| Date of Action |
Assembly Actions -
Lowercase Senate Actions - UPPERCASE |
|---|---|
| Jan 03, 2024 |
referred to consumer protection |
| Jun 05, 2023 |
print number 1256b |
| Jun 05, 2023 |
amend and recommit to consumer protection |
| May 11, 2023 |
print number 1256a |
| May 11, 2023 |
amend (t) and recommit to consumer protection |
| Jan 11, 2023 |
referred to consumer protection |
Senate Bill S1256B
2023-2024 Legislative Session
Sponsored By
(D) 14th Senate District
Archive: Last Bill Status - In Senate Committee Consumer Protection Committee
Actions
Bill Amendments
co-Sponsors
(D, WF) 21st Senate District
2023-S1256 - Details
- Current Committee:
- Senate Consumer Protection
- Law Section:
- General Business Law
- Laws Affected:
- Amd §380-d, Gen Bus L
- Versions Introduced in Other Legislative Sessions:
-
2017-2018:
S8303
2019-2020: S4421
2021-2022: S3466
2025-2026: S2248
2023-S1256 - Sponsor Memo
BILL NUMBER: S1256
SPONSOR: COMRIE
TITLE OF BILL:
An act to amend the general business law, in relation to requiring cred-
it reporting agencies contact consumers when an inquiry is made into
their credit history
PURPOSE OR GENERAL IDEA OF BILL:
The purpose of this bill is to require credit reporting agencies contact
consumers when an inquiry is made into their credit history to better
provide control and awareness to consumers regarding aspects of their
credit.
SUMMARY OF PROVISIONS:
Section 380-d of the general business law is amended by adding a new
subdivision (a-i) which requires that a consumer reporting agency, upon
the occurrence of a consumer report request on any consumer, notify the
consumer. It further allows the consumer to contact the consumer report-
2023-S1256 - Bill Text download pdf
S T A T E O F N E W Y O R K
________________________________________________________________________
1256
2023-2024 Regular Sessions
I N S E N A T E
January 11, 2023
___________
Introduced by Sens. COMRIE, PARKER -- read twice and ordered printed,
and when printed to be committed to the Committee on Consumer
Protection
AN ACT to amend the general business law, in relation to requiring cred-
it reporting agencies contact consumers when an inquiry is made into
their credit history
THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
BLY, DO ENACT AS FOLLOWS:
Section 1. Section 380-d of the general business law is amended by
adding a new subdivision (a-1) to read as follows:
(A-1) EVERY CONSUMER REPORTING AGENCY SHALL, UPON THE OCCURRENCE OF A
CONSUMER REPORT REQUESTED ON ANY CONSUMER, NOTIFY SUCH CONSUMER OF THE
REQUEST BY MAIL AND ELECTRONIC MAIL. ONCE NOTIFIED, THE CONSUMER MAY
CONTACT THE CONSUMER REPORTING AGENCY WHO SHALL PROVIDE SUCH CONSUMER
WITH THE NAME OF THE PERSON THAT REQUESTED THE REPORT, THE NATURE OF THE
REQUEST, THE DATE OF THE REQUEST, AND THE AMOUNT OF ANY POTENTIAL LOAN,
IF KNOWN. SUCH CONSUMER SHALL PROVIDE THE CONSUMER REPORTING AGENCY
SUFFICIENT PROOF OF IDENTIFICATION PURSUANT TO SUBDIVISION (T) OF
SECTION THREE HUNDRED EIGHTY-A OF THIS ARTICLE BEFORE THE CONSUMER MAY
RECEIVE ANY INFORMATION IN ACCORDANCE WITH THIS SUBDIVISION.
§ 2. This act shall take effect on the ninetieth day after it shall
have become a law.
EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
[ ] is old law to be omitted.
LBD03419-01-3
co-Sponsors
(D, WF) 21st Senate District
2023-S1256A - Details
- Current Committee:
- Senate Consumer Protection
- Law Section:
- General Business Law
- Laws Affected:
- Amd §380-d, Gen Bus L
- Versions Introduced in Other Legislative Sessions:
-
2017-2018:
S8303
2019-2020: S4421
2021-2022: S3466
2025-2026: S2248
2023-S1256A - Sponsor Memo
BILL NUMBER: S1256A
SPONSOR: COMRIE
TITLE OF BILL:
An act to amend the general business law, in relation to requiring
consumer reporting agencies to contact consumers when requests are made
for their consumer reports
PURPOSE:
The purpose of this bill is to require that consumer reporting agencies
contact consumers when an inquiry is made into their consumer reports to
better provide control and awareness to consumers regarding their
reports.
