Assembly Bill A2516

2021-2022 Legislative Session

Authorizes self-submission of vehicle photographs and inspection for auto insurance

download bill text pdf

Sponsored By

Archive: Last Bill Status - In Assembly Committee


  • Introduced
    • In Committee Assembly
    • In Committee Senate
    • On Floor Calendar Assembly
    • On Floor Calendar Senate
    • Passed Assembly
    • Passed Senate
  • Delivered to Governor
  • Signed By Governor

Do you support this bill?

Please enter your contact information

Home address is used to determine the senate district in which you reside. Your support or opposition to this bill is then shared immediately with the senator who represents you.

Optional services from the NY State Senate:

Create an account. An account allows you to officially support or oppose key legislation, sign petitions with a single click, and follow issues, committees, and bills that matter to you. When you create an account, you agree to this platform's terms of participation.

Include a custom message for your Senator? (Optional)

Enter a message to your senator. Many New Yorkers use this to share the reasoning behind their support or opposition to the bill. Others might share a personal anecdote about how the bill would affect them or people they care about.
Actions

2021-A2516 (ACTIVE) - Details

See Senate Version of this Bill:
S5554
Current Committee:
Assembly Insurance
Law Section:
Insurance Law
Laws Affected:
Amd §3411, Ins L
Versions Introduced in Other Legislative Sessions:
2017-2018: A7682
2019-2020: A4046, S5388
2023-2024: A2586, S2433

2021-A2516 (ACTIVE) - Summary

Authorizes self-submission of vehicle photographs and inspection for auto insurance for personal insurance; not applicable to vehicles insured by the New York automobile insurance plan.

2021-A2516 (ACTIVE) - Bill Text download pdf

                            
 
                     S T A T E   O F   N E W   Y O R K
 ________________________________________________________________________
 
                                   2516
 
                        2021-2022 Regular Sessions
 
                           I N  A S S E M B L Y
 
                             January 19, 2021
                                ___________
 
 Introduced  by M. of A. HYNDMAN -- read once and referred to the Commit-
   tee on Insurance
 
 AN ACT to amend the insurance law, in relation  to  self-submission  for
   automobile insurance
 
   THE  PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
 BLY, DO ENACT AS FOLLOWS:

   Section 1. Subsections (e), (f) and (h) of section 3411 of the  insur-
 ance law, subsections (e) and (f) as added by chapter 805 of the laws of
 1984, are amended and a new subsection (o) is added to read as follows:
   (e)  For  a  renewal of a policy referred to in subsection (d) of this
 section, an insurer may require, as a condition of  such  renewal,  that
 the  automobile  be  made  available  for inspection BY THE INSURER, THE
 INSURER'S AUTHORIZED REPRESENTATIVE,  OR  BY  THE  INSURED  PURSUANT  TO
 SUBSECTION (O) OF THIS SECTION.
   (f) If an insurer requests an inspection pursuant to subsection (e) of
 this  section,  the  insured  shall  make  the  automobile available for
 inspection by the insurer  OR THE INSURER'S  AUTHORIZED  REPRESENTATIVE,
 upon  reasonable  notice.  THE INSURER MAY ALSO, UPON REASONABLE NOTICE,
 ALLOW THE INSURED TO COMPLETE  THE  AUTOMOBILE  INSPECTION  PURSUANT  TO
 SUBSECTION  (O) OF THIS SECTION. If the insured, UPON REASONABLE NOTICE,
 fails to make the automobile available for inspection  BY  THE  INSURER,
 THE INSURER'S AUTHORIZED REPRESENTATIVE, OR BY COMPLETING THE INSPECTION
 PURSUANT  TO  SUBSECTION  (O) OF THIS SECTION, the insurer may refuse to
 continue such physical damage coverage.
   (h) Where an inspection is made pursuant to this section, it shall  be
 conducted  by  the  insurer [or its], THE INSURER'S authorized represen-
 tative, OR BY THE INSURED PURSUANT TO SUBSECTION (O)  OF  THIS  SECTION,
 and  shall  be recorded on a form prescribed by the superintendent. Such
 form shall be retained by the insurer with its policy records  for  such
 insured,  and a copy of such form shall be made available to the insured
 upon request.
 
  EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                       [ ] is old law to be omitted.
              

Comments

Open Legislation is a forum for New York State legislation. All comments are subject to review and community moderation is encouraged.

Comments deemed off-topic, commercial, campaign-related, self-promotional; or that contain profanity, hate or toxic speech; or that link to sites outside of the nysenate.gov domain are not permitted, and will not be published. Attempts to intimidate and silence contributors or deliberately deceive the public, including excessive or extraneous posting/posts, or coordinated activity, are prohibited and may result in the temporary or permanent banning of the user. Comment moderation is generally performed Monday through Friday. By contributing or voting you agree to the Terms of Participation and verify you are over 13.

Create an account. An account allows you to sign petitions with a single click, officially support or oppose key legislation, and follow issues, committees, and bills that matter to you. When you create an account, you agree to this platform's terms of participation.