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Assembly Bill A2578A

2023-2024 Legislative Session

Relates to the definition of "protected consumer"

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Archive: Last Bill Status - In Assembly Committee

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Bill Amendments

2023-A2578 - Details

Current Committee:
Assembly Consumer Affairs And Protection
Law Section:
General Business Law
Laws Affected:
Amd §380-a, Gen Bus L
Versions Introduced in Other Legislative Sessions:
2015-2016: A8619
2017-2018: A2763
2019-2020: A865
2021-2022: A5674
2025-2026: A4521

2023-A2578 - Summary

Defines a "protected consumer" as an individual who is under the age of eighteen years.

2023-A2578 - Bill Text download pdf 

                             
                     S T A T E   O F   N E W   Y O R K
 ________________________________________________________________________
 
                                   2578
 
                        2023-2024 Regular Sessions
 
                           I N  A S S E M B L Y
 
                             January 26, 2023
                                ___________
 
 Introduced  by M. of A. HYNDMAN -- read once and referred to the Commit-
   tee on Consumer Affairs and Protection
 
 AN ACT to amend the general business law, in relation to the  definition
   of "protected consumer"
 
   THE  PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
 BLY, DO ENACT AS FOLLOWS:

   Section 1. Subdivision (o) of section 380-a of  the  general  business
 law,  as added by chapter 441 of the laws of 2014, is amended to read as
 follows:
   (o) The term "protected consumer" means an individual who is under the
 age of [sixteen] EIGHTEEN years at the time a request for the  placement
 of a security freeze is made.
   §  2.  Paragraph  2 of subdivision (f) of section 380-u of the general
 business law, as amended by chapter 3 of the laws of 2015, is amended to
 read as follows:
   (2) Provide to the consumer credit reporting agency: (i) in  the  case
 of  a  request  by the protected consumer: (A) proof that the sufficient
 proof of authority for the protected consumer's representative to act on
 behalf of the  protected  consumer  is  no  longer  valid  or  that  the
 protected  consumer  has attained the age of [sixteen] EIGHTEEN; and (B)
 sufficient proof of identification of the protected consumer; or (ii) in
 the case of a request by the representative of a protected consumer: (A)
 sufficient proof of identification of the  protected  consumer  and  the
 representative;  and  (B) sufficient proof of authority to act on behalf
 of the protected consumer;  and  (C)  payment  to  the  consumer  credit
 reporting  agency  of  a  fee, if any, as provided in subdivision (h) of
 this section.
   § 3. This act shall take effect immediately.
 
 
  EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                       [ ] is old law to be omitted.
                                                            LBD04498-01-3

2023-A2578A (ACTIVE) - Details

Current Committee:
Assembly Consumer Affairs And Protection
Law Section:
General Business Law
Laws Affected:
Amd §380-a, Gen Bus L
Versions Introduced in Other Legislative Sessions:
2015-2016: A8619
2017-2018: A2763
2019-2020: A865
2021-2022: A5674
2025-2026: A4521

2023-A2578A (ACTIVE) - Summary

Defines a "protected consumer" as an individual who is under the age of eighteen years.

2023-A2578A (ACTIVE) - Bill Text download pdf 

                             
                     S T A T E   O F   N E W   Y O R K
 ________________________________________________________________________
 
                                  2578--A
 
                        2023-2024 Regular Sessions
 
                           I N  A S S E M B L Y
 
                             January 26, 2023
                                ___________
 
 Introduced  by M. of A. HYNDMAN -- read once and referred to the Commit-
   tee on Consumer Affairs and Protection -- recommitted to the Committee
   on Consumer Affairs and Protection in accordance with Assembly Rule 3,
   sec. 2 -- committee discharged, bill  amended,  ordered  reprinted  as
   amended and recommitted to said committee

 AN  ACT to amend the general business law, in relation to the definition
   of "protected consumer"
 
   THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND  ASSEM-
 BLY, DO ENACT AS FOLLOWS:
 
   Section  1.  Subdivision  (o) of section 380-a of the general business
 law, as added by chapter 441 of the laws of 2014, is amended to read  as
 follows:
   (o) The term "protected consumer" means an individual who is under the
 age  of [sixteen] EIGHTEEN years at the time a request for the placement
 of a security freeze is made.
   § 2. This act shall take effect immediately.
 
 
 
 
 
 
  EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                       [ ] is old law to be omitted.
                                                            LBD04498-02-4

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