Assembly Actions - Lowercase Senate Actions - UPPERCASE |
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Nov 25, 2019 | signed chap.540 |
Nov 19, 2019 | delivered to governor |
Jun 20, 2019 | returned to assembly passed senate 3rd reading cal.546 substituted for s2302 |
Jun 20, 2019 | substituted by a5294 |
May 06, 2019 | advanced to third reading |
May 01, 2019 | 2nd report cal. |
Apr 30, 2019 | 1st report cal.546 |
Jan 23, 2019 | referred to consumer protection |
senate Bill S2302
Signed By GovernorSponsored By
Brian Kavanagh
(D) 27th Senate District
Archive: Last Bill Status Via A5294 - Signed by Governor
- Introduced
- In Committee
- On Floor Calendar
- Passed Senate
- Passed Assembly
- Delivered to Governor
- Signed by Governor
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Co-Sponsors
Anna M. Kaplan
(D, IP, WF) 0 Senate District
Luis R. Sepúlveda
(D) 32nd Senate District
S2302 (ACTIVE) - Details
S2302 (ACTIVE) - Sponsor Memo
BILL NUMBER: S2302 SPONSOR: KAVANAGH TITLE OF BILL: An act to amend the general business law and the banking law, in relation to prohibiting a consumer reporting agency or lender from using certain information to determine an individual's credit worthiness PURPOSE: To prohibit a consumer reporting agency or lender from using an individ- ual's internet viewing history to determine such individual's credit worthiness SUMMARY OF PROVISIONS: Section 1. Section 380-a of the general business law is amended by adding a new subdivision (u) to read as follows: u) Members of a consumer's social network: a group of individuals
S2302 (ACTIVE) - Bill Text download pdf
S T A T E O F N E W Y O R K ________________________________________________________________________ 2302 2019-2020 Regular Sessions I N S E N A T E January 23, 2019 ___________ Introduced by Sens. KAVANAGH, SEPULVEDA -- read twice and ordered print- ed, and when printed to be committed to the Committee on Consumer Protection AN ACT to amend the general business law and the banking law, in relation to prohibiting a consumer reporting agency or lender from using certain information to determine an individual's credit worthi- ness THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM- BLY, DO ENACT AS FOLLOWS: Section 1. Section 380-a of the general business law is amended by adding a new subdivision (u) to read as follows: (U) THE TERM "MEMBERS OF A CONSUMER'S SOCIAL NETWORK" MEANS A GROUP OF INDIVIDUALS AUTHORIZED BY A CONSUMER TO BE PART OF HIS OR HER SOCIAL MEDIA COMMUNICATIONS AND NETWORK. § 2. Section 380-j of the general business law is amended by adding a new subdivision (h) to read as follows: (H) NO CONSUMER REPORTING AGENCY SHALL COLLECT, EVALUATE, REPORT, OR MAINTAIN IN THE FILE ON A CONSUMER THE CREDIT WORTHINESS, CREDIT STAND- ING OR CREDIT CAPACITY OF MEMBERS OF THE CONSUMER'S SOCIAL NETWORK FOR PURPOSES OF DETERMINING THE CREDIT WORTHINESS OF THE CONSUMER; THE AVER- AGE CREDIT WORTHINESS, CREDIT STANDING OR CREDIT CAPACITY OF MEMBERS OF THE CONSUMER'S SOCIAL NETWORK; OR ANY GROUP SCORE THAT IS NOT THE CONSUMER'S OWN CREDIT WORTHINESS, CREDIT STANDING OR CREDIT CAPACITY. THE PROVISIONS OF THIS SUBDIVISION SHALL BE ENFORCED CONCURRENTLY BY THE SUPERINTENDENT OF FINANCIAL SERVICES AND THE DIRECTOR OF THE DIVISION OF CONSUMER PROTECTION AND EACH SHALL UTILIZE THEIR CONSUMER COMPLAINT AND ASSISTANCE HOTLINES TO DOCUMENT COMPLAINTS BY CONSUMERS WHO BELIEVE THAT GROUP CREDIT RATINGS OF THEIR SOCIAL MEDIA NETWORK ARE BEING USED TO DENY THEM CREDIT. § 3. Section 2 of the banking law is amended by adding a new subdivi- sion 31 to read as follows: EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets [ ] is old law to be omitted.
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