Senate Bill S3582

Signed By Governor
2019-2020 Legislative Session

Relates to requiring a consumer credit reporting agency to offer identity theft prevention and mitigation services in the case of a breach of the security of such agency's system

download bill text pdf

Sponsored By

Archive: Last Bill Status Via A2374 - Signed by Governor


  • Introduced
    • In Committee Assembly
    • In Committee Senate
    • On Floor Calendar Assembly
    • On Floor Calendar Senate
    • Passed Assembly
    • Passed Senate
  • Delivered to Governor
  • Signed By Governor

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2019-S3582 (ACTIVE) - Details

See Assembly Version of this Bill:
A2374
Law Section:
General Business Law
Laws Affected:
Amd §380-t, Gen Bus L
Versions Introduced in 2017-2018 Legislative Session:
S6923, A8695

2019-S3582 (ACTIVE) - Summary

Relates to requiring a consumer credit reporting agency to offer identity theft prevention and mitigation services in the case of a breach of the security of such agency's system.

2019-S3582 (ACTIVE) - Sponsor Memo

2019-S3582 (ACTIVE) - Bill Text download pdf

                            
 
                     S T A T E   O F   N E W   Y O R K
 ________________________________________________________________________
 
                                   3582
 
                        2019-2020 Regular Sessions
 
                             I N  S E N A T E
 
                             February 11, 2019
                                ___________
 
 Introduced  by  Sen.  COMRIE -- read twice and ordered printed, and when
   printed to be committed to the Committee on Consumer Protection
 
 AN ACT to amend the general business law, in  relation  to  requiring  a
   consumer  credit  reporting  agency to offer identity theft prevention
   and mitigation services in the case of a breach  of  the  security  of
   such agency's system
 
   THE  PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
 BLY, DO ENACT AS FOLLOWS:
 
   Section 1. Subdivision (n) of section 380-t of  the  general  business
 law is amended by adding a new paragraph 3 to read as follows:
   (3)(I) UPON A BREACH OF THE SECURITY OF THE SYSTEM OF A CONSUMER CRED-
 IT  REPORTING  AGENCY  WHICH  INCLUDES  ANY SOCIAL SECURITY NUMBER, SUCH
 AGENCY SHALL OFFER TO EACH CONSUMER, WHOSE INFORMATION, INCLUDING SOCIAL
 SECURITY NUMBER, WAS BREACHED OR IS REASONABLY  BELIEVED  TO  HAVE  BEEN
 BREACHED, REASONABLE IDENTITY THEFT PREVENTION SERVICES AND, IF APPLICA-
 BLE,  IDENTIFY THEFT MITIGATION SERVICES FOR A PERIOD NOT TO EXCEED FIVE
 YEARS AT NO COST TO SUCH CONSUMERS. SUCH AGENCY SHALL PROVIDE ALL INFOR-
 MATION NECESSARY FOR SUCH CONSUMERS TO ENROLL IN SUCH SERVICES AND SHALL
 INCLUDE INFORMATION ON HOW SUCH CONSUMERS CAN REQUEST A SECURITY FREEZE.
 A CONSUMER CREDIT REPORTING AGENCY SHALL NOT BE REQUIRED TO  OFFER  SUCH
 SERVICES  IF,  AFTER AN APPROPRIATE INVESTIGATION, THE AGENCY REASONABLY
 DETERMINES THAT THE BREACH OF SECURITY IS UNLIKELY TO RESULT IN HARM  TO
 THE CONSUMERS WHOSE INFORMATION HAS BEEN BREACHED.
   (II)  "BREACH OF THE SECURITY OF THE SYSTEM" AS USED IN THIS PARAGRAPH
 SHALL HAVE THE SAME DEFINITION AS IN PARAGRAPH (C) OF SUBDIVISION ONE OF
 SECTION EIGHT HUNDRED NINETY-NINE-AA OF THIS CHAPTER.
   § 2.  This act shall take effect on the sixtieth day  after  it  shall
 have  become  a law and shall apply to any breach of the security of the
 system of a consumer credit reporting agency that occurred no more  than
 three years prior to the effective date of this act.
 
  EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                       [ ] is old law to be omitted.
                                                            LBD01262-01-9
              

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