S T A T E O F N E W Y O R K
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8859
I N A S S E M B L Y
January 19, 2022
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Introduced by M. of A. L. ROSENTHAL -- read once and referred to the
Committee on Insurance
AN ACT to amend the insurance law, in relation to prohibiting insurers
from cancelling, refusing to issue or renew renters' insurance based
on the breed of dog owned
THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
BLY, DO ENACT AS FOLLOWS:
Section 1. The section heading and subsection 1 of section 3421 of
the insurance law, as added by chapter 545 of the laws of 2021, are
amended to read as follows:
Homeowners' liability insurance AND RENTERS' INSURANCE; dogs. 1. With
respect to homeowners' insurance policies as defined in section two
thousand three hundred fifty-one of this chapter, AND EVERY POLICY OR
CONTRACT INSURING AGAINST LIABILITY FOR INJURY TO ANY PERSON, OR INJURY
TO OR DESTRUCTION OF PROPERTY ARISING OUT OF A LEASE OF RESIDENTIAL ONE,
TWO, THREE OR FOUR DWELLING REAL PROPERTY, INCLUDING RENTERS' INSURANCE,
no insurer shall refuse to issue or renew, cancel, or charge or impose
an increased premium or rate for such policy or contract based solely
upon harboring or owning any dog of a specific breed or mixture of
breeds.
§ 2. This act shall take effect on the ninetieth day after it shall
have become a law and shall apply to all policies issued, renewed, modi-
fied, altered or amended on or after such effective date; provided,
however, that if chapter 545 of the laws of 2021 shall not have taken
effect on or before such date, then section one of this act shall take
effect on the same date and in the same manner as such chapter of the
laws of 2021 takes effect and shall apply to all policies issued,
renewed, modified, altered or amended on or after such effective date.
EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
[ ] is old law to be omitted.
LBD00497-05-2