Senate Bill S7473

2023-2024 Legislative Session

Prohibits property/casualty insurers from discrimination

download bill text pdf

Sponsored By

Current Bill Status - In Senate Committee Insurance Committee

  • Introduced
    • In Committee Assembly
    • In Committee Senate
    • On Floor Calendar Assembly
    • On Floor Calendar Senate
    • Passed Assembly
    • Passed Senate
  • Delivered to Governor
  • Signed By Governor

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2023-S7473 (ACTIVE) - Details

Current Committee:
Senate Insurance
Law Section:
Insurance Law
Laws Affected:
Amd §2606, Ins L

2023-S7473 (ACTIVE) - Summary

Prohibits property/casualty insurers from discriminating based on race, color, creed, national origin, disability, age, marital status, sex, sexual orientation, education background or educational level attained, employment status or occupation, income level, consumer credit information or score, ownership or interest in real property, location, type of residence, including but not limited to single-family home, multi-family home, apartment, housing subsidized by state and/or federal programs, or any other residence type, or any indication of a consumer's price elasticity of demand.

2023-S7473 (ACTIVE) - Sponsor Memo

2023-S7473 (ACTIVE) - Bill Text download pdf 

                             
                     S T A T E   O F   N E W   Y O R K
 ________________________________________________________________________
 
                                   7473
 
                        2023-2024 Regular Sessions
 
                             I N  S E N A T E
 
                               May 30, 2023
                                ___________
 
 Introduced  by  Sen.  BAILEY -- read twice and ordered printed, and when
   printed to be committed to the Committee on Insurance
 
 AN ACT to amend the insurance law, in relation to discrimination
 
   THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND  ASSEM-
 BLY, DO ENACT AS FOLLOWS:

   Section  1. The section heading and subsections (a) and (b) of section
 2606 of the insurance law, as amended by chapter  159  of  the  laws  of
 1993, are amended and a new subsection (g) is added to read as follows:
   Discrimination  [because  of  race,  color, creed, national origin, or
 disability]; PROHIBITED. (a) Except as provided in section one  thousand
 one  hundred  eight  of this chapter, no individual or entity subject to
 the supervision of the superintendent  shall  because  of  race,  color,
 creed, national origin, [or] disability, AGE, MARITAL STATUS, SEX, SEXU-
 AL  ORIENTATION,  EDUCATION  BACKGROUND  OR  EDUCATIONAL LEVEL ATTAINED,
 EMPLOYMENT STATUS OR OCCUPATION, INCOME LEVEL, CONSUMER CREDIT  INFORMA-
 TION OR SCORE, OWNERSHIP OR INTEREST IN REAL PROPERTY, LOCATION, TYPE OF
 RESIDENCE, INCLUDING BUT NOT LIMITED TO SINGLE-FAMILY HOME, MULTI-FAMILY
 HOME, APARTMENT, HOUSING SUBSIDIZED BY STATE AND/OR FEDERAL PROGRAMS, OR
 ANY  OTHER RESIDENCE TYPE, OR ANY INDICATION OF A CONSUMER'S PRICE ELAS-
 TICITY OF DEMAND:
   (1) Make any distinction or discrimination between persons as  to  the
 premiums  or rates charged for insurance policies or in any other manner
 whatever.
   (2) Demand or require a greater  premium  from  any  persons  than  it
 requires at that time from others in similar cases.
   (3)  Make  or  require any rebate, discrimination or discount upon the
 amount to be paid or the service to be rendered on any policy.
   (4) Insert in the policy  any  condition,  or  make  any  stipulation,
 whereby  the insured binds themselves, or their heirs, executors, admin-
 istrators or assigns, to accept any sum or service less  than  the  full
 value  or  amount  of such policy in case of a claim thereon except such
 
  EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                       [ ] is old law to be omitted.
                                                            LBD10963-03-3

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