S T A T E O F N E W Y O R K
________________________________________________________________________
10788
I N A S S E M B L Y
April 1, 2026
___________
Introduced by M. of A. MOLITOR -- read once and referred to the Commit-
tee on Insurance
AN ACT directing the superintendent of financial services to conduct a
study on health insurance coverage requirements
THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
BLY, DO ENACT AS FOLLOWS:
Section 1. (a) The superintendent of financial services is hereby
authorized and directed to conduct a comprehensive study on mandatory
health insurance coverage benefits within the state as compared to other
states. The superintendent of financial services shall:
(i) compare health insurance benefits required by New York state law
to such benefits required by other states and determine which benefits
the state requires which are not required by the majority of other
states.
(ii) in cooperation with the state comptroller, determine the fiscal
impacts on the state and its residents if the state removed the require-
ments for benefits determined to not be required by the majority of
other states.
(iii) in cooperation with the commissioner of health, determine the
health impacts on New York residents if the state removed the require-
ments for benefits determined to not be required by the majority of
other states.
(b) The superintendent of financial services shall issue a report on
its findings from the study and any recommendations for proposed legis-
lation to the speaker of the assembly, the minority leader of the assem-
bly, the temporary president of the senate, the minority leader of the
senate, and the governor within two years of the effective date of this
section.
ยง 2. This act shall take effect immediately.
EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
[ ] is old law to be omitted.
LBD15314-01-6
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