SUMMARY OF PROVISIONS:
Section 380-d of the general business law is amended by adding a new
subdivision (a-i) which requires that a consumer reporting agency, upon
the occurrence of a consumer report request on any consumer, notify the
consumer. It further allows the consumer to contact the consumer report-
2023-S1256A - Bill Text download pdf
S T A T E O F N E W Y O R K
________________________________________________________________________
1256--A
2023-2024 Regular Sessions
I N S E N A T E
January 11, 2023
___________
Introduced by Sens. COMRIE, PARKER -- read twice and ordered printed,
and when printed to be committed to the Committee on Consumer
Protection -- committee discharged, bill amended, ordered reprinted as
amended and recommitted to said committee
AN ACT to amend the general business law, in relation to requiring
consumer reporting agencies to contact consumers when requests are
made for their consumer reports
THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
BLY, DO ENACT AS FOLLOWS:
Section 1. Section 380-d of the general business law is amended by
adding a new subdivision (a-1) to read as follows:
(A-1) EVERY CONSUMER REPORTING AGENCY SHALL, UPON THE OCCURRENCE OF A
CONSUMER REPORT REQUESTED ON ANY CONSUMER, NOTIFY SUCH CONSUMER OF THE
REQUEST BY MAIL OR ELECTRONIC MAIL. ONCE NOTIFIED, THE CONSUMER MAY
CONTACT THE CONSUMER REPORTING AGENCY WHO SHALL PROVIDE, UPON THE
REQUEST OF SUCH CONSUMER, THE NAME OF THE PERSON OR ENTITY THAT
REQUESTED THE REPORT, THE NATURE OF THE REQUEST, THE DATE OF THE
REQUEST, AND THE AMOUNT OF ANY POTENTIAL LOAN RELATING TO SUCH REQUEST,
TO THE GREATEST EXTENT PRACTICABLE. SUCH CONSUMER SHALL PROVIDE THE
CONSUMER REPORTING AGENCY SUFFICIENT PROOF OF IDENTIFICATION PURSUANT TO
SUBDIVISION (T) OF SECTION THREE HUNDRED EIGHTY-A OF THIS ARTICLE BEFORE
THE CONSUMER MAY RECEIVE ANY INFORMATION IN ACCORDANCE WITH THIS SUBDI-
VISION.
§ 2. This act shall take effect on the ninetieth day after it shall
have become a law.
EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
[ ] is old law to be omitted.
LBD03419-03-3
co-Sponsors
(D, WF) 21st Senate District
2023-S1256B (ACTIVE) - Details
- Current Committee:
- Senate Consumer Protection
- Law Section:
- General Business Law
- Laws Affected:
- Amd §380-d, Gen Bus L
- Versions Introduced in Other Legislative Sessions:
-
2017-2018:
S8303
2019-2020: S4421
2021-2022: S3466
2025-2026: S2248
2023-S1256B (ACTIVE) - Sponsor Memo
BILL NUMBER: S1256B
SPONSOR: COMRIE
TITLE OF BILL:
An act to amend the general business law, in relation to requiring
consumer reporting agencies to contact consumers when requests are made
for their consumer reports
PURPOSE:
The purpose of this bill is to require that consumer reporting agencies
contact consumers when an inquiry is made into their consumer reports to
better provide control and awareness to consumers regarding their
reports.
SUMMARY OF PROVISIONS:
Section 380-d of the general business law is amended by adding a new
subdivision (a-i) which requires that a consumer reporting agency, upon
the occurrence of a consumer report request on any consumer, notify the
consumer. It further allows the consumer to contact the consumer report-
2023-S1256B (ACTIVE) - Bill Text download pdf
S T A T E O F N E W Y O R K
________________________________________________________________________
1256--B
2023-2024 Regular Sessions
I N S E N A T E
January 11, 2023
___________
Introduced by Sens. COMRIE, PARKER -- read twice and ordered printed,
and when printed to be committed to the Committee on Consumer
Protection -- committee discharged, bill amended, ordered reprinted as
amended and recommitted to said committee -- committee discharged,
bill amended, ordered reprinted as amended and recommitted to said
committee
AN ACT to amend the general business law, in relation to requiring
consumer reporting agencies to contact consumers when requests are
made for their consumer reports
THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
BLY, DO ENACT AS FOLLOWS:
Section 1. Section 380-d of the general business law is amended by
adding a new subdivision (a-1) to read as follows:
(A-1) EVERY CONSUMER REPORTING AGENCY SHALL, UPON THE OCCURRENCE OF A
CONSUMER REPORT REQUESTED ON ANY CONSUMER, NOTIFY SUCH CONSUMER OF THE
REQUEST BY MAIL OR ELECTRONIC MAIL TO THE EXTENT PRACTICABLE. ONCE
NOTIFIED, THE CONSUMER MAY CONTACT THE CONSUMER REPORTING AGENCY WHO
SHALL PROVIDE, UPON THE REQUEST OF SUCH CONSUMER, THE NAME OF THE PERSON
OR ENTITY THAT REQUESTED THE REPORT, THE NATURE OF THE REQUEST, THE DATE
OF THE REQUEST, AND THE AMOUNT OF ANY POTENTIAL LOAN RELATING TO SUCH
REQUEST, TO THE GREATEST EXTENT PRACTICABLE. SUCH CONSUMER SHALL PROVIDE
THE CONSUMER REPORTING AGENCY SUFFICIENT PROOF OF IDENTIFICATION PURSU-
ANT TO SUBDIVISION (T) OF SECTION THREE HUNDRED EIGHTY-A OF THIS ARTICLE
BEFORE THE CONSUMER MAY RECEIVE ANY INFORMATION IN ACCORDANCE WITH THIS
SUBDIVISION.
§ 2. This act shall take effect on the ninetieth day after it shall
have become a law.
EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
[ ] is old law to be omitted.
LBD03419-04-3
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