Assembly Bill A9076

2021-2022 Legislative Session

Requires a stay of certain foreclosure proceedings

download bill text pdf

Sponsored By

Archive: Last Bill Status - In Assembly Committee


  • Introduced
    • In Committee Assembly
    • In Committee Senate
    • On Floor Calendar Assembly
    • On Floor Calendar Senate
    • Passed Assembly
    • Passed Senate
  • Delivered to Governor
  • Signed By Governor

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2021-A9076 (ACTIVE) - Details

See Senate Version of this Bill:
S7637
Current Committee:
Assembly Judiciary
Law Section:
Real Property
Versions Introduced in 2023-2024 Legislative Session:
A1827

2021-A9076 (ACTIVE) - Summary

Requires a stay of certain foreclosure proceedings where the mortgagor has applied for coverage under the New York state homeowner assistance fund or any local program administering federal emergency mortgage assistance program funds; allows such foreclosure proceedings to proceed against a mortgagor who has caused significant damage to the property.

2021-A9076 (ACTIVE) - Bill Text download pdf

                             
                     S T A T E   O F   N E W   Y O R K
 ________________________________________________________________________
 
                                   9076
 
                           I N  A S S E M B L Y
 
                             January 31, 2022
                                ___________
 
 Introduced  by  M.  of  A.  JEAN-PIERRE -- read once and referred to the
   Committee on Judiciary
 
 AN ACT to stay certain foreclosure proceedings
 
   THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND  ASSEM-
 BLY, DO ENACT AS FOLLOWS:
 
   Section  1. Except as provided in section two of this act, foreclosure
 proceedings for non-payment of mortgage payments that would be  eligible
 for coverage under the New York state homeowner assistance fund adminis-
 tered  by  the  division  of  housing and community renewal shall not be
 commenced against a mortgagor who has applied for such coverage  or  any
 local   program  administering  federal  emergency  mortgage  assistance
 program funds unless or until a determination of ineligibility is  made.
 Except  as  provided in section two of this act, in any pending foreclo-
 sure proceeding, whether filed prior to, on, or after the effective date
 of this act, against a mortgagor who has applied or subsequently applies
 for benefits under the New York state homeowner assistance fund  or  any
 local   program  administering  federal  emergency  mortgage  assistance
 program funds to cover all or part of the arrears claimed by  the  peti-
 tioner,  all  proceedings  shall  be  stayed  pending a determination of
 eligibility. Evidence of a payment received pursuant  to  the  New  York
 state homeowner assistance fund or a local program administering federal
 emergency  mortgage  assistance  program  funds may be presented in such
 proceeding and create a presumption that the mortgagor's obligation  for
 the time period covered by the payment has been fully satisfied.
   §  2.  Section  one  of this act shall not apply if a mortgagor inten-
 tionally causes significant damage to the property that is  the  subject
 of the mortgage agreement, provided:
   1. If a foreclosure proceeding is not pending on the effective date of
 this act, the petitioner shall file an affidavit under penalty of perju-
 ry  with the petition attesting that the respondent intentionally caused
 significant damage to the property, with a specific description  of  the
 damages alleged.
   2.  If  a  foreclosure  proceeding is pending on the effective date of
 this act, but the petitioner has not previously alleged that the mortga-
 
  EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                       [ ] is old law to be omitted.
              

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