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Assembly Bill A3229A

2025-2026 Legislative Session

Relates to prohibiting insurance companies from discriminating based on genetic predisposition; repealer

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Current Bill Status - In Assembly Committee

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Bill Amendments

co-Sponsors

2025-A3229 - Details

See Senate Version of this Bill:
S6124
Current Committee:
Assembly Insurance
Law Section:
Insurance Law
Laws Affected:
Rpld & add §2615, Ins L
Versions Introduced in Other Legislative Sessions:
2021-2022: A9837
2023-2024: A2083, S5415

2025-A3229 - Summary

Prohibits insurance companies from discriminating based on genetic predisposition including refusing to issue or renew, charging any increased rate, or restricting any length of coverage; prohibits insurers from requiring genetic testing.

2025-A3229 - Bill Text download pdf 

                             
                     S T A T E   O F   N E W   Y O R K
 ________________________________________________________________________
 
                                   3229
 
                        2025-2026 Regular Sessions
 
                           I N  A S S E M B L Y
 
                             January 27, 2025
                                ___________
 
 Introduced by M. of A. DINOWITZ, GALLAGHER, TAPIA, STIRPE, SIMON, GLICK,
   COLTON,  ROSENTHAL,  SHIMSKY, BURDICK, FORREST, STECK, RAGA, SANTABAR-
   BARA, DAVILA, REYES, SEAWRIGHT, CUNNINGHAM, SLATER, GALLAHAN  --  read
   once and referred to the Committee on Insurance
 
 AN  ACT to amend the insurance law, in relation to prohibiting insurance
   companies from discriminating based on genetic predisposition; and  to
   repeal certain provisions of such law relating thereto
 
   THE  PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
 BLY, DO ENACT AS FOLLOWS:
 
   Section 1. This act shall be known and may be cited  as  the  "genetic
 testing protection act of New York".
   §  2.  Section 2615 of the insurance law is REPEALED and a new section
 2615 is added to read as follows:
   § 2615. DISCRIMINATION BECAUSE OF  GENETIC  PREDISPOSITION.    (A)  NO
 LIFE, ACCIDENT, HEALTH, DISABILITY, LONG TERM CARE, OR MEDICAL INDEMNITY
 INSURER  SHALL  CONDITION  INSURANCE  RATES, THE PROVISION OR RENEWAL OF
 COVERAGE OR BENEFITS, OR ANY OTHER COVERAGE TERM ON THE AGREEMENT OF  AN
 INDIVIDUAL  TO UNDERGO GENETIC TESTING.  SUCH INSURERS SHALL NOT REQUIRE
 OR SOLICIT GENETIC INFORMATION, USE GENETIC TESTING RESULTS, OR CONSIDER
 A PERSON'S DECISIONS OR ACTIONS  RELATING  TO  GENETIC  TESTING  IN  ANY
 MANNER FOR ANY INSURANCE PURPOSE.
   (B)  NO LIFE, ACCIDENT, HEALTH, DISABILITY, LONG TERM CARE, OR MEDICAL
 INDEMNITY INSURER SHALL REFUSE TO ISSUE OR  RENEW  A  POLICY,  CANCEL  A
 POLICY,  OR  ALTER  TERMS  AND CONDITIONS OF COVERAGE BASED ON A GENETIC
 PREDISPOSITION OF THE INSURED INDIVIDUAL OR OF A MEMBER OF THE INSURED'S
 FAMILY.
   (C) NOTHING IN THIS SECTION SHALL BE CONSTRUED AS PREVENTING AN INSUR-
 ER FROM ACCESSING AN INDIVIDUAL'S MEDICAL RECORD, IF  OTHERWISE  ALLOWED
 BY  LAW. NOTHING IN THIS SECTION PROHIBITS AN INSURER FROM CONSIDERING A
 MEDICAL DIAGNOSIS INCLUDED IN AN INDIVIDUAL'S MEDICAL RECORD, EVEN IF  A
 DIAGNOSIS WAS MADE BASED ON THE RESULTS OF A GENETIC TEST.
 
  EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                       [ ] is old law to be omitted.
                                                            LBD07130-01-5

co-Sponsors

2025-A3229A (ACTIVE) - Details

See Senate Version of this Bill:
S6124
Current Committee:
Assembly Insurance
Law Section:
Insurance Law
Laws Affected:
Rpld & add §2615, Ins L
Versions Introduced in Other Legislative Sessions:
2021-2022: A9837
2023-2024: A2083, S5415

2025-A3229A (ACTIVE) - Summary

Prohibits insurance companies from discriminating based on genetic predisposition including refusing to issue or renew, charging any increased rate, or restricting any length of coverage; prohibits insurers from requiring genetic testing.

2025-A3229A (ACTIVE) - Bill Text download pdf 

                             
                     S T A T E   O F   N E W   Y O R K
 ________________________________________________________________________
 
                                  3229--A
 
                        2025-2026 Regular Sessions
 
                           I N  A S S E M B L Y
 
                             January 27, 2025
                                ___________
 
 Introduced by M. of A. DINOWITZ, GALLAGHER, TAPIA, STIRPE, SIMON, GLICK,
   COLTON,  ROSENTHAL,  SHIMSKY, BURDICK, FORREST, STECK, RAGA, SANTABAR-
   BARA, DAVILA, REYES, SEAWRIGHT, CUNNINGHAM, SLATER, GALLAHAN  --  read
   once   and  referred  to  the  Committee  on  Insurance  --  committee
   discharged, bill amended, ordered reprinted as amended and recommitted
   to said committee
 
 AN ACT to amend the insurance law, in relation to prohibiting  insurance
   companies  from discriminating based on genetic predisposition; and to
   repeal certain provisions of such law relating thereto
 
   THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND  ASSEM-
 BLY, DO ENACT AS FOLLOWS:
 
   Section  1.  This  act  shall be known and may be cited as the "Dennis
 Crawley genetic protection act of New York".
   § 2. Section 2615 of the insurance law is REPEALED and a  new  section
 2615 is added to read as follows:
   §  2615.  DISCRIMINATION  BECAUSE  OF GENETIC PREDISPOSITION.   (A) NO
 LIFE, ACCIDENT, HEALTH, DISABILITY, LONG TERM CARE, OR MEDICAL INDEMNITY
 INSURER SHALL CONDITION INSURANCE RATES, THE  PROVISION  OR  RENEWAL  OF
 COVERAGE  OR BENEFITS, OR ANY OTHER COVERAGE TERM ON THE AGREEMENT OF AN
 INDIVIDUAL TO UNDERGO GENETIC TESTING.  SUCH INSURERS SHALL NOT  REQUIRE
 OR SOLICIT GENETIC INFORMATION, USE GENETIC TESTING RESULTS, OR CONSIDER
 A  PERSON'S  DECISIONS  OR  ACTIONS  RELATING  TO GENETIC TESTING IN ANY
 MANNER FOR ANY INSURANCE PURPOSE.
   (B) NO LIFE, ACCIDENT, HEALTH, DISABILITY, LONG TERM CARE, OR  MEDICAL
 INDEMNITY  INSURER  SHALL  REFUSE  TO  ISSUE OR RENEW A POLICY, CANCEL A
 POLICY, OR ALTER TERMS AND CONDITIONS OF COVERAGE  BASED  ON  A  GENETIC
 PREDISPOSITION OF THE INSURED INDIVIDUAL OR OF A MEMBER OF THE INSURED'S
 FAMILY.
   (C) NOTHING IN THIS SECTION SHALL BE CONSTRUED AS PREVENTING AN INSUR-
 ER  FROM  ACCESSING AN INDIVIDUAL'S MEDICAL RECORD, IF OTHERWISE ALLOWED
 BY LAW. NOTHING IN THIS SECTION PROHIBITS AN INSURER FROM CONSIDERING  A
 
  EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                       [ ] is old law to be omitted.
                                                            LBD07130-03-5

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