NY State Senate Bill 2023-S5213

Current Bill Status - In Senate Committee Local Government Committee

Introduced
- In Committee Assembly
- In Committee Senate
- On Floor Calendar Assembly
- On Floor Calendar Senate
- Passed Assembly
- Passed Senate
Delivered to Governor
Signed By Governor

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	Assembly Actions - Lowercase Senate Actions - UPPERCASE
Jan 03, 2024	referred to local government
Feb 27, 2023	referred to local government

co-Sponsors

2023-S5213 (ACTIVE) - Details

See Assembly Version of this Bill:: A4935
Current Committee:: Senate Local Government
Law Section:: Real Property Tax Law
Laws Affected:: Amd §§924-a & 1104, add §§1185 & 1185-a, RPT L

2023-S5213 (ACTIVE) - Summary

Relates to tax lien foreclosure; caps the interest rate charged on all taxes received after the interest free period and all delinquent taxes at 16% per year; creates a taxpayer bill of rights and requires compliance therewith by each county, city and town.

2023-S5213 (ACTIVE) - Sponsor Memo

                                 
BILL NUMBER: S5213

SPONSOR: THOMAS
 
TITLE OF BILL:

An act to amend the real property tax law, in relation to tax lien fore-
closure

 
SUMMARY OF PROVISIONS:

Section 1 of the bill amends section 924-a of the real property tax law
to cap the interest charged on delinquent taxes at sixteen percent.

Section 2 of the bill amends the real property tax law by creating a new
section 1185 titled "homeowner bill of rights." Under this section,
owners of residential property with fewer than four units subject to tax
liens have the following rights, whether tax liens are sold to investors
who then prosecute foreclosure proceedings or tax lien foreclosures
pursued by local taxing authorities:

All foreclosures for property tax liens must be judicial proceedings;

If the owner is entitled to an exemption based on age, disability, or

veteran status, the property may not be foreclosed on;

An exemption based on age, disability, or veteran status cannot be
removed or waived for non-payment of property taxes;

The owner must be told the amount they owe for each tax year, how long
they have to pay their delinquent taxes before a foreclosure is initi-
ated, what form of payment will be accepted, where to make a payment,
and contact information for the taxing authority responsible for assist-
ing homeowners to resolve tax arrears;

The owner must receive a pre-foreclosure notice before a foreclosure can
proceed;

The owner must have a chance to participate in a mandatory settlement
conference process to avert foreclosure;

Any payments must be applied to the oldest liens first;

If the residential property is foreclosed on, the owner must receive any
money remaining after the tax lien is satisfied; and

The owner's right to surplus funds remains even when the parcel is
transferred to a municipality.

Section 3 of the bill amends the real property tax law by creating a new
section 1185-a that describes the contents and requirements of the pre-
closure notice required by section 1185 of the real property tax law,
which is designed to be interpreted consistently with the real property
act and proceedings law section 1104, which requires strict compliance
with all of its provisions.

The pre-foreclosure notice must clearly state the amount the homeowner
owes for each tax ear, the amount the owner must pay to become current
on their property taxes, provide information about local housing coun-
seling agencies and how to contact them, provide contact information for
the taxing authority, and notify homeowners that they may be entitled to
an exemption from property taxes based on age, disability, or veteran
status.

The pre-foreclosure notice must also tell the homeowner that they have
90 days from the date the pre-closure notice was mailed to pay their
delinquent taxes before the taxing authority can initiate a foreclosure.

Section 4 of the bill amends section 1104 of the real property tax law
to make the other bill sections mandatory for all jurisdictions, even
those which previously opted out of or were exempted from Article 11
pursuant to Section 1104(2).

Section 5 of the bill states the effective date.

