S T A T E O F N E W Y O R K
________________________________________________________________________
3993
2025-2026 Regular Sessions
I N A S S E M B L Y
January 30, 2025
___________
Introduced by M. of A. FORREST -- read once and referred to the Commit-
tee on Insurance
AN ACT to amend the insurance law, in relation to prohibiting discrimi-
nation through the use of clinical algorithms
THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
BLY, DO ENACT AS FOLLOWS:
Section 1. The insurance law is amended by adding a new section 3243-a
to read as follows:
§ 3243-A. DISCRIMINATION THROUGH USE OF CLINICAL ALGORITHMS. (A) AN
INSURER SUBJECT TO THIS ARTICLE SHALL NOT DISCRIMINATE ON THE BASIS OF
RACE, COLOR, NATIONAL ORIGIN, SEX, AGE, OR DISABILITY THROUGH THE USE OF
CLINICAL ALGORITHMS IN ITS DECISION-MAKING.
(B) THIS SECTION SHALL NOT PROHIBIT THE USE OF CLINICAL ALGORITHMS
THAT RELY ON VARIABLES TO APPROPRIATELY MAKE DECISIONS, INCLUDING TO
IDENTIFY, EVALUATE, AND ADDRESS HEALTH DISPARITIES.
§ 2. This act shall take effect immediately.
EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
[ ] is old law to be omitted.
LBD07312-01-5