senate Bill S737A

Signed By Governor
2021-2022 Legislative Session

Requires debt collectors to inform debtors that written communications are available in large print format

download bill text pdf

Sponsored By

Current Bill Status - Signed by Governor


  • Introduced
  • In Committee
  • On Floor Calendar
    • Passed Senate
    • Passed Assembly
  • Delivered to Governor
  • Signed by Governor

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Actions

view actions (14)
Assembly Actions - Lowercase
Senate Actions - UPPERCASE
Oct 08, 2021 signed chap.461
Sep 28, 2021 delivered to governor
Jun 10, 2021 returned to senate
passed assembly
ordered to third reading cal.102
substituted for a2260a
Jun 09, 2021 referred to codes
delivered to assembly
passed senate
Jun 08, 2021 ordered to third reading cal.1618
committee discharged and committed to rules
May 28, 2021 print number 737a
May 28, 2021 amend and recommit to consumer protection
Jan 06, 2021 referred to consumer protection

Co-Sponsors

S737 - Details

See Assembly Version of this Bill:
A2260
Law Section:
General Business Law
Laws Affected:
Amd §§600 & 602, add §601-b, Gen Bus L
Versions Introduced in Other Legislative Sessions:
2011-2012: A5438
2013-2014: S5386, A374
2015-2016: S2515, A1933
2017-2018: S2199, A5237, A7860
2019-2020: S4394, A711

S737 - Summary

Requires debt collectors to inform debtors in each initial communication that written communications are available in large print format.

S737 - Sponsor Memo

S737 - Bill Text download pdf

 
                     S T A T E   O F   N E W   Y O R K
 ________________________________________________________________________
 
                                    737
 
                        2021-2022 Regular Sessions
 
                             I N  S E N A T E
 
                                (PREFILED)
 
                              January 6, 2021
                                ___________
 
 Introduced  by  Sens.  BIAGGI, PARKER -- read twice and ordered printed,
   and when  printed  to  be  committed  to  the  Committee  on  Consumer
   Protection
 
 AN  ACT to amend the general business law, in relation to requiring debt
   collectors to inform debtors that written communications are available
   in large print format
 
   THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND  ASSEM-
 BLY, DO ENACT AS FOLLOWS:
 
   Section  1.  Section  600  of  the  general business law is amended by
 adding three new subdivisions 5, 6 and 7 to read as follows:
   5. "COMMUNICATION" SHALL MEAN THE CONVEYING OF INFORMATION REGARDING A
 DEBT DIRECTLY OR INDIRECTLY TO ANY PERSON THROUGH ANY MEDIUM.
   6. "DEBT" MEANS ANY OBLIGATION OR ALLEGED OBLIGATION OF A CONSUMER  TO
 PAY  MONEY  ARISING  OUT  OF A TRANSACTION IN WHICH THE MONEY, PROPERTY,
 INSURANCE, OR SERVICES WHICH ARE THE  SUBJECT  OF  THE  TRANSACTION  ARE
 PRIMARILY  FOR  PERSONAL,  FAMILY, OR HOUSEHOLD PURPOSES, WHETHER OR NOT
 SUCH OBLIGATION HAS BEEN REDUCED TO JUDGMENT.
   7. "DEBT COLLECTOR" MEANS AN INDIVIDUAL WHO, AS PART  OF  HIS  OR  HER
 JOB, REGULARLY COLLECTS OR ATTEMPTS TO COLLECT DEBTS: (A) OWED OR DUE OR
 ASSERTED  TO  BE OWED OR DUE TO ANOTHER; OR (B) OBTAINED BY, OR ASSIGNED
 TO, SUCH PERSON, FIRM OR CORPORATION, THAT ARE IN DEFAULT WHEN  OBTAINED
 OR ACQUIRED BY SUCH PERSON, FIRM OR CORPORATION.
   § 2. The general business law is amended by adding a new section 601-b
 to read as follows:
   §  601-B. LARGE PRINT NOTICES. 1. EACH AND EVERY PRINCIPAL CREDITOR OR
 DEBT  COLLECTOR  SHALL,  IN  EACH  INITIAL  COMMUNICATION,  CLEARLY  AND
 CONSPICUOUSLY  DISCLOSE  TO  THE DEBTOR THAT WRITTEN COMMUNICATIONS FROM
 THE PRINCIPAL CREDITOR OR DEBT COLLECTOR MAY  BE  RECEIVED  IN  A  LARGE
 PRINT  FORMAT.  UPON WRITTEN REQUEST BY A DEBTOR, THE PRINCIPAL CREDITOR
 
  EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                       [ ] is old law to be omitted.

