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Assembly Bill A125

2023-2024 Legislative Session

Relates to alternative forms of identification for renters insurance

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Archive: Last Bill Status - In Senate Committee Insurance Committee

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Bill Amendments

co-Sponsors

2023-A125 - Details

See Senate Version of this Bill:
S5899
Current Committee:
Senate Insurance
Law Section:
Insurance Law
Laws Affected:
Add §3422, Ins L
Versions Introduced in Other Legislative Sessions:
2021-2022: A8414, S9183
2025-2026: A1260

2023-A125 - Summary

Relates to alternative forms of identification for renters insurance, including a municipal identification card, or other state or local government-issued identification card, or a notarized copy of the rental lease signed by the property owner, the property management firm and the insured.

2023-A125 - Bill Text download pdf 

                             
                     S T A T E   O F   N E W   Y O R K
 ________________________________________________________________________
 
                                    125
 
                        2023-2024 Regular Sessions
 
                           I N  A S S E M B L Y
 
                                (PREFILED)
 
                              January 4, 2023
                                ___________
 
 Introduced  by M. of A. CRUZ, BURDICK, SIMON, DARLING, McDONOUGH, GLICK,
   GOODELL -- read once and referred to the Committee on Insurance
 
 AN ACT to amend the insurance law, in relation to alternative  forms  of
   identification for renters insurance

   THE  PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
 BLY, DO ENACT AS FOLLOWS:
 
   Section 1. The insurance law is amended by adding a new  section  3422
 to read as follows:
   §  3422.  RENTERS  INSURANCE;  ALTERNATIVE  FORMS  OF  IDENTIFICATION.
 NOTWITHSTANDING ANY OTHER PROVISION OF THIS CHAPTER OR ANY OTHER LAW  TO
 THE  CONTRARY,  EVERY  INSURER  ISSUING A POLICY OR CONTRACT FOR RENTERS
 INSURANCE, SHALL ACCEPT, IN LIEU OF A SOCIAL SECURITY NUMBER, A  MUNICI-
 PAL IDENTIFICATION CARD, OR OTHER STATE OR LOCAL GOVERNMENT-ISSUED IDEN-
 TIFICATION  CARD.  THE INSURER MAY ALSO REQUIRE, AS PROOF OF IDENTITY, A
 NOTARIZED COPY OF THE RENTAL LEASE SIGNED BY  THE  PROPERTY  OWNER,  THE
 PROPERTY MANAGEMENT FIRM AND THE INSURED. THE PREMIUM FOR SUCH POLICY OR
 CONTRACT  WHICH INSURES RENTERS SHALL BE BASED ON SOUND UNDERWRITING AND
 ACTUARIAL PRINCIPLES. INSURERS SHALL PROVIDE INSUREDS WITH THE OPTION TO
 PAY SUCH RENTERS INSURANCE PREMIUM IN ONE FULL PAYMENT, IN TWELVE MONTH-
 LY PAYMENTS, OR BY BIANNUAL PAYMENTS.
   § 2. This act shall take effect immediately.
 
 
 
 
  EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                       [ ] is old law to be omitted.
                                                            LBD02052-01-3

co-Sponsors

2023-A125A - Details

See Senate Version of this Bill:
S5899
Current Committee:
Senate Insurance
Law Section:
Insurance Law
Laws Affected:
Add §3422, Ins L
Versions Introduced in Other Legislative Sessions:
2021-2022: A8414, S9183
2025-2026: A1260

2023-A125A - Summary

Relates to alternative forms of identification for renters insurance, including a municipal identification card, or other state or local government-issued identification card, or a notarized copy of the rental lease signed by the property owner, the property management firm and the insured.

2023-A125A - Bill Text download pdf 

                             
                     S T A T E   O F   N E W   Y O R K
 ________________________________________________________________________
 
                                  125--A
 
                        2023-2024 Regular Sessions
 
                           I N  A S S E M B L Y
 
                                (PREFILED)
 
                              January 4, 2023
                                ___________
 
 Introduced  by M. of A. CRUZ, BURDICK, SIMON, DARLING, McDONOUGH, GLICK,
   GOODELL -- read once and referred to the  Committee  on  Insurance  --
   committee  discharged,  bill amended, ordered reprinted as amended and
   recommitted to said committee

 AN ACT to amend the insurance law, in relation to alternative  forms  of
   identification for renters insurance
 
   THE  PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
 BLY, DO ENACT AS FOLLOWS:
 
