Assembly Bill A948

2023-2024 Legislative Session

Increases the minimum insurance coverage required for motor vehicles registered and/or operated within the state of New York

download bill text pdf

Sponsored By

Current Bill Status - In Assembly Committee


  • Introduced
    • In Committee Assembly
    • In Committee Senate
    • On Floor Calendar Assembly
    • On Floor Calendar Senate
    • Passed Assembly
    • Passed Senate
  • Delivered to Governor
  • Signed By Governor

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2023-A948 (ACTIVE) - Details

Current Committee:
Assembly Insurance
Law Section:
Vehicle and Traffic Law
Laws Affected:
Amd §§311 & 345, V & T L; amd §§3420 & 5210, Ins L
Versions Introduced in Other Legislative Sessions:
2019-2020: A7979
2021-2022: A717

2023-A948 (ACTIVE) - Summary

Increases the minimum insurance coverage required for motor vehicles registered and/or operated within the state of New York; for injury or death to one person in any one accident, increases the limits required from $25,000 to $50,000 for bodily injury and from $50,000 to $100,000 for death, for injury or death to more than one person in any one accident, increases the limits required from $50,000 to $100,000 for bodily injury and from $100,000 to $200,000 for death, and for third party property damage in any one accident, increases the limits required from $10,000 to $25,000.

2023-A948 (ACTIVE) - Bill Text download pdf

                             
                     S T A T E   O F   N E W   Y O R K
 ________________________________________________________________________
 
                                    948
 
                        2023-2024 Regular Sessions
 
                           I N  A S S E M B L Y
 
                             January 11, 2023
                                ___________
 
 Introduced by M. of A. JACOBSON -- read once and referred to the Commit-
   tee on Insurance
 
 AN  ACT  to  amend the vehicle and traffic law and the insurance law, in
   relation to increasing the minimum  insurance  coverage  required  for
   motor vehicles registered and/or operated within the state of New York

   THE  PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
 BLY, DO ENACT AS FOLLOWS:
 
   Section 1. Paragraph (a) of subdivision 4 and subdivision 7 of section
 311 of the vehicle and traffic law, paragraph (a) of  subdivision  4  as
 amended  by chapter 305 of the laws of 1995 and subdivision 7 as amended
 by chapter 805 of the laws of 1984, are amended to read as follows:
   (a) Affording coverage as defined in the minimum provisions prescribed
 in a regulation which shall be  promulgated  by  the  superintendent  at
 least  ninety  days prior to effective date of this act. The superinten-
 dent before promulgating such  regulations  or  any  amendment  thereof,
 shall  consult  with all insurers licensed to write automobile liability
 insurance in this state and shall not prescribe minimum provisions which
 fail to reflect the provisions of automobile liability  insurance  poli-
 cies,  other than motor vehicle liability policies as defined in section
 three hundred forty-five of this [chapter]  TITLE,  issued  within  this
 state  at  the  date  of  such regulation or amendment thereof.  Nothing
 contained in such regulation or  in  this  article  shall  prohibit  any
 insurer  from  affording  coverage  under an owner's policy of liability
 insurance more liberal than that required by  said  minimum  provisions.
 Every such owner's policy of liability insurance shall provide insurance
 subject  to  said  regulation against loss from the liability imposed by
 law for damages, including  damages  for  care  and  loss  of  services,
 because  of  bodily  injury  to  or death of any person and injury to or
 destruction of property arising out of the ownership, maintenance,  use,
 or  operation  of  a specific motor vehicle or motor vehicles within the
 state of New York, or elsewhere in the United States in North America or
 
  EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                       [ ] is old law to be omitted.
                                                            LBD02528-01-3
              

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