Co-Sponsors

S737A (ACTIVE) - Details

See Assembly Version of this Bill:
A2260
Law Section:
General Business Law
Laws Affected:
Amd §§600 & 602, add §601-b, Gen Bus L
Versions Introduced in Other Legislative Sessions:
2011-2012: A5438
2013-2014: S5386, A374
2015-2016: S2515, A1933
2017-2018: S2199, A5237, A7860
2019-2020: S4394, A711

S737A (ACTIVE) - Summary

Requires debt collectors to inform debtors in each initial communication that written communications are available in large print format.

S737A (ACTIVE) - Sponsor Memo

S737A (ACTIVE) - Bill Text download pdf

 
                     S T A T E   O F   N E W   Y O R K
 ________________________________________________________________________
 
                                  737--A
 
                        2021-2022 Regular Sessions
 
                             I N  S E N A T E
 
                                (PREFILED)
 
                              January 6, 2021
                                ___________
 
 Introduced  by  Sens.  BIAGGI, PARKER -- read twice and ordered printed,
   and when  printed  to  be  committed  to  the  Committee  on  Consumer
   Protection -- committee discharged, bill amended, ordered reprinted as
   amended and recommitted to said committee

 AN  ACT to amend the general business law, in relation to requiring debt
   collectors to inform debtors that written communications are available
   in large print format
 
   THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND  ASSEM-
 BLY, DO ENACT AS FOLLOWS:
 
   Section  1.  Section  600  of  the  general business law is amended by
 adding three new subdivisions 5, 6 and 7 to read as follows:
   5. "COMMUNICATION" SHALL MEAN THE CONVEYING OF INFORMATION REGARDING A
 DEBT DIRECTLY OR INDIRECTLY TO ANY PERSON THROUGH ANY MEDIUM.
   6. "DEBT" MEANS ANY OBLIGATION OR ALLEGED OBLIGATION OF A CONSUMER  TO
 PAY  MONEY  ARISING  OUT  OF A TRANSACTION IN WHICH THE MONEY, PROPERTY,
 INSURANCE, OR SERVICES WHICH ARE THE  SUBJECT  OF  THE  TRANSACTION  ARE
 PRIMARILY  FOR  PERSONAL,  FAMILY, OR HOUSEHOLD PURPOSES, WHETHER OR NOT
 SUCH OBLIGATION HAS BEEN REDUCED TO JUDGMENT.
   7. "DEBT COLLECTOR" MEANS AN INDIVIDUAL WHO, AS PART  OF  HIS  OR  HER
 JOB, REGULARLY COLLECTS OR ATTEMPTS TO COLLECT DEBTS: (A) OWED OR DUE OR
 ASSERTED  TO  BE OWED OR DUE TO ANOTHER; OR (B) OBTAINED BY, OR ASSIGNED
 TO, SUCH PERSON, FIRM OR CORPORATION, THAT ARE IN DEFAULT WHEN  OBTAINED
 OR ACQUIRED BY SUCH PERSON, FIRM OR CORPORATION.
   § 2. The general business law is amended by adding a new section 601-b
 to read as follows:
   §  601-B. LARGE PRINT NOTICES. 1. EACH AND EVERY PRINCIPAL CREDITOR OR
 DEBT  COLLECTOR  SHALL,  IN  EACH  INITIAL  COMMUNICATION,  CLEARLY  AND
 CONSPICUOUSLY  DISCLOSE  TO  THE  DEBTOR  THAT EACH COMMUNICATION CAN BE
 PROVIDED IN AN  ALTERNATIVE,  REASONABLY  ACCOMMODATABLE,  FORMAT.  SUCH
 DISCLOSURE SHALL SUBSTANTIVELY CONTAIN THE FOLLOWING:
 
  EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets

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