 
JUSTIFICATION:

In New York, when a homeowner owes property taxes or other property-re-
lated charges for an extended period, those delinquent taxes become
liens that put the property at risk of a tax lien foreclosure. These
property tax foreclosures disproportionately impact homeowners who have
satisfied their mortgages. Because the typical mortgage products last 30
years, many of these owners are retired or approaching retirement and
are living on fixed incomes. As such, inequity relating to tax liens and
their collections falls most heavily on senior citizens. Additionally,
research has consistently shown that more liens are generated in commu-
nities of color. These factors contribute to gentrification and strip-
ping of equity and generational wealth in communities adversely impacted
by appreciating real estate values.

Tax lien foreclosures are governed by Article 11 of the Real Property
Tax Law Article 11, but many jurisdictions were exempted from the law or
were permitted to opt out. Therefore, there are many parts of the State
of New York that are not governed by the provisions of state law. This
has created a hodgepodge of property tax collection schemes throughout
the state and a homeowner's rights and the protections they are afforded
are entirely dependent on where they live. Even for those localities to
which Article 11 applies, many of the provisions in it are permissive,
instead of prescriptive, and therefore carry little force or authority.

Additionally, Article 11 does not afford homeowners facing property tax
foreclosures the same consumer protections that are available to home-
owners in residential mortgage foreclosure actions and proceedings, such
as pre-foreclosure notices under Article 13 of the Real Property Actions
and Proceedings Law and mandatory settlement conferences under CPLR
3408. In many jurisdictions tax lien foreclosures are obscure processes
with strict deadlines that can be a trap for unwary homeowners and have
dire consequences because of the system's rigidity. The absence of these
protections is especially harmful because tax lien foreclosures - due to
the low amounts of debt involved as compared to the value of the encum-
bered homes - often can be easily resolved through affordable repayment
plans or even lump sum payments (where the debt has been significantly
increased by exorbitant interest and fees). This is especially the case
for senior homeowners who have paid off their mortgages, but who may be
tax burdened or who may have experienced health challenges that have
caused their property taxes to become delinquent.


Foreclosures that are not averted can represent a loss of substantial
equity if a home is sold to satisfy a tax lien that represents a small
proportion of the home's value. Indeed, homeowners in some jurisdictions
face total loss of the equity in their homes as the tax lien foreclosure
is accomplished by a simple transfer to the municipality and a complete
termination of all ownership rights.

These problems are exacerbated in some municipalities or counties that
sell tax liens to Wall Street investors who relentlessly pursue foreclo-
sure and refuse to engage in the sort of basic loss mitigation proce-
dures that are required in the mortgage foreclosure context.  Providing
basic due process protections such as a pre-foreclosure notice compara-
ble to those required in mortgage foreclosures - and governed by the
same legal requirements - and a mandatory settlement conference process
governed by a good faith negotiation standard can promote earlier resol-
ution of tax lien arrears and ensure that taxing authorities are not
promoting displacement of vulnerable citizens - and especially senior
citizens - and gentrification in New York's communities of color.

In sum, this bill aims to protect the due process rights of homeowners
who are at risk of losing their homes to property tax foreclosure by
granting them the same protections that are afforded to borrowers in the
residential mortgage foreclosure process - most importantly the right to
retain the equity in their homes, which for many is their only signif-
icant asset.

 
PRIOR LEGISLATIVE HISTORY:

New legislation.

 
FISCAL IMPLICATIONS FOR STATE AND LOCAL GOVERNMENTS:

TBD.

 
EFFECTIVE DATE:
This act shall take effect immediately.

2023-S5213 (ACTIVE) - Bill Text download pdf

                             
                     S T A T E   O F   N E W   Y O R K
 ________________________________________________________________________
 
     S. 5213                                                  A. 4935
 
                        2023-2024 Regular Sessions
 
                       S E N A T E - A S S E M B L Y
 
                             February 27, 2023
                                ___________
 
 IN  SENATE -- Introduced by Sen. THOMAS -- read twice and ordered print-
   ed, and when printed to be committed to the Committee on Local Govern-
   ment
 
 IN ASSEMBLY -- Introduced by  M.  of  A.  WEINSTEIN  --  read  once  and
   referred to the Committee on Real Property Taxation

 AN ACT to amend the real property tax law, in relation to tax lien fore-
   closure
 
