Section 1. The insurance law is amended by adding a new section 3457
to read as follows:
§ 3457. EXCLUSION FOR LEAD HAZARDS PROHIBITED. NO INSURER LICENSED OR
PERMITTED BY THE SUPERINTENDENT TO PROVIDE LIABILITY COVERAGE TO RENTAL
PROPERTY OWNERS SHALL EXCLUDE, AFTER TWENTY-SIX MONTHS FOLLOWING THE
EFFECTIVE DATE OF THIS SECTION, COVERAGE FOR LOSSES OR DAMAGES CAUSED BY
EXPOSURE TO LEAD-BASED PAINT. THE DEPARTMENT SHALL NOT PERMIT, AUTHORIZE
OR APPROVE ANY EXCLUSION FOR INJURY OR DAMAGE RESULTING FROM EXPOSURE TO
LEAD-BASED PAINT, EXCEPT AS SPECIFICALLY PROVIDED FOR IN LAW, THAT WAS
NOT IN EFFECT AS OF THE EFFECTIVE DATE OF THIS SECTION, AND ALL PREVI-
OUSLY APPROVED EXCLUSIONS SHALL TERMINATE ON OR BEFORE TWENTY-SIX MONTHS
FOLLOWING THE EFFECTIVE DATE OF THIS SECTION.
§ 2. This act shall take effect immediately.
EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
[ ] is old law to be omitted.
LBD08060-01-9
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