|Assembly Actions - Lowercase
Senate Actions - UPPERCASE
|Aug 07, 2020||referred to rules|
senate Bill S8885
Current Bill Status - In Senate Committee Rules Committee
- In Committee
- On Floor Calendar
- Passed Senate
- Passed Assembly
- Delivered to Governor
- Signed/Vetoed by Governor
S8885 (ACTIVE) - Details
S8885 (ACTIVE) - Sponsor Memo
BILL NUMBER: S8885 SPONSOR: COMRIE TITLE OF BILL: An act to amend the insurance law, in relation to requiring health and motor vehicle insurance policies to notify policyholders of cancella- tion, discontinuance or major changes to their policy via email and to offer paperless notification upon the issuance of such policies PURPOSE: To allow for email notifications of changes or discontinuances of health and motor vehicle insurance policies. SUMMARY OF PROVISIONS: Section 1: Amends Section 3216 of insurance law to direct cancellation of policies be notified by email if the insured's email address is on file.
S8885 (ACTIVE) - Bill Text download pdf
S T A T E O F N E W Y O R K ________________________________________________________________________ 8885 I N S E N A T E August 7, 2020 ___________ Introduced by Sen. COMRIE -- read twice and ordered printed, and when printed to be committed to the Committee on Rules AN ACT to amend the insurance law, in relation to requiring health and motor vehicle insurance policies to notify policyholders of cancella- tion, discontinuance or major changes to their policy via email and to offer paperless notification upon the issuance of such policies THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM- BLY, DO ENACT AS FOLLOWS: Section 1. The opening paragraph of subparagraph (H) of paragraph 2 of subsection (d) of section 3216 of the insurance law, as amended by chap- ter 344 of the laws of 1994, is amended to read as follows: CANCELLATION: Within the first ninety days after the date of issue, the insurer may cancel this policy by written notice delivered to the insured, or sent by first class mail to his OR HER last address as shown by the records of the insurer, AND SHALL ALSO GIVE SUCH NOTICE BY EMAIL IF THE INSURER HAS THE INSURED'S EMAIL ADDRESS ON FILE stating when, not less than ten days thereafter, such cancellation shall be effective. In the event of cancellation, the insurer will return promptly the pro-rata unearned portion of any premium paid. Cancellation shall be without prejudice to any claim originating prior to the effective date of cancellation. § 2. Subsection (c) of section 3216 of the insurance law is amended by adding a new paragraph 15 to read as follows: (15) THAT THE INSURER OFFERS THE PERSON APPLYING FOR SUCH POLICY THE OPTION TO RECEIVE ALL NOTIFICATIONS REQUIRED BY THIS SECTION ELECTRON- ICALLY. § 3. Subparagraph (A) of paragraph 1 of subsection (d) of section 3216 of the insurance law, as amended by chapter 13 of the laws of 2002, is amended to read as follows: (A) ENTIRE CONTRACT; CHANGES: This policy, including the endorsements and the attached papers, if any, constitutes the entire contract of insurance. No change in this policy shall be valid until approved by an executive officer of the insurer and unless such approval be endorsed hereon or attached hereto. No agent or broker has authority to change EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
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