   THE  PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
 BLY, DO ENACT AS FOLLOWS:
 
   Section 1. Subdivision 1 of section 924-a of  the  real  property  tax
 law, as amended by chapter 26 of the laws of 2003, is amended to read as
 follows:
   1.  The amount of interest to be added on all taxes received after the
 interest free period and all delinquent taxes shall be [one-twelfth  the
 rate  of  interest as determined pursuant to subdivision two or two-a of
 this section rounded to the nearest one-hundredth of a percentage point]
 SIXTEEN PERCENT PER ANNUM, OR SUCH OTHER AMOUNT AS PRESCRIBED BY SECTION
 FOURTEEN-A OF THE BANKING LAW, except as otherwise provided by a general
 or special law, or a local law adopted by a city pursuant to the munici-
 pal home rule law or any special law. Such interest shall be  added  for
 each month or fraction thereof until such taxes are paid.
   § 2. The real property tax law is amended by adding a new section 1185
 to read as follows:
   § 1185. HOMEOWNER BILL OF RIGHTS. ANY OWNER OF A RESIDENTIAL PROPERTY,
 AS  DEFINED  IN SECTION ELEVEN HUNDRED ELEVEN OF THIS ARTICLE, WHO OCCU-
 PIES SUCH PROPERTY AS THEIR PRIMARY RESIDENCE (OR WHOSE HEIRS OR DISTRI-
 BUTEES OCCUPY THE PROPERTY AS THEIR PRIMARY RESIDENCE WHERE THE HOMEOWN-
 ER IS DECEASED) OR  ANY  PURCHASER  OF  A  CONTRACT  FOR  A  RESIDENTIAL
 PROPERTY  (OR  SUCCESSOR IN INTEREST TO SUCH PURCHASER) SUBJECT TO A TAX

  EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                       [ ] is old law to be omitted.
                                                            LBD04452-02-3
 S. 5213                             2                            A. 4935

