S T A T E O F N E W Y O R K
________________________________________________________________________
4671
2021-2022 Regular Sessions
I N A S S E M B L Y
February 4, 2021
___________
Introduced by M. of A. McMAHON -- read once and referred to the Commit-
tee on Insurance
AN ACT to amend the insurance law, in relation to providing a reduction
in insurance premium charges for insured volunteer firefighters or
emergency personnel for a three year period after successfully
completing the emergency vehicle operator's course as part of their
training
THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
BLY, DO ENACT AS FOLLOWS:
Section 1. Subsection (a) of section 2336 of the insurance law, as
amended by chapter 751 of the laws of 2005, is amended to read as
follows:
(a) (1) Any schedule of rates or rating plan for motor vehicle liabil-
ity and collision insurance submitted to the superintendent shall
provide for an appropriate reduction in premium charges for any insured
for a three year period after successfully completing a motor vehicle
accident prevention course, known as the national safety council's
defensive driving course, or any driver improvement course approved by
the department of motor vehicles as being equivalent to the national
safety council's defensive driving course, provided that, except as
provided in article twelve-C of the vehicle and traffic law, there shall
be no reduction in premiums for a self instruction defensive driving
course or a course which does not provide for actual classroom instruc-
tion for a minimum number of hours as determined by the department of
motor vehicles. Such reduction in premium charges shall be subsequently
modified to the extent appropriate, based upon analysis of loss experi-
ence statistics and other relevant factors. All such accident prevention
courses shall be monitored by the department of motor vehicles and shall
include components of instruction in "Road Rage" awareness and in "Work
Zone Safety" awareness as defined by the commissioner of motor vehicles.
The provisions of this section shall not apply to attendance at a
EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
[ ] is old law to be omitted.
LBD07391-01-1
A. 4671 2
program pursuant to article twenty-one of the vehicle and traffic law as
a result of any traffic infraction.
(2) ANY SCHEDULE OF RATES OR RATING PLAN FOR MOTOR VEHICLE LIABILITY
AND COLLISION INSURANCE SUBMITTED TO THE SUPERINTENDENT MAY PROVIDE FOR
AN ACTUARIALLY APPROPRIATE REDUCTION IN PREMIUM CHARGES FOR INSURED
VOLUNTEER FIREFIGHTERS OR EMERGENCY PERSONNEL FOR A THREE YEAR PERIOD
AFTER SUCCESSFULLY COMPLETING THE EMERGENCY VEHICLE OPERATOR'S COURSE
(EVOC) AS PART OF THEIR TRAINING, PROVIDED THAT THERE SHALL BE NO
REDUCTION IN PREMIUMS FOR A SELF-INSTRUCTION DEFENSIVE DRIVING COURSE OR
A COURSE WHICH DOES NOT PROVIDE FOR ACTUAL CLASSROOM INSTRUCTION FOR A
MINIMUM NUMBER OF HOURS AS DETERMINED BY THE DEPARTMENT OF MOTOR VEHI-
CLES.
§ 2. Subsection (a) of section 2336 of the insurance law, as amended
by chapter 585 of the laws of 2002, is amended to read as follows:
(a) (1) Any schedule of rates or rating plan for motor vehicle liabil-
ity and collision insurance submitted to the superintendent shall
provide for an appropriate reduction in premium charges for any insured
for a three year period after successfully completing a motor vehicle
accident prevention course, known as the national safety council's
defensive driving course, or any driver improvement course approved by
the department of motor vehicles as being equivalent to the national
safety council's defensive driving course, provided that in either event
there shall be no reduction in premiums for a self instruction defensive
driving course or a course which does not provide for actual classroom
instruction for a minimum number of hours as determined by the depart-
ment of motor vehicles. Such reduction in premium charges shall be
subsequently modified to the extent appropriate, based upon analysis of
loss experience statistics and other relevant factors. All such accident
prevention courses shall be monitored by the department of motor vehi-
cles and shall include components of instruction in "Road Rage" aware-
ness and in "Work Zone Safety" awareness as defined by the commissioner
of motor vehicles. The provisions of this section shall not apply to
attendance at a program pursuant to article twenty-one of the vehicle
and traffic law as a result of any traffic infraction.
(2) ANY SCHEDULE OF RATES OR RATING PLAN FOR MOTOR VEHICLE LIABILITY
AND COLLISION INSURANCE SUBMITTED TO THE SUPERINTENDENT MAY PROVIDE FOR
AN ACTUARIALLY APPROPRIATE REDUCTION IN PREMIUM CHARGES FOR INSURED
VOLUNTEER FIREFIGHTERS OR EMERGENCY PERSONNEL FOR A THREE YEAR PERIOD
AFTER SUCCESSFULLY COMPLETING THE EMERGENCY VEHICLE OPERATOR'S COURSE
(EVOC) AS PART OF THEIR TRAINING, PROVIDED THAT THERE SHALL BE NO
REDUCTION IN PREMIUMS FOR A SELF-INSTRUCTION DEFENSIVE DRIVING COURSE OR
A COURSE WHICH DOES NOT PROVIDE FOR ACTUAL CLASSROOM INSTRUCTION FOR A
MINIMUM NUMBER OF HOURS AS DETERMINED BY THE DEPARTMENT OF MOTOR VEHI-
CLES.
§ 3. This act shall take effect immediately; provided however that the
amendments to subsection (a) of section 2336 of the insurance law made
by section one of this act shall be subject to the expiration and rever-
sion of such section pursuant to section 5 of chapter 751 of the laws of
2005, as amended, when upon such date the provisions of section two of
this act shall take effect.