   Section 1. The insurance law is amended by adding a new  section  3423
 to read as follows:
   §  3423.  RENTERS  INSURANCE;  ALTERNATIVE  FORMS  OF  IDENTIFICATION.
 NOTWITHSTANDING ANY OTHER PROVISION OF THIS CHAPTER OR ANY OTHER LAW  TO
 THE  CONTRARY,  EVERY  INSURER  ISSUING A POLICY OR CONTRACT FOR RENTERS
 INSURANCE, SHALL ACCEPT, IN LIEU OF A SOCIAL SECURITY NUMBER, A  MUNICI-
 PAL IDENTIFICATION CARD, OR OTHER STATE OR LOCAL GOVERNMENT-ISSUED IDEN-
 TIFICATION  CARD.  THE INSURER MAY ALSO REQUIRE, AS PROOF OF IDENTITY, A
 NOTARIZED COPY OF THE RENTAL LEASE SIGNED BY  THE  PROPERTY  OWNER,  THE
 PROPERTY MANAGEMENT FIRM AND THE INSURED. THE PREMIUM FOR SUCH POLICY OR
 CONTRACT  WHICH INSURES RENTERS SHALL BE BASED ON SOUND UNDERWRITING AND
 ACTUARIAL PRINCIPLES. INSURERS SHALL PROVIDE INSUREDS WITH THE OPTION TO
 PAY SUCH RENTERS INSURANCE PREMIUM IN ONE FULL PAYMENT, IN TWELVE MONTH-
 LY PAYMENTS, OR BY BIANNUAL PAYMENTS.
   § 2. This act shall take effect immediately.
 
 
 
  EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                       [ ] is old law to be omitted.
                                                            LBD02052-02-3

co-Sponsors

2023-A125B (ACTIVE) - Details

See Senate Version of this Bill:
S5899
Current Committee:
Senate Insurance
Law Section:
Insurance Law
Laws Affected:
Add §3422, Ins L
Versions Introduced in Other Legislative Sessions:
2021-2022: A8414, S9183
2025-2026: A1260

2023-A125B (ACTIVE) - Summary

Relates to alternative forms of identification for renters insurance, including a municipal identification card, or other state or local government-issued identification card, or a notarized copy of the rental lease signed by the property owner, the property management firm and the insured.

2023-A125B (ACTIVE) - Bill Text download pdf 

                             
                     S T A T E   O F   N E W   Y O R K
 ________________________________________________________________________
 
                                  125--B
 
                        2023-2024 Regular Sessions
 
                           I N  A S S E M B L Y
 
                                (PREFILED)
 
                              January 4, 2023
                                ___________
 
 Introduced  by M. of A. CRUZ, BURDICK, SIMON, DARLING, McDONOUGH, GLICK,
   GOODELL, WEPRIN -- read once and referred to the Committee  on  Insur-
   ance  --  committee  discharged,  bill  amended,  ordered reprinted as
   amended and recommitted to said committee -- reported and referred  to
   the  Committee  on  Rules -- Rules Committee discharged, bill amended,
   ordered reprinted as amended and recommitted to the Committee on Rules
 
 AN ACT to amend the insurance law, in relation to alternative  forms  of
   identification for renters insurance
 
   THE  PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
 BLY, DO ENACT AS FOLLOWS:
 
   Section 1. The insurance law is amended by adding a new  section  3423
 to read as follows:
   §  3423.  RENTERS  INSURANCE;  ALTERNATIVE  FORMS  OF  IDENTIFICATION.
 NOTWITHSTANDING ANY OTHER PROVISION OF THIS CHAPTER OR ANY OTHER LAW  TO
 THE  CONTRARY,  EVERY  INSURER  ISSUING A POLICY OR CONTRACT FOR RENTERS
 INSURANCE AS DEFINED BY SECTION THIRTY-FOUR HUNDRED FIFTY-FOUR  OF  THIS
 ARTICLE,  SHALL ACCEPT, IN LIEU OF A SOCIAL SECURITY NUMBER, A MUNICIPAL
 IDENTIFICATION CARD, OR OTHER STATE OR LOCAL GOVERNMENT-ISSUED IDENTIFI-
 CATION CARD. THE INSURER MAY ALSO REQUIRE, AS PROOF OF IDENTITY, A NOTA-
 RIZED COPY OF THE RENTAL LEASE SIGNED BY THE PROPERTY OWNER, THE PROPER-
 TY MANAGEMENT FIRM AND THE INSURED.
   § 2. This act shall take effect immediately.
 
 
 
  EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                       [ ] is old law to be omitted.
                                                            LBD02052-04-3

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