 
 LIEN ON ANY PARCEL OF REAL PROPERTY,  INCLUDING  THOSE  LIENS  OTHERWISE
 EXEMPT UNDER THIS ARTICLE, SHALL HAVE THE FOLLOWING RIGHTS:
   (A)  TO HAVE ANY FORECLOSURE ON ANY REAL PROPERTY TAX LIEN PURSUANT TO
 SECTION NINE HUNDRED TWO  OF  THIS  CHAPTER  BE  A  JUDICIAL  PROCEEDING
 SPECIFIC TO EACH PARCEL;
   (B)  WHERE  THE PROPERTY IS THE PRIMARY RESIDENCE OF AN OWNER ENTITLED
 TO TAX EXEMPTION BASED ON AGE, DISABILITY, OR VETERAN STATUS, A FORECLO-
 SURE MAY NOT BE MAINTAINED;
   (C) TO NOT HAVE EXEMPTIONS REMOVED OR WAIVED FOR NONPAYMENT OF PROPER-
 TY TAXES;
   (D) TO BE INFORMED OF THE AMOUNT OF TAX DUE, THE NUMBER OF  TAX  YEARS
 FOR  WHICH THE PARCEL HAS BEEN IN ARREARS, THE DATE ON WHICH THE REDEMP-
 TION PERIOD ENDS, THE ACCEPTED FORMS  OF  PAYMENT,  THE  LOCATION  WHERE
 PAYMENTS  SHALL BE MADE, AND THE CONTACT INFORMATION FOR THE RESPONSIBLE
 TAXING AUTHORITY, INCLUDING BUT NOT LIMITED TO, THE TAXPAYER ADVOCATE OR
 OTHER SIMILAR OFFICE WITHIN THE TAXING AUTHORITY WORKING WITH HOMEOWNERS
 TO RESOLVE TAX ARREARS;
   (E) TO RECEIVE PRE-FORECLOSURE  NOTICES,  WHICH  SHALL  BE  CONDITIONS
 PRECEDENT  TO  MAINTENANCE  OF A FORECLOSURE ON ANY TAX LIEN GOVERNED BY
 THE SERVICE REQUIREMENTS OF SECTION THIRTEEN HUNDRED FOUR  OF  THE  REAL
 PROPERTY ACTIONS AND PROCEEDINGS LAW;
   (F) TO PARTICIPATE IN A MANDATORY SETTLEMENT CONFERENCE PROCESS EQUIV-
 ALENT  TO  THE PROCESS REQUIRED IN MORTGAGE FORECLOSURE ACTIONS PURSUANT
 TO RULE THIRTY-FOUR HUNDRED EIGHT OF THE CIVIL PRACTICE LAW  AND  RULES,
 WHICH  SHALL  BE  GOVERNED  BY  THE SAME GOOD FAITH NEGOTIATION STANDARD
 GOVERNING THAT PROVISION, WITH THE GOAL OF: (I)  NEGOTIATING A  MUTUALLY
 AGREEABLE  RESOLUTION  TO  AVERT FORECLOSURE, INCLUDING, BUT NOT LIMITED
 TO, ESTABLISHING AN AFFORDABLE REPAYMENT PLAN, ABATEMENT OF FEES, PENAL-
 TIES OR OTHER CHARGES, FORBEARANCE OF AMOUNTS DUE, OR OTHER HOME  SAVING
