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Assembly Bill A3052

2025-2026 Legislative Session

Relates to animal insurance policies

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Current Bill Status - In Assembly Committee

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2025-A3052 (ACTIVE) - Details

Current Committee:
Assembly Insurance
Law Section:
Insurance Law
Laws Affected:
Add §3463, Ins L
Versions Introduced in Other Legislative Sessions:
2021-2022: A7051
2023-2024: A1599

2025-A3052 (ACTIVE) - Summary

Prohibits animal insurance policies from limiting or excluding pre-existing conditions.

2025-A3052 (ACTIVE) - Bill Text download pdf 

                             
                     S T A T E   O F   N E W   Y O R K
 ________________________________________________________________________
 
                                   3052
 
                        2025-2026 Regular Sessions
 
                           I N  A S S E M B L Y
 
                             January 23, 2025
                                ___________
 
 Introduced  by  M.  of  A.  ROSENTHAL  --  read once and referred to the
   Committee on Insurance
 
 AN ACT to amend the insurance law, in relation to limiting or  excluding
   pre-existing conditions in animal insurance policies
 
   THE  PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
 BLY, DO ENACT AS FOLLOWS:

   Section 1. The insurance law is amended by adding a new  section  3463
 to read as follows:
   §  3463. PRE-EXISTING CONDITIONS IN ANIMAL INSURANCE POLICIES.  ANIMAL
 INSURANCE POLICIES SHALL NOT CONTAIN ANY EXCLUSION  OR  LIMITATION  WITH
 RESPECT TO PRE-EXISTING CONDITIONS OF ANY ANIMAL.
   §  2.  This act shall take effect immediately, provided, however, that
 this act shall apply to insurance contracts  issued  or  renewed  on  or
 after  such  effective date, and shall apply at the next required policy
 period, commencing on or after such  date,  to  any  insurance  contract
 written prior to the effective date of this act.
 
 
 
 
 
 
  EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                       [ ] is old law to be omitted.
                                                            LBD06351-01-5

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