Assembly Bill A6354

2023-2024 Legislative Session

Relates to notification of termination of group health insurance

download bill text pdf

Sponsored By

Current Bill Status - In Assembly Committee


  • Introduced
    • In Committee Assembly
    • In Committee Senate
    • On Floor Calendar Assembly
    • On Floor Calendar Senate
    • Passed Assembly
    • Passed Senate
  • Delivered to Governor
  • Signed By Governor

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2023-A6354 (ACTIVE) - Details

Current Committee:
Assembly Insurance
Law Section:
Insurance Law
Laws Affected:
Amd §§3221 & 4305, Ins L; add §4407-a, Pub Health L

2023-A6354 (ACTIVE) - Summary

Requires insurers to provide certificate holders with at least thirty days prior written notice of termination of group health insurance coverage.

2023-A6354 (ACTIVE) - Bill Text download pdf

                             
                     S T A T E   O F   N E W   Y O R K
 ________________________________________________________________________
 
                                   6354
 
                        2023-2024 Regular Sessions
 
                           I N  A S S E M B L Y
 
                               April 5, 2023
                                ___________
 
 Introduced by M. of A. WEPRIN -- read once and referred to the Committee
   on Insurance
 
 AN ACT to amend the insurance law and the public health law, in relation
   to notification of termination of group health insurance
 
   THE  PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
 BLY, DO ENACT AS FOLLOWS:

   Section 1. Subsection (a) of section 3221  of  the  insurance  law  is
 amended by adding a new paragraph 18 to read as follows:
   (18) (A) THAT THE INSURER SHALL REQUIRE THE POLICYHOLDER TO PROVIDE IT
 WITH  THE NAMES AND RESIDENTIAL ADDRESSES OF ALL INDIVIDUALS WHO BECAUSE
 OF THEIR EMPLOYEE OR MEMBERSHIP STATUS  ARE  CERTIFICATE  HOLDERS  UNDER
 SUCH  POLICY,  AND  TO UPDATE SUCH INFORMATION AT LEAST ANNUALLY; AND IN
 THE EVENT THE INSURER TERMINATES SUCH POLICY, SHALL  GIVE  EACH  CERTIF-
 ICATE HOLDER AT LEAST THIRTY DAYS PRIOR WRITTEN NOTICE OF TERMINATION OF
 COVERAGE,  BY  MAILING  SUCH  NOTICE  TO  THE  LAST PROVIDED RESIDENTIAL
 ADDRESS FOR SUCH CERTIFICATE HOLDER; PROVIDED, HOWEVER, THAT SUCH NOTICE
 SHALL NOT BE REQUIRED WHERE THE  POLICYHOLDER  HAS:  (1)  PROVIDED  SUCH
 CERTIFICATE  HOLDER  AT  LEAST  THIRTY  DAYS PRIOR WRITTEN NOTICE OF THE
 TERMINATION OF COVERAGE, BY MAILING SUCH NOTICE TO THE CERTIFICATE HOLD-
 ER'S LAST KNOWN RESIDENTIAL ADDRESS, OR, IF THE  CERTIFICATE  HOLDER  IS
 REPRESENTED BY A LABOR ORGANIZATION, PROVIDED THE REPRESENTATIVE OF SUCH
 LABOR  ORGANIZATION WITH SUCH WRITTEN NOTICE, OR (2) HAS CONTRACTED WITH
 ANOTHER INSURER TO PROVIDE SIMILAR COVERAGE  FOR  THE  SAME  CERTIFICATE
 HOLDERS,  AND  HAS  PROVIDED  CERTIFICATE  HOLDERS  WITH THE NAME OF THE
 SUBSTITUTED INSURER. NO TERMINATION OF A GROUP  POLICY  OR  CONTRACT  OF
 HEALTH,  OR  ACCIDENT  AND HEALTH INSURANCE SHALL BECOME EFFECTIVE UNTIL
 THIRTY DAYS AFTER THE MAILING OF SUCH NOTICE OF TERMINATION CONTRACT, IF
 REQUIRED.
   (B) THE INSURER SHALL INCLUDE WITH SUCH NOTICE A COMPLETE STATEMENT OF
 THE RIGHTS OF THE CERTIFICATE HOLDER UNDER THE TERMINATION OF THE POLICY
 AS TO COVERAGE FOR ILLNESS, ACCIDENT AND TREATMENT  OCCURRING  PRIOR  TO
 
  EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                       [ ] is old law to be omitted.
                                                            LBD10617-01-3
              

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