senate Bill S8885

2019-2020 Legislative Session

Requires health and motor vehicle insurance policies to notify policyholders of cancellation, discontinuance or major changes to their policy via email

download bill text pdf

Sponsored By

Current Bill Status - In Senate Committee Rules Committee


  • Introduced
  • In Committee
  • On Floor Calendar
    • Passed Senate
    • Passed Assembly
  • Delivered to Governor
  • Signed/Vetoed by Governor

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Actions

view actions (1)
Assembly Actions - Lowercase
Senate Actions - UPPERCASE
Aug 07, 2020 referred to rules

S8885 (ACTIVE) - Details

See Assembly Version of this Bill:
A6466
Current Committee:
Senate Rules
Law Section:
Insurance Law
Laws Affected:
Amd §§3216, 3221, 3425, 4304 & 4305, Ins L

S8885 (ACTIVE) - Summary

Requires health and motor vehicle insurance policies to notify policyholders of cancellation, discontinuance or major changes to their policy via email and to offer paperless notification upon the issuance of such policies.

S8885 (ACTIVE) - Sponsor Memo

S8885 (ACTIVE) - Bill Text download pdf

 
                     S T A T E   O F   N E W   Y O R K
 ________________________________________________________________________
 
                                   8885
 
                             I N  S E N A T E
 
                              August 7, 2020
                                ___________
 
 Introduced  by  Sen.  COMRIE -- read twice and ordered printed, and when
   printed to be committed to the Committee on Rules
 
 AN ACT to amend the insurance law, in relation to requiring  health  and
   motor  vehicle insurance policies to notify policyholders of cancella-
   tion, discontinuance or major changes to their policy via email and to
   offer paperless notification upon the issuance of such policies

   THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND  ASSEM-
 BLY, DO ENACT AS FOLLOWS:
 
   Section 1. The opening paragraph of subparagraph (H) of paragraph 2 of
 subsection (d) of section 3216 of the insurance law, as amended by chap-
 ter 344 of the laws of 1994, is amended to read as follows:
   CANCELLATION:  Within  the  first ninety days after the date of issue,
 the insurer may cancel this policy by written notice  delivered  to  the
 insured, or sent by first class mail to his OR HER last address as shown
 by  the records of the insurer, AND SHALL ALSO GIVE SUCH NOTICE BY EMAIL
 IF THE INSURER HAS THE INSURED'S EMAIL ADDRESS ON FILE stating when, not
 less than ten days thereafter, such cancellation shall be effective.  In
 the event of cancellation, the insurer will return promptly the pro-rata
 unearned  portion  of  any  premium  paid. Cancellation shall be without
 prejudice to any claim  originating  prior  to  the  effective  date  of
 cancellation.
   § 2. Subsection (c) of section 3216 of the insurance law is amended by
 adding a new paragraph 15 to read as follows:
   (15)  THAT  THE INSURER OFFERS THE PERSON APPLYING FOR SUCH POLICY THE
 OPTION TO RECEIVE ALL NOTIFICATIONS REQUIRED BY THIS  SECTION  ELECTRON-
 ICALLY.
   § 3. Subparagraph (A) of paragraph 1 of subsection (d) of section 3216
 of  the  insurance law, as amended by chapter 13 of the laws of 2002, is
 amended to read as follows:
   (A) ENTIRE CONTRACT; CHANGES: This policy, including the  endorsements
 and  the  attached  papers,  if  any, constitutes the entire contract of
 insurance. No change in this policy shall be valid until approved by  an
 executive  officer  of  the insurer and unless such approval be endorsed
 hereon or attached hereto. No agent or broker has  authority  to  change
 
  EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets

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