Senate Bill S2849B

2021-2022 Legislative Session

Restricts the repossession of motor vehicles and mobile homes for certain persons suffering financial hardship as a result of the COVID-19 pandemic

download bill text pdf

Sponsored By

Archive: Last Bill Status - In Senate Committee Consumer Protection Committee


  • Introduced
    • In Committee Assembly
    • In Committee Senate
    • On Floor Calendar Assembly
    • On Floor Calendar Senate
    • Passed Assembly
    • Passed Senate
  • Delivered to Governor
  • Signed By Governor

Do you support this bill?

Please enter your contact information

Home address is used to determine the senate district in which you reside. Your support or opposition to this bill is then shared immediately with the senator who represents you.

Optional services from the NY State Senate:

Create an account. An account allows you to officially support or oppose key legislation, sign petitions with a single click, and follow issues, committees, and bills that matter to you. When you create an account, you agree to this platform's terms of participation.

Include a custom message for your Senator? (Optional)

Enter a message to your senator. Many New Yorkers use this to share the reasoning behind their support or opposition to the bill. Others might share a personal anecdote about how the bill would affect them or people they care about.
Actions

Bill Amendments

co-Sponsors

2021-S2849 - Details

Current Committee:
Senate Consumer Protection
Law Section:
Personal Property

2021-S2849 - Summary

Restricts the repossession of motor vehicles and mobile homes for certain persons suffering financial hardship as a result of the COVID-19 pandemic until the expiration of the restrictions on business and places of public accommodation in the county of the buyer under executive order 202 of 2020, or December 31, 2021, whichever is later.

2021-S2849 - Sponsor Memo

2021-S2849 - Bill Text download pdf

                            
 
                     S T A T E   O F   N E W   Y O R K
 ________________________________________________________________________
 
                                   2849
 
                        2021-2022 Regular Sessions
 
                             I N  S E N A T E
 
                             January 26, 2021
                                ___________
 
 Introduced by Sens. THOMAS, MAYER -- read twice and ordered printed, and
   when printed to be committed to the Committee on Consumer Protection
 
 AN ACT in relation to restricting the repossession of motor vehicles and
   mobile  homes  for persons suffering financial hardship as a result of
   the COVID-19 pandemic; and providing for the repeal of such provisions
   upon the expiration thereof
 
   THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND  ASSEM-
 BLY, DO ENACT AS FOLLOWS:
 
   Section  1.  For  the  purposes of this act, the following terms shall
 have the following meanings:
   1. "Covered period" means March 7, 2020 until 180 days after the expi-
 ration of the state disaster emergency declared for the entire state  by
 executive  order number 202 and any further amendments or modifications,
 and as may be further extended pursuant to section 28 of  the  executive
 law.
   2.  "Holder of a retail instalment contract" shall have the same mean-
 ing as set forth in section 301 of the personal property law.
   3. "Financial hardship" means (a) significant loss of household income
 during the COVID-19 pandemic;
   (b) increase in necessary out-of-pocket expenses related to performing
 essential work or related to health impacts during the COVID-19  pandem-
 ic;
   (c)  childcare  responsibilities  or  responsibilities  to care for an
 elderly, disabled, or sick family member during  the  COVID-19  pandemic
 have  negatively  affected  the ability of holder of a retail instalment
 contract to obtain meaningful employment or  earn  income  or  increased
 necessary out-of-pocket expenses; or
   (d)  other  circumstances  related to the COVID-19 pandemic have nega-
 tively affected the ability to  obtain  meaningful  employment  or  earn
 income  or  have significantly reduced household income or significantly
 increased expenses; and public assistance, including unemployment insur-
 
  EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                       [ ] is old law to be omitted.
              

co-Sponsors

2021-S2849A - Details

Current Committee:
Senate Consumer Protection
Law Section:
Personal Property

2021-S2849A - Summary

Restricts the repossession of motor vehicles and mobile homes for certain persons suffering financial hardship as a result of the COVID-19 pandemic until the expiration of the restrictions on business and places of public accommodation in the county of the buyer under executive order 202 of 2020, or December 31, 2021, whichever is later.

2021-S2849A - Sponsor Memo

2021-S2849A - Bill Text download pdf

                            
 
                     S T A T E   O F   N E W   Y O R K
 ________________________________________________________________________
 
                                  2849--A
 
                        2021-2022 Regular Sessions
 
                             I N  S E N A T E
 
                             January 26, 2021
                                ___________
 
 Introduced by Sens. THOMAS, MAYER -- read twice and ordered printed, and
   when  printed  to be committed to the Committee on Consumer Protection
   -- committee discharged, bill amended, ordered  reprinted  as  amended
   and recommitted to said committee
 
 AN ACT in relation to restricting the repossession of motor vehicles and
   mobile  homes  for persons suffering financial hardship as a result of
   the COVID-19 pandemic
 
   THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND  ASSEM-
 BLY, DO ENACT AS FOLLOWS:
 
   Section  1.  For  the  purposes of this act, the following terms shall
 have the following meanings:
   1. "Covered period" means March 7, 2020 until the date on  which  none
 of  the provisions that closed or otherwise restricted public or private
 businesses or places of public accommodation, or  required  postponement
 or  cancellation  of  all non-essential gatherings of individuals of any
 size for any reason in Executive  Orders  202.3,  202.4,  202.5,  202.6,
 202.7, 202.8, 202.9, 202.10, 202.11, 202.12, 202.13, 202.15, as extended
 by  Executive  Orders  202.28  and 202.31 and as further extended by any
 future Executive Order, issued in response  to  the  COVID-19  pandemic,
 continue to apply in the county of the qualified buyer's residence.
   2.  "Qualified  buyer" means an individual (a) whose primary residence
 is located in New York and is encumbered  by  a  vehicle-secured  credit
 obligation,  or  (b) whose primary vehicle is used for transportation to
 work, school, or medical appointments and is encumbered by a vehicle-se-
 cured credit obligation.
   3. "Holder of a retail instalment contract" shall have the same  mean-
 ing as set forth in section 301 of the personal property law.
   4. "Financial hardship" means (a) significant loss of household income
 during the COVID-19 pandemic;
 
  EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                       [ ] is old law to be omitted.
                                                            LBD08682-03-1

              

co-Sponsors

2021-S2849B (ACTIVE) - Details

Current Committee:
Senate Consumer Protection
Law Section:
Personal Property

2021-S2849B (ACTIVE) - Summary

Restricts the repossession of motor vehicles and mobile homes for certain persons suffering financial hardship as a result of the COVID-19 pandemic until the expiration of the restrictions on business and places of public accommodation in the county of the buyer under executive order 202 of 2020, or December 31, 2021, whichever is later.

2021-S2849B (ACTIVE) - Sponsor Memo

2021-S2849B (ACTIVE) - Bill Text download pdf

                            
 
                     S T A T E   O F   N E W   Y O R K
 ________________________________________________________________________
 
                                  2849--B
 
                        2021-2022 Regular Sessions
 
                             I N  S E N A T E
 
                             January 26, 2021
                                ___________
 
 Introduced by Sens. THOMAS, MAYER -- read twice and ordered printed, and
   when  printed  to be committed to the Committee on Consumer Protection
   -- committee discharged, bill amended, ordered  reprinted  as  amended
   and  recommitted  to  said  committee  --  committee  discharged, bill
   amended, ordered reprinted as amended and recommitted to said  commit-
   tee
 
 AN ACT in relation to restricting the repossession of motor vehicles and
   mobile  homes  for persons suffering financial hardship as a result of
   the COVID-19 pandemic
 
   THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND  ASSEM-
 BLY, DO ENACT AS FOLLOWS:
 
   Section  1.  For  the  purposes of this act, the following terms shall
 have the following meanings:
   1. "Covered period" means March 7, 2020 until the  later  of  December
 31,  2021  or date on which none of the provisions that closed or other-
 wise restricted public or private businesses or places of public  accom-
 modation,  or required postponement or cancellation of all non-essential
 gatherings of individuals of any size for any reason in Executive Orders
 202.3, 202.4, 202.5, 202.6, 202.7, 202.8, 202.9, 202.10, 202.11, 202.12,
 202.13, 202.15, as extended by Executive Orders 202.28 and 202.31 and as
 further extended by any future Executive Order, issued  in  response  to
 the  COVID-19 pandemic, continue to apply in the county of the qualified
 buyer's residence.
   2. "Qualified buyer" means an individual (a) whose  primary  residence
 is  located  in  New  York and is encumbered by a vehicle-secured credit
 obligation, or (b) whose primary vehicle is used for  transportation  to
 work, school, or medical appointments and is encumbered by a vehicle-se-
 cured credit obligation.
   3.  "Holder of a retail instalment contract" shall have the same mean-
 ing as set forth in section 301 of the personal property law.
 
  EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                       [ ] is old law to be omitted.
                                                            LBD08682-04-1
              

Comments

Open Legislation is a forum for New York State legislation. All comments are subject to review and community moderation is encouraged.

Comments deemed off-topic, commercial, campaign-related, self-promotional; or that contain profanity, hate or toxic speech; or that link to sites outside of the nysenate.gov domain are not permitted, and will not be published. Attempts to intimidate and silence contributors or deliberately deceive the public, including excessive or extraneous posting/posts, or coordinated activity, are prohibited and may result in the temporary or permanent banning of the user. Comment moderation is generally performed Monday through Friday. By contributing or voting you agree to the Terms of Participation and verify you are over 13.

Create an account. An account allows you to sign petitions with a single click, officially support or oppose key legislation, and follow issues, committees, and bills that matter to you. When you create an account, you agree to this platform's terms of participation.