 RESOLUTION; OR (II) WHATEVER OTHER PURPOSES THE COURT DEEMS APPROPRIATE.
 A  PARTY  PROSECUTING  A  TAX  LIEN FORECLOSURE SHALL BE PROHIBITED FROM
 CHARGING THE HOMEOWNER FOR ANY FEES ASSOCIATED WITH PARTICIPATING IN THE
 SETTLEMENT CONFERENCE. EXPLICITLY INCORPORATED INTO THIS BILL OF  RIGHTS
 ARE  SUBDIVISIONS  (C)  THROUGH (N) OF RULE THIRTY-FOUR HUNDRED EIGHT OF
 THE CIVIL PRACTICE LAW AND RULES, AND THE OFFICE OF COURT ADMINISTRATION
 SHALL WITHIN NINETY DAYS OF THE EFFECTIVE DATE OF THIS  SECTION  PROMUL-
 GATE  RULES  IMPLEMENTING  THIS  MANDATORY SETTLEMENT CONFERENCE PROCESS
 WHICH SHALL ADAPT THE FOREGOING SUBDIVISIONS TO THE NEEDS  OF  TAX  LIEN
 FORECLOSURE  CASES AND WHICH SHALL, WITHOUT LIMITATION, INCLUDE A NOTICE
 OF THE SCHEDULING OF THE CONFERENCE THAT SHALL REQUIRE  THE  PARTIES  TO
 APPEAR  AT  THE  CONFERENCE  WITH  REQUIRED INFORMATION FOR A MEANINGFUL
 CONFERENCE AND WITH AUTHORITY TO ENGAGE IN SETTLEMENT NEGOTIATIONS;
   (G) TO APPLY ANY PAYMENTS TOWARD DELINQUENT  TAXES  IN  THE  ORDER  IN
 WHICH THE LIENS BECAME DUE;
   (H)  IN  THE EVENT THAT A RESIDENCE IS FORECLOSED UPON, TO RECEIVE ANY
 SURPLUS FOLLOWING THE SALE OF THE PROPERTY AFTER THE TAX LIEN IS  SATIS-
 FIED  AHEAD OF UNSECURED CREDITORS PURSUANT TO SECTION FIFTY-TWO HUNDRED
 SIX OF THE CIVIL PRACTICE LAW AND RULES; AND
   (I) WHERE THERE IS A TRANSFER TO A MUNICIPALITY  PURSUANT  TO  SECTION
 ELEVEN  HUNDRED  THIRTY-SIX OF THIS ARTICLE OR WHERE THERE IS A FORECLO-
 SURE AUCTION WITH NO BIDDERS AND THE MUNICIPALITY  TAKES  POSSESSION  OF
 THE  PROPERTY,  ANY  SUBSEQUENT  SALE  OF  THE PROPERTY MUST BE AN ARM'S
 LENGTH TRANSACTION IN WHICH THE OWNER  HAS  AN  ABSOLUTE  RIGHT  TO  ANY
 SURPLUS FUNDS.
   §  3.  The  real  property  tax law is amended by adding a new section
 1185-a to read as follows:
 S. 5213                             3                            A. 4935
 
   § 1185-A. PRE-FORECLOSURE  NOTICES.  (A)  THE  PRE-FORECLOSURE  NOTICE
 REQUIRED  IN  SUBDIVISION  (E)  OF SECTION ELEVEN HUNDRED EIGHTY-FIVE OF
 THIS ARTICLE SHALL APPEAR AS FOLLOWS:
 "YOU MAY BE AT RISK OF FORECLOSURE ON A PROPERTY TAX LIEN
 PLEASE READ THE FOLLOWING NOTICE CAREFULLY.
 AS  OF  (DATE), YOUR PROPERTY TAXES HAVE NOT BEEN PAID FOR THE FOLLOWING
 YEARS AND AMOUNTS EACH YEAR:
 THE TOTAL NEEDED TO PAY OFF ALL TAX ARREARS  AS  OF  THE  DATE  OF  THIS
 NOTICE IS:
 UNDER  NEW  YORK  STATE  LAW, WE ARE REQUIRED TO SEND YOU THIS NOTICE TO
 INFORM YOU THAT YOU ARE AT RISK OF LOSING YOUR HOME.
 ATTACHED TO THIS NOTICE IS A LIST OF GOVERNMENT APPROVED  HOUSING  COUN-
 SELING AGENCIES IN YOUR AREA WHICH PROVIDE FREE COUNSELING. YOU CAN ALSO
 CALL  THE  NYS  OFFICE  OF  THE  ATTORNEY GENERAL'S HOMEOWNER PROTECTION
 PROGRAM (HOPP) TOLL-FREE CONSUMER HOTLINE TO BE CONNECTED TO FREE  HOUS-
 ING  COUNSELING OR LEGAL SERVICES IN YOUR AREA AT 1-855-HOME-456 (1-855-
 466-3456), OR VISIT THEIR WEBSITE AT HTTP://WWW.AGHOMEHELP.COM. A STATE-
 WIDE LISTING BY COUNTY  IS  ALSO  AVAILABLE  AT  HTTPS://WWW.DFS.NY.GOV/
 CONSUMER/MORTG_NYS_NP_COUNSELING_AGENCIES.HTML.  QUALIFIED  FREE HELP IS
 AVAILABLE; WATCH OUT FOR COMPANIES OR PEOPLE WHO CHARGE A FEE FOR  THESE
 SERVICES.
 HOUSING  COUNSELORS  FROM  NEW YORK-BASED AGENCIES LISTED ON THE WEBSITE
 ABOVE ARE TRAINED TO HELP HOMEOWNERS  WHO  ARE  HAVING  PROBLEMS  MAKING
 THEIR  TAX PAYMENTS AND CAN HELP YOU FIND THE BEST OPTION FOR YOUR SITU-
 ATION.   IF YOU WISH, YOU  MAY  ALSO  CONTACT  OUR  OFFICE  DIRECTLY  AT
 __________  OR  OUR TAXPAYER ADVOCATE AT __________ , WHO IS RESPONSIBLE
 FOR WORKING WITH HOMEOWNERS TO RESOLVE TAX ARREARS, AND ASK  TO  DISCUSS
 POSSIBLE PAYMENT PLANS AND OTHER OPTIONS.
 PLEASE  NOTE  THAT  IF  YOU  ARE  A SENIOR CITIZEN, PHYSICALLY DISABLED,
 AND/OR A VETERAN, YOU MAY BE ENTITLED TO A PARTIAL EXEMPTION FROM  PROP-
 ERTY  TAXES OR TO HAVE TAX FORECLOSURE DELAYED. THE FOLLOWING EXEMPTIONS
 THAT LOCAL RULES ALLOW THAT COULD PREVENT FORECLOSURE IN YOUR CASE ARE:
 ____ SENIOR CITIZEN
 ____ VETERAN
 ____ PHYSICAL DISABILITY
 WE ENCOURAGE YOU TO CONTACT  OUR  TAXPAYER  ADVOCATE  AT  THE  TELEPHONE
 NUMBER ABOVE IF YOU HAVE ANY QUESTIONS ABOUT WHETHER YOU QUALIFY FOR ANY
 OF THESE EXEMPTIONS.
 WHILE WE CANNOT ASSURE THAT A MUTUALLY AGREEABLE RESOLUTION IS POSSIBLE,
 WE ENCOURAGE YOU TO TAKE IMMEDIATE STEPS TO TRY TO ACHIEVE A RESOLUTION.
 THE LONGER YOU WAIT, THE FEWER OPTIONS YOU MAY HAVE.
 IF  YOU HAVE NOT TAKEN ANY ACTIONS TO RESOLVE THIS MATTER WITHIN 90 DAYS
 FROM THE DATE THIS NOTICE WAS MAILED (OR SOONER IF YOU CEASE TO LIVE  IN
 THE DWELLING AS YOUR PRIMARY RESIDENCE), WE MAY COMMENCE LEGAL ACTION OR
 OTHER  REMEDIES AGAINST YOU TO FORECLOSE THE TAX LIEN, WHICH MAY EVENTU-
 ALLY RESULT IN EVICTION FROM YOUR HOME.
 UNDER NEW YORK STATE LAW, YOU MAY BE BARRED FROM ENTERING INTO A PAYMENT
 PLAN OR FROM BEING PERMITTED TO MAKE ANY PAYMENT TO SAVE YOUR HOME AFTER
 THE "REDEMPTION DATE".
 IN YOUR CASE, THE "REDEMPTION DATE" IS _____.
 IMPORTANT: YOU HAVE THE RIGHT TO REMAIN IN YOUR HOME UNTIL YOU RECEIVE A
 COURT ORDER TELLING YOU TO LEAVE THE PROPERTY; HOWEVER, YOU MAY LOSE THE
 RIGHT TO CONTINUE OWNERSHIP OF YOUR HOME AFTER THE REDEMPTION DATE. IF A
 FORECLOSURE ACTION IS FILED AGAINST YOU IN COURT,  YOU  STILL  HAVE  THE
 RIGHT TO REMAIN IN THE HOME UNTIL A COURT ORDERS YOU TO LEAVE.
 S. 5213                             4                            A. 4935
 
 THIS  NOTICE IS NOT AN EVICTION NOTICE, AND A FORECLOSURE ACTION HAS NOT
 YET BEEN COMMENCED AGAINST YOU."
   (B)  THE  NOTICE REQUIRED IN SUBDIVISION (E) OF SECTION ELEVEN HUNDRED
 EIGHTY-FIVE OF THIS ARTICLE SHALL BE SENT BY SUCH  TAXING  AUTHORITY  OR
 PURCHASER  OF DELINQUENT TAX LIENS TO THE HOMEOWNER (OR HEIRS OR DISTRI-
 BUTEES IF THE HOMEOWNER IS DECEASED), BY REGISTERED  OR  CERTIFIED  MAIL
 AND ALSO BY FIRST-CLASS MAIL TO THE LAST KNOWN ADDRESS OF THE HOMEOWNER,
 AND  TO  THE  RESIDENCE SUBJECT TO THE TAX LIEN. THE NOTICES REQUIRED BY
 SUBDIVISION (E) OF SECTION ELEVEN HUNDRED EIGHTY-FIVE  OF  THIS  ARTICLE
 SHALL  BE  SENT  BY  THE TAXING AUTHORITY OR PURCHASER OF DELINQUENT TAX
 LIENS IN A SEPARATE ENVELOPE FROM ANY OTHER MAILING OR NOTICE.    NOTICE
 IS  CONSIDERED GIVEN AS OF THE DATE IT IS MAILED. THE NOTICE REQUIRED BY
 SUBDIVISION (E) OF SECTION ELEVEN HUNDRED EIGHTY-FIVE  OF  THIS  ARTICLE
 SHALL  CONTAIN  A CURRENT LIST OF AT LEAST FIVE HOUSING COUNSELING AGEN-
 CIES SERVING THE COUNTY WHERE THE PROPERTY  IS  LOCATED  FROM  THE  MOST
 RECENT  LISTING AVAILABLE FROM THE DEPARTMENT OF FINANCIAL SERVICES. THE
 LIST SHALL INCLUDE THE COUNSELING AGENCIES'  LAST  KNOWN  ADDRESSES  AND
 TELEPHONE  NUMBERS.  THE  DEPARTMENT  OF  FINANCIAL  SERVICES SHALL MAKE
 AVAILABLE ON ITS WEBSITE A LISTING, BY COUNTY,  OF  SUCH  AGENCIES.  THE
 TAXING  AUTHORITY  OR  PURCHASER  OF DELINQUENT TAX LIENS SHALL USE SUCH
 LISTS TO MEET THE REQUIREMENTS OF THIS SECTION.
   (C) FOR ANY HOMEOWNER KNOWN TO HAVE LIMITED ENGLISH  PROFICIENCY,  THE
 NOTICE REQUIRED BY SUBDIVISION (E) OF SECTION ELEVEN HUNDRED EIGHTY-FIVE
 OF  THIS  ARTICLE  SHALL  BE  IN  THE  HOMEOWNER'S NATIVE LANGUAGE (OR A
 LANGUAGE IN WHICH  THE  HOMEOWNER  IS  PROFICIENT),  PROVIDED  THAT  THE
 LANGUAGE  IS  ONE OF THE SIX MOST COMMON NON-ENGLISH LANGUAGES SPOKEN BY
 INDIVIDUALS WITH LIMITED ENGLISH PROFICIENCY IN THE STATE OF  NEW  YORK,
 BASED ON UNITED STATES CENSUS DATA. THE DEPARTMENT OF FINANCIAL SERVICES
 SHALL  POST  THE  NOTICES  REQUIRED BY SUBDIVISION (E) OF SECTION ELEVEN
 HUNDRED EIGHTY-FIVE OF THIS ARTICLE ON  ITS  WEBSITE  IN  THE  SIX  MOST
 COMMON  NON-ENGLISH LANGUAGES SPOKEN BY INDIVIDUALS WITH LIMITED ENGLISH
 PROFICIENCY IN THE STATE OF NEW YORK, BASED ON THE UNITED STATES  CENSUS
 DATA.
   §  4. Section 1104 of the real property tax law is amended by adding a
 new subdivision 3 to read as follows:
   3. NOTWITHSTANDING THE PROVISIONS OF SUBDIVISION TWO OF THIS  SECTION,
 EVERY  COUNTY,  CITY  AND  TOWN  SHALL  COMPLY  WITH THE REQUIREMENTS OF
 SECTIONS ELEVEN HUNDRED EIGHTY-FIVE AND ELEVEN HUNDRED EIGHTY-FIVE-A  OF
 THIS ARTICLE.
   § 5. This act shall take effect immediately.

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Senate Bill S5213

Sponsored By

Current Bill Status - In Senate Committee Local Government Committee

co-Sponsors

2023-S5213 (ACTIVE) - Details

2023-S5213 (ACTIVE) - Summary

2023-S5213 (ACTIVE) - Sponsor Memo

2023-S5213 (ACTIVE) - Bill Text download pdf

Comments

Senate Bill S5213

Share this bill

Sponsored By

Kevin Thomas

Current Bill Status - In Senate Committee Local Government Committee

co-Sponsors

Zellnor Myrie

2023-S5213 (ACTIVE) - Details

2023-S5213 (ACTIVE) - Summary

2023-S5213 (ACTIVE) - Sponsor Memo

2023-S5213 (ACTIVE) - Bill Text download pdf

Comments