Assembly Bill A5132

2019-2020 Legislative Session

Provides for a 5% automobile insurance premium reduction for non-commercial passenger motor vehicles equipped with an operating dashboard camera

download bill text pdf

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Archive: Last Bill Status - In Assembly Committee


  • Introduced
    • In Committee Assembly
    • In Committee Senate
    • On Floor Calendar Assembly
    • On Floor Calendar Senate
    • Passed Assembly
    • Passed Senate
  • Delivered to Governor
  • Signed By Governor

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2019-A5132 (ACTIVE) - Details

Current Committee:
Assembly Insurance
Law Section:
Insurance Law
Laws Affected:
Amd §2336, add §5110, Ins L; amd §§301 & 375, add §322, V & T L; add §4549, CPLR; add §60.80, CP L
Versions Introduced in Other Legislative Sessions:
2015-2016: A10392
2017-2018: A2629
2021-2022: A2673
2023-2024: A4341

2019-A5132 (ACTIVE) - Summary

Provides for a 5% automobile insurance premium reduction for non-commercial passenger motor vehicles equipped with an operating dashboard camera; establishes means for certification of the installation of such camera; establishes civil penalties for false certification of such installation; provides for insurer review during claims settlement of the images from dashboard cameras

2019-A5132 (ACTIVE) - Bill Text download pdf

                            
 
                     S T A T E   O F   N E W   Y O R K
 ________________________________________________________________________
 
                                   5132
 
                        2019-2020 Regular Sessions
 
                           I N  A S S E M B L Y
 
                             February 7, 2019
                                ___________
 
 Introduced  by M. of A. HYNDMAN -- read once and referred to the Commit-
   tee on Insurance
 
 AN ACT to amend the insurance law, the  vehicle  and  traffic  law,  the
   civil  practice  law  and  rules,  and  the criminal procedure law, in
   relation to dashboard cameras
 
   THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND  ASSEM-
 BLY, DO ENACT AS FOLLOWS:
 
   Section  1.  Section  2336 of the insurance law is amended by adding a
 new subsection (i) to read as follows:
   (I) (1) ANY SCHEDULE OR RATING PLAN FOR NON-COMMERCIAL PRIVATE PASSEN-
 GER INSURANCE SHALL PROVIDE FOR A  FIVE  PERCENT  REDUCTION  IN  PREMIUM
 CHARGES FOR BODILY INJURY LIABILITY, PROPERTY DAMAGE LIABILITY, PERSONAL
 INJURY  PROTECTION, MEDICAL PAYMENTS AND COLLISION COVERAGE WITH RESPECT
 TO AUTOMOBILES EQUIPPED WITH AN OPERATING DASHBOARD CAMERA THAT COMPLIES
 WITH THE RULES AND REGULATIONS OF THE  COMMISSIONER  OF  MOTOR  VEHICLES
 PROMULGATED PURSUANT TO SUBDIVISION FIFTY-THREE OF SECTION THREE HUNDRED
 SEVENTY-FIVE OF THE VEHICLE AND TRAFFIC LAW.  EACH INSURER MAY ESTABLISH
 SUCH REQUIREMENTS AS IT SHALL DEEM NECESSARY FOR THE SUBMISSION OF PROOF
 AND CERTIFICATION THAT SUCH A DASHBOARD CAMERA HAS BEEN INSTALLED IN THE
 INSURED  AUTOMOBILE  AND THAT SUCH CAMERA IS IN OPERATING CONDITION. THE
 SUPERINTENDENT SHALL, IN CONSULTATION WITH  THE  COMMISSIONER  OF  MOTOR
 VEHICLES, PROMULGATE RULES AND REGULATIONS.
   (2)  IN  ANY  INSTANCE  IN  WHICH  AN INSURED IS RECEIVING THE PREMIUM
 REDUCTION PROVIDED IN PARAGRAPH ONE OF THIS SUBSECTION AND  THE  INSURED
 HAS  FALSELY  CERTIFIED  THAT  HIS OR HER AUTOMOBILE IS EQUIPPED WITH AN
 OPERATING DASHBOARD CAMERA OR THE DASHBOARD CAMERA IS NO LONGER IN OPER-
 ATING CONDITION WHILE THE AUTOMOBILE IS BEING OPERATED, THE INSURER  MAY
 IMPOSE  A CIVIL PENALTY UPON SUCH INSURED EQUAL TO THE PREMIUM REDUCTION
 GRANTED FOR THE DASHBOARD CAMERA FOR ONE YEAR OR  FOR  THE  PERIOD  SUCH
 REDUCTION  WAS  WRONGFULLY GRANTED, WHICHEVER SHALL BE SHORTER. FURTHER-
 MORE, AN INSURER MAY THEREAFTER  DENY  THE  PROVISION  OF  SUCH  PREMIUM
 
  EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                       [ ] is old law to be omitted.
              

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