senate Bill S499

2021-2022 Legislative Session

Relates to the creation of a study of the minimum coverage amounts for non-commercial auto insurance

download bill text pdf

Sponsored By

Archive: Last Bill Status - In Senate Committee Insurance Committee

  • Introduced
  • In Committee
  • On Floor Calendar
    • Passed Senate
    • Passed Assembly
  • Delivered to Governor
  • Signed/Vetoed by Governor

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view actions (2)
Assembly Actions - Lowercase
Senate Actions - UPPERCASE
Jan 05, 2022 referred to insurance
Jan 06, 2021 referred to insurance

S499 (ACTIVE) - Details

See Assembly Version of this Bill:
Current Committee:
Senate Insurance
Law Section:
Vehicle and Traffic
Versions Introduced in Other Legislative Sessions:
2013-2014: A10115
2015-2016: A2578
2017-2018: S5883, A3787
2019-2020: S2993, A251, A8130
2023-2024: S2685, A2577

S499 (ACTIVE) - Summary

Relates to the creation of a study of the minimum coverage amounts for non-commercial auto insurance.

S499 (ACTIVE) - Sponsor Memo

S499 (ACTIVE) - Bill Text download pdf

                     S T A T E   O F   N E W   Y O R K
                        2021-2022 Regular Sessions
                             I N  S E N A T E
                              January 6, 2021
 Introduced  by  Sen. BRESLIN -- read twice and ordered printed, and when
   printed to be committed to the Committee on Insurance
 AN ACT relating to the creation of  a  study  of  the  minimum  coverage
   amounts for non-commercial auto insurance

   Section 1. The department of financial services shall conduct a  study
 of  the  minimum  coverage  amounts for liability and uninsured motorist
 coverage currently required under article 3 of the vehicle  and  traffic
 law  for  non-commercial  auto  insurance in New York state, the minimum
 amount of no-fault coverage required by article 51 of the insurance law,
 and additional coverage options, including but not limited to comprehen-
 sive, collision, and supplemental uninsured/underinsured motorist cover-
 age.  In conducting this study, such department shall  consider  whether
 the  current minimum coverage amounts are adequate to protect consumers;
 whether and to what extent consumers purchase higher  coverage  amounts;
 the  impact higher coverage amounts have on premiums, claims processing,
 and consumer satisfaction; and any other factors such  department  deems
 relevant.  Such  department  shall  consult  with relevant stakeholders,
 including insurance companies, insurance  producers,  consumer  advocacy
 groups,  and any other person or entity such department deems necessary.
 Such department shall issue a report of its findings as well  as  recom-
 mendations  as  to  whether  the  required  minimum coverage amounts for
 liability,  uninsured  motorist  coverage,  and   no-fault   should   be
 increased, the extent to which such amounts should be increased, and the
 impact  this  would  have  on premiums. Such department shall submit its
 report to the governor, the  temporary  president  of  the  senate,  the
 speaker  of  the  assembly,  and  the  chairs of the senate and assembly
 standing committees on insurance no later than April 15, 2023.
   § 2. This act shall take effect immediately.
  EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets


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