assembly Bill A2260A

Signed By Governor
2021-2022 Legislative Session

Requires debt collectors to inform debtors that written communications are available in large print format

download bill text pdf

Sponsored By

Current Bill Status Via S737 - Signed by Governor


  • Introduced
  • In Committee
  • On Floor Calendar
    • Passed Senate
    • Passed Assembly
  • Delivered to Governor
  • Signed by Governor

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Actions

view actions (12)
Assembly Actions - Lowercase
Senate Actions - UPPERCASE
Oct 08, 2021 signed chap.461
Sep 28, 2021 delivered to governor
Jun 10, 2021 returned to senate
passed assembly
ordered to third reading cal.102
substituted for a2260a
Jun 10, 2021 substituted by s737a
Jun 01, 2021 amended on third reading 2260a
Feb 11, 2021 advanced to third reading cal.102
Feb 09, 2021 reported
Feb 02, 2021 reported referred to codes
Jan 14, 2021 referred to consumer affairs and protection

Co-Sponsors

view additional co-sponsors

A2260 - Details

See Senate Version of this Bill:
S737
Law Section:
General Business Law
Laws Affected:
Amd §§600 & 602, add §601-b, Gen Bus L
Versions Introduced in Other Legislative Sessions:
2011-2012: A5438
2013-2014: A374, S5386
2015-2016: A1933, S2515
2017-2018: A5237, A7860, S2199
2019-2020: A711, S4394

A2260 - Summary

Requires debt collectors to inform debtors in each initial communication that written communications are available in large print format.

A2260 - Bill Text download pdf

 
                     S T A T E   O F   N E W   Y O R K
 ________________________________________________________________________
 
                                   2260
 
                        2021-2022 Regular Sessions
 
                           I N  A S S E M B L Y
 
                             January 14, 2021
                                ___________
 
 Introduced  by  M.  of  A.  NIOU, BARRON, KIM, DINOWITZ, EPSTEIN, SIMON,
   FRONTUS, RICHARDSON, FALL, SAYEGH, WEPRIN, D. ROSENTHAL, REYES, SOLAG-
   ES, ABINANTI, CRUZ, OTIS -- read once and referred to the Committee on
   Consumer Affairs and Protection
 
 AN ACT to amend the general business law, in relation to requiring  debt
   collectors to inform debtors that written communications are available
   in large print format
 
   THE  PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
 BLY, DO ENACT AS FOLLOWS:
 
   Section 1. Section 600 of the  general  business  law  is  amended  by
 adding three new subdivisions 5, 6 and 7 to read as follows:
   5. "COMMUNICATION" SHALL MEAN THE CONVEYING OF INFORMATION REGARDING A
 DEBT DIRECTLY OR INDIRECTLY TO ANY PERSON THROUGH ANY MEDIUM.
   6.  "DEBT" MEANS ANY OBLIGATION OR ALLEGED OBLIGATION OF A CONSUMER TO
 PAY MONEY ARISING OUT OF A TRANSACTION IN  WHICH  THE  MONEY,  PROPERTY,
 INSURANCE,  OR  SERVICES  WHICH  ARE  THE SUBJECT OF THE TRANSACTION ARE
 PRIMARILY FOR PERSONAL, FAMILY, OR HOUSEHOLD PURPOSES,  WHETHER  OR  NOT
 SUCH OBLIGATION HAS BEEN REDUCED TO JUDGMENT.
   7.  "DEBT  COLLECTOR"  MEANS  AN INDIVIDUAL WHO, AS PART OF HIS OR HER
 JOB, REGULARLY COLLECTS OR ATTEMPTS TO COLLECT DEBTS: (A) OWED OR DUE OR
 ASSERTED TO BE OWED OR DUE TO ANOTHER; OR (B) OBTAINED BY,  OR  ASSIGNED
 TO,  SUCH PERSON, FIRM OR CORPORATION, THAT ARE IN DEFAULT WHEN OBTAINED
 OR ACQUIRED BY SUCH PERSON, FIRM OR CORPORATION.
   § 2. The general business law is amended by adding a new section 601-b
 to read as follows:
   § 601-B. LARGE PRINT NOTICES. 1. EACH AND EVERY PRINCIPAL CREDITOR  OR
 DEBT  COLLECTOR  SHALL,  IN  EACH  INITIAL  COMMUNICATION,  CLEARLY  AND
 CONSPICUOUSLY DISCLOSE TO THE DEBTOR THAT  WRITTEN  COMMUNICATIONS  FROM
 THE  PRINCIPAL  CREDITOR  OR  DEBT  COLLECTOR MAY BE RECEIVED IN A LARGE
 PRINT FORMAT. UPON WRITTEN REQUEST BY A DEBTOR, THE  PRINCIPAL  CREDITOR
 
  EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                       [ ] is old law to be omitted.
                                                            LBD02903-01-1

Co-Sponsors

view additional co-sponsors

A2260A (ACTIVE) - Details

See Senate Version of this Bill:
S737
Law Section:
General Business Law
Laws Affected:
Amd §§600 & 602, add §601-b, Gen Bus L
Versions Introduced in Other Legislative Sessions:
2011-2012: A5438
2013-2014: A374, S5386
2015-2016: A1933, S2515
2017-2018: A5237, A7860, S2199
2019-2020: A711, S4394

A2260A (ACTIVE) - Summary

Requires debt collectors to inform debtors in each initial communication that written communications are available in large print format.

A2260A (ACTIVE) - Bill Text download pdf

 
                     S T A T E   O F   N E W   Y O R K
 ________________________________________________________________________
 
                                  2260--A
                                                         Cal. No. 102
 
                        2021-2022 Regular Sessions
 
                           I N  A S S E M B L Y
 
                             January 14, 2021
                                ___________
 
 Introduced  by  M.  of  A.  NIOU, BARRON, KIM, DINOWITZ, EPSTEIN, SIMON,
   FRONTUS, RICHARDSON, FALL, SAYEGH, WEPRIN, D. ROSENTHAL, REYES, SOLAG-
   ES, ABINANTI, CRUZ, OTIS, GONZALEZ-ROJAS,  KELLES,  ZINERMAN  --  read
   once  and referred to the Committee on Consumer Affairs and Protection
   -- reported and referred to the Committee on Codes  --  reported  from
   committee, advanced to a third reading, amended and ordered reprinted,
   retaining its place on the order of third reading
 
 AN  ACT to amend the general business law, in relation to requiring debt
   collectors to inform debtors that written communications are available
   in large print format
 
   THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND  ASSEM-
 BLY, DO ENACT AS FOLLOWS:
 
   Section  1.  Section  600  of  the  general business law is amended by
 adding three new subdivisions 5, 6 and 7 to read as follows:
   5. "COMMUNICATION" SHALL MEAN THE CONVEYING OF INFORMATION REGARDING A
 DEBT DIRECTLY OR INDIRECTLY TO ANY PERSON THROUGH ANY MEDIUM.
   6. "DEBT" MEANS ANY OBLIGATION OR ALLEGED OBLIGATION OF A CONSUMER  TO
 PAY  MONEY  ARISING  OUT  OF A TRANSACTION IN WHICH THE MONEY, PROPERTY,
 INSURANCE, OR SERVICES WHICH ARE THE  SUBJECT  OF  THE  TRANSACTION  ARE
 PRIMARILY  FOR  PERSONAL,  FAMILY, OR HOUSEHOLD PURPOSES, WHETHER OR NOT
 SUCH OBLIGATION HAS BEEN REDUCED TO JUDGMENT.
   7. "DEBT COLLECTOR" MEANS AN INDIVIDUAL WHO, AS PART  OF  HIS  OR  HER
 JOB, REGULARLY COLLECTS OR ATTEMPTS TO COLLECT DEBTS: (A) OWED OR DUE OR
 ASSERTED  TO  BE OWED OR DUE TO ANOTHER; OR (B) OBTAINED BY, OR ASSIGNED
 TO, SUCH PERSON, FIRM OR CORPORATION, THAT ARE IN DEFAULT WHEN  OBTAINED
 OR ACQUIRED BY SUCH PERSON, FIRM OR CORPORATION.
   § 2. The general business law is amended by adding a new section 601-b
 to read as follows:
   §  601-B. LARGE PRINT NOTICES. 1. EACH AND EVERY PRINCIPAL CREDITOR OR
 DEBT  COLLECTOR  SHALL,  IN  EACH  INITIAL  COMMUNICATION,  CLEARLY  AND
 CONSPICUOUSLY  DISCLOSE  TO  THE  DEBTOR  THAT EACH COMMUNICATION CAN BE